620 10th St, Ames, IA 50010 Property Records

Story County property record for 620 10th St, Ames, IA 50010

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,313 sqft · built 1910
Lot Size	0.187 acres (8,133 sqft)
Owner	2 Individual Names on Record
Last Sale	$111,500 (Jan 2013)
Tax Bill	$2,850 (2025)
Deeds & Mortgages	Jun 2026 Mortgage Jan 2011 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`09-02-109-020`

Property Details

APN / Parcel Number

Primary APN	`09-02-109-020`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,313 sqft Living Area
1st Floor Area	924 sqft
Attic	Attic
Attic Area	389 sqft
Basement Area	812 sqft
Unfinished Basement	812 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	8,133 sqft (0.187 acres)
Garage Type	Detached
Garage Area	682 sqft
Parking Spaces	2 Parking Spaces
Deck Area	134 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	620 10TH ST
City	AMES
State	IA
Zip	50010-6007
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RM
Legal Description	LEE'S ADD BLOCK:4 LOT:4 AMES
Legal Range	24W
Legal Township	83N
Legal Section	02
Legal Subdivision	LEE'S ADD
Legal Block	4
Legal Lot Number	4
Jurisdiction	STORY IA
Township / Civil Division	WASHINGTON
Census Block Group	2
Census Block	2016
Census Tract	900

Owner

Source: Story County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	620 10TH ST, AMES, IA 50010-6007
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 17, 2026	Deed of Trust, Mortgage · VA Mortgage FEDERAL SAVINGS BANK
Jan 4, 2011	Deed of Trust, Mortgage MIDWEST HERITAGE BANK FSB
Jan 4, 2013	Legal Action/Court Order, Foreclosure · VA Mortgage MORTGAGE RESEARCH CENTER LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 4, 2013 · Amount on Record
Deed Sale	Jan 4, 2013 · Amount on Record
Deed Document Number	2013155
Last Transfer Date	Jan 17, 2013
Transfer Doc	0000000703
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STORY IA
Recording Date	Jun 17, 2026
Property Address	620 10TH ST, AMES, IA 50010-6007
Document Number	0000005256
Instrument Date	Jun 10, 2026
Instrument	20265256
Transaction Type	Mortgage
Record Updated	Jul 16, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	620 10TH ST, AMES, IA 50010-6007

Mortgage

Document Number	0000005256,
Date	Jun 17, 2026
Instrument	20265256

Lender

Name	FEDERAL SAVINGS BANK

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate	6.36%
Max Rate	-1%

January 2011: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STORY IA
Property Address	620 10TH ST, AMES, IA 50010-6007
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201100000106
Date	Jan 4, 2011
Instrument	2011-00000106

Lender

Name	MIDWEST HERITAGE BANK FSB
Address	AMES, IA 50010

Agreement

Amount	Amount Recorded
Term	59 Months
Due	Dec 26, 2015

January 2013: Legal Action/Court Order, Foreclosure

Document Type	Legal Action/Court Order
Jurisdiction	STORY IA
Recording Date	Jan 4, 2013
Property Address	620 10TH ST, AMES, IA 50010-6007
Document Number	201300000155
Instrument Date	Jan 3, 2013
Instrument	2013-00000155
Transaction Type	Foreclosure
Record Updated	Apr 3, 2026

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$177.60
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	620 10TH ST, AMES, IA 50010-6007

Mortgage

Document Number	201300000156
Date	Jan 4, 2013
Instrument	2013-00000156

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2043

Tax Assessment & Valuation

Source: Story County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	Iowa
Municipality	Ames City
County	Story County
Unified School District	Ames Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,850.00 (+8.86%)	$207,300 (+14.85%) Land $40,700 Building $166,600	$207,300 (+14.85%) Land $40,700 Building $166,600
2024	$2,618.00 (+12.94%)
2023		$180,500 Land $34,500 Building $146,000	$180,500 Land $34,500 Building $146,000
2022	$2,318.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AMES WATER TREATMENT PLANT serves 55,177 people · EPA ID IA8503039
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 520 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: ICS Advanced Technologies, T-Mobile.

Nearby Properties on 10th St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures