620 11th St, Oregon City, OR 97045 Property Records

Clackamas County property record for 620 11th St, Oregon City, OR 97045

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,700 sqft · built 1920
Lot Size	0.129 acres (5,610 sqft)
Owner	2 Individual Names on File
Last Sale	$635,000 (Feb 2022)
Tax Bill	$4,335 (2025)
Deeds & Mortgages	Feb 2022 Sale & Mortgage Jun 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`22E31AA05900`

Property Details

APN / Parcel Number

Primary APN	`22E31AA05900`
Alternative APN	`00570803`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,700 sqft Living Area
Basement Area	840 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Exterior Material	Composition/Composite
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	5,610 sqft (0.129 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Account Number	00570803
Street Address	620 11TH ST
City	OREGON CITY
State	OR
Zip	97045-1663
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R6
Legal Description	2 OREGON CITY PT LT 1 BLK 67 &PT VAC ST
Legal Range	2E
Legal Township	2S
Legal Section	31
Legal Subdivision	OREGON CITY
Legal Block	67
Legal Lot Number	1
Jurisdiction	CLACKAMAS OR
Township / Civil Division	NORTHWEST CLACKAMAS
Census Block Group	5
Census Block	5037
Census Tract	22400

Owner

620 11th St is owned and occupied by two individuals who bought it in February 2022.

Source: Clackamas County records, as of May 18, 2026

Owner of Record	2 Individual Names on File
Mailing Address	620 11TH ST, OREGON CITY, OR 97045-1663
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 28, 2022	Warranty Deed, Transfer · Conventional Mortgage BETTER MORTGAGE CORPORATION
Jun 9, 2020	Deed of Trust, Mortgage · Conventional Mortgage ONPOINT COMMUNITY CU
Mar 21, 2017	Warranty Deed, Transfer · Conventional Mortgage ONPOINT COMMUNITY CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 28, 2022 · Amount on File
Deed Sale	Feb 28, 2022 · Amount on File
Prior Sale	Mar 21, 2017 · Amount on File
Deed Document Number	202212349
Prior Transfer Date	May 8, 2010
Prior Transfer Doc	0000027586
Record Updated	Oct 29, 2026

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLACKAMAS OR
Recording Date	Feb 28, 2022
Property Address	620 11TH ST, OREGON CITY, OR 97045-1663
Document Number	0000012349
Map Reference	DOC 86-40045
Instrument Date	Feb 24, 2022
Instrument	2022-012349
Transaction Type	Transfer
Record Updated	Mar 7, 2022
Title Company	FIDELITY NATIONAL TITLE-OR, FIDELITY NATIONAL TTL OF OR

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	620 11TH ST, OREGON CITY, OR 97045-1663

Mortgage

Document Number	0000012350
Date	Feb 28, 2022
Instrument	2022-012350

Lender

Name	BETTER MORTGAGE CORPORATION
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2052

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLACKAMAS OR
Property Address	620 11TH ST, OREGON CITY, OR 97045-1663
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	WFG TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000042450
Date	Jun 9, 2020
Instrument	2020-042450

Lender

Name	ONPOINT COMMUNITY CU
Type	Credit Union
Address	PORTLAND, OR 97210

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2050

March 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLACKAMAS OR
Recording Date	Mar 21, 2017
Property Address	620 11TH ST, OREGON CITY, OR 97045-1663
Document Number	0000019012
Instrument Date	Mar 17, 2017
Instrument	2017-019012
Transaction Type	Transfer
Record Updated	Nov 19, 2021
Title Company	TICOR TITLE COMPANY OF OR

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	620 11TH ST, OREGON CITY, OR 97045-1663

Mortgage

Document Number	0000019013
Date	Mar 21, 2017
Instrument	2017-019013

Lender

Name	ONPOINT COMMUNITY CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 620 11th St was $4,335.

Source: Clackamas County assessment roll, as of October 29, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Clackamas County
Municipality	Oregon City
Unified School District	Oregon City School District 62 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,335.00	$216,389	$596,392 Land $154,672 Building $441,720
2023	$3,836.00	$203,968	$595,774 Land $152,814 Building $442,960

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 620 11th St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1996.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 10 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	10 in force
Nearby Flood Claims	2 (1996)
Most Recent Claim	Feb 1996 · High Winds, Severe Storms And Flooding
Claims by Event	High Winds, Severe Storms And Flooding, Feb 1996 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 620 11th St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 99.1% of Oregon
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OREGON CITY serves 33,940 people · EPA ID OR4101511
Water Source	Purchased surface water from SOUTH FORK WATER BOARD
Last State Inspection	Dec 2021
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 353 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber · DSL in parts of the area	2,000 / 1,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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