Cherokee County property record for 620 11th St, Gaffney, SC 29340
| Property Type | Single Family Home |
|---|---|
| Details | 1,158 sqft · built 1986 |
| Lot Size | 0.93 acres (40,511 sqft) |
| Owner | Individual Name on File |
| Last Sale | $150,000 (Sep 2022) |
| Tax Bill | $738 (2025) |
| Deeds & Mortgages | Oct 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 010049-23-3 |
| Primary APN | 010049-23-3 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,158 sqft Living Area |
| Year Built | Built 1986 |
|---|---|
| Exterior Material | Brick Veneer |
| Lot Area | 40,511 sqft (0.93 acres) |
| Garage Area | 399 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Porch |
| Old Parcel Number | 0991300049000 60518989 |
|---|---|
| Street Address | 620 11TH ST |
| City | GAFFNEY |
| State | SC |
| Zip | 29340-4836 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 620 11TH ST FM T & T PROP OF GAFFNEY $150,000 ADDRESS 911 LK-108 SPENCER CIRCLE FOR OUT BLDG BEHIND HOME |
| Legal Tract | 118 |
| Legal Lot Number | B|FRM |
| Jurisdiction | CHEROKEE SC |
| Township / Civil Division | GAFFNEY |
| Census Block Group | 3 |
| Census Block | 3005 |
| Census Tract | 970302 |
620 11th St is owned and occupied by an individual who bought it in September 2022.
Source: Cherokee County records, as of November 19, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 620 11TH ST, GAFFNEY, SC 29340-4836 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 26, 2022 · Amount on File |
| Deed Sale | Sep 26, 2022 · Amount on File |
| Deed Document Number | 0001522480 |
| Record Updated | Jun 8, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | CHEROKEE SC |
| Recording Date | Oct 17, 2017 |
| Property Address | 620 11TH ST, GAFFNEY, SC 29340-4836 |
| Document Number | 0000980803 |
| Book / Page | 000098 / 000803 |
| Instrument Date | Oct 16, 2017 |
| Instrument | 5061 |
| Transaction Type | Transfer |
| Record Updated | Aug 28, 2018 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $314.50 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 985 BOILING SPRINGS HWY GAFFNEY SC 293413706, GAFFNEY, SC 29341-3706 |
| Document Number | 980805 |
|---|---|
| Date | Oct 17, 2017 |
| Book Page | 000098/000805 |
| Instrument | 5062 |
| Name | FIRST SOUTH BK |
|---|---|
| Type | Bank |
| Address | SPARTANBURG, SC 29304 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 60 Months |
| Due | Oct 16, 2022 |
The 2025 property tax bill for 620 11th St was $738 with a homeowner's exemption.
Source: Cherokee County assessment roll, as of September 13, 2025
| Type | Name |
|---|---|
| State | South Carolina |
| County | Cherokee County |
| Unified School District | Cherokee County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $738.00 Homeowner's exemption | $5,580 Land $480 Building $5,100 | $139,500 Land $12,000 Building $127,500 |
| 2023 | $625.00 | $5,580 Land $480 Building $5,100 | $139,500 Land $12,000 Building $127,500 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 620 11th St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 25, 2016
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 620 11th St is low, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 90% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GAFFNEY BPW serves 24,290 people · EPA ID SC1110001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 234 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
May also be available: T-Mobile.
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