Lawrence County property record for 62 Wisdom Rd, Westpoint, TN 38486
| Property Type | Rural Home |
|---|---|
| Details | 1.5 ba · 1,532 sqft · built 2017 |
| Lot Size | 17.9 acres (779,724 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $11,682 (Jan 2009) |
| Tax Bill | $1,322 (2025) |
| Deeds & Mortgages | Dec 2017 Mortgage Mar 2019 Mortgage |
| Flood Zone | Zone A (high risk) |
| APN | 050118 00401 |
| Primary APN | 050118 00401 |
|---|---|
| Alternative APN |
|
| Full Baths | 1.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 1,532 sqft Living Area |
| 1st Floor Area | 1,260 sqft |
| Upper Floors Area | 272 sqft |
| Utility Room | Utility Room |
| Flooring | Hardwood |
| Interior Walls | Wood |
| Year Built | Built 2017 |
|---|---|
| Effective Year Built | Effective 2017 |
| Exterior Material | Siding |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 779,724 sqft (17.9 acres) |
| Terrain | Rolling |
| Porch | Slab |
| Porch Area | 1,184 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Street Address | 62 WISDOM RD |
|---|---|
| City | WESTPOINT |
| State | TN |
| Zip | 38486-5118 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | DISTRICT: 15 |
| Jurisdiction | LAWRENCE TN |
| Township / Civil Division | 6 |
| Census Block Group | 1 |
| Census Block | 1017 |
| Census Tract | 960600 |
Source: Lawrence County records, as of January 23, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 62 WISDOM RD, WESTPOINT, TN 38486-5118 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 7, 2017 | Deed of Trust, Mortgage · Commercial Mortgage FIRST FARMERS & MERCHANTS BANK |
| Mar 12, 2019 | Deed of Trust, Mortgage · Commercial Mortgage FIRST FARMERS & MERCHANTS BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 16, 2009 · Amount on Record |
| Deed Sale | Jan 16, 2009 · Amount on Record |
| Deed Book / Page | 309 / 907 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAWRENCE TN |
| Property Address | 62 WISDOM RD, WESTPOINT, TN 38486-5118 |
| Transaction Type | Mortgage |
| Record Updated | Jun 21, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000522306 |
|---|---|
| Date | Dec 7, 2017 |
| Book Page | 522/306 |
| Instrument | 17006134 |
| Name | FIRST FARMERS & MERCHANTS BANK |
|---|---|
| Type | Bank |
| Address | COLUMBIA, TN 38402 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 85 Months |
| Due | Jan 1, 2025 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAWRENCE TN |
| Property Address | 62 WISDOM RD, WESTPOINT, TN 38486-5118 |
| Transaction Type | Mortgage |
| Record Updated | Jun 21, 2022 |
| Name | Verified Name |
|---|---|
| Address | 62 WISDOM RD, WESTPOINT, TN 38486-5118 |
| Document Number | 0000556861 |
|---|---|
| Date | Mar 12, 2019 |
| Book Page | 556/861 |
| Instrument | 19001211 |
| Name | FIRST FARMERS & MERCHANTS BANK |
|---|---|
| Type | Bank |
| Address | COLUMBIA, TN 38402 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Apr 1, 2034 |
Source: Lawrence County assessment roll, as of January 23, 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Lawrence County |
| Unified School District | Lawrence County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,322.00 | $65,750 (-) Land $9,125 Building $56,625 | |
| 2023 | $1,322.00 | $65,750 (-) Land $9,125 Building $56,625 | |
| 2022 | $1,322.00 | $65,750 Land $9,125 Building $56,625 | $263,000 Land $36,500 Building $226,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 17, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone A high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Not determined for this zone |
| Flood Insurance Requirement | Required federally backed loans |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 2 (2002–2010) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | May 2010 · Severe Storms, Flooding, Straight-line Winds, And Tornadoes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 72% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Skyline Telephone Fiber | 1,000 / 1,000 |
No cell data coverage reported
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