62 Watertown Rd, Ocean Pines (Berlin), MD 21811 Property Records

Worcester County property record for 62 Watertown Rd, Ocean Pines, MD 21811

Property Summary

Property Type	Single Family Home
Details	4 ba · 3,125 sqft · built 2022
Lot Size	0.143 acres (6,250 sqft)
Owner	2 Individual Names on File
Last Sale	$301,000 (Jan 2022)
Tax Bill	$7,222 (2026)
Deeds & Mortgages	Jul 2022 Mortgage Mar 2023 Mortgage + 2 more
Flood Zone	Zone AE (high risk)
APN	`03-038211`

Property Details

APN / Parcel Number

Primary APN	`03-038211`
Alternative APN	`038211`

Interior

Full Baths	4 Baths
Half Baths	2 Half Baths
Stories	3 Stories
Building Area	3,125 sqft Total Area
Elevator	Elevator

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	6,250 sqft (0.143 acres)
View / Lot	Waterfront
Garage Type	Mixed
Garage Area	1,106 sqft
Parking Spaces	4 Parking Spaces
Patio Area	238 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	038211
Street Address	62 WATERTOWN RD
City	BERLIN
State	MD
Zip	21811-1716
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-3
Legal Description	LOT C-11-343 6250 SQ FT WATERTOWN RD PL OCEAN PINES SEC 11
Legal Subdivision	OCEAN PINES SEC 11
Legal Lot Number	343
Jurisdiction	WORCESTER MD
Township / Civil Division	5, OCEAN PINES
Census Block Group	1
Census Block	1011
Census Tract	951102

Owner

62 Watertown Rd is owned and occupied by two individuals who bought it in January 2022.

Source: Worcester County records, as of October 6, 2026

Owner of Record	2 Individual Names on File
Mailing Address	62 WATERTOWN RD, BERLIN, MD 21811-1716
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 19, 2022	Deed of Trust, Mortgage · Conventional Mortgage M & T BANK
Mar 14, 2023	Deed of Trust, Mortgage · Conventional Mortgage M & T BANK
Jan 14, 2022	Deed, Transfer NOT AVAILABLE, MID ATLANTIC STLMT SVCS LLC
Apr 14, 2021	Deed, Transfer · Line of Credit THE BANK OF DELMARVA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 14, 2022 · Amount on File
Deed Sale	Jan 14, 2022 · Amount on File
Prior Sale	Apr 14, 2021 · Amount on File
Deed Book / Page	8288 / 285
Record Updated	Oct 29, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WORCESTER MD
Property Address	62 WATERTOWN RD, OCEAN PINES, MD 21811-1716
Transaction Type	Mortgage
Record Updated	Sep 25, 2023
Title Company	POWERHOUSE TITLE GROUP LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0084260013
Date	Jul 19, 2022
Book Page	8426/13

Lender

Name	M & T BANK
Type	Bank
Address	BUFFALO, NY 14203

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	12 Months
Due	Jul 6, 2023

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WORCESTER MD
Property Address	62 WATERTOWN RD, OCEAN PINES, MD 21811-1716
Transaction Type	Mortgage
Record Updated	Sep 25, 2023
Title Company	POWERHOUSE TITLE GROUP LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1950 STORMS STORE RD, NEW OXFORD, PA 17350-9515

Mortgage

Document Number	0085420380
Date	Mar 14, 2023
Book Page	8542/380

Lender

Name	M & T BANK
Type	Bank
Address	BUFFALO, NY 14203

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	5.87%
Adjustable	Adjustable Rate Rider
Type Change Date	Apr 1, 2033
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	10.8%
Index	Other
Margin	3
Max Rate	10.8%

January 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	WORCESTER MD
Recording Date	Jan 14, 2022
Property Address	62 WATERTOWN RD, OCEAN PINES, MD 21811-1716
Document Number	0082880285
Book / Page	8288 / 285
Map Reference	MB FWH19 FO 7
Instrument Date	Jan 11, 2022
Transaction Type	Transfer
Record Updated	Sep 25, 2023
Title Company	NOT AVAILABLE, MID ATLANTIC STLMT SVCS LLC

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	62 WATERTOWN RD, BERLIN, MD 21811-1716

April 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	WORCESTER MD
Recording Date	Apr 14, 2021
Property Address	62 WATERTOWN RD, OCEAN PINES, MD 21811-1716
Document Number	0080100043
Book / Page	8010 / 43
Map Reference	LB 4601 PG 037
Instrument Date	Apr 5, 2021
Transaction Type	Transfer
Record Updated	Sep 25, 2023
Title Company	NOT AVAILABLE, MID ATLANTIC T&E CO INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	28 DRAWBRIDGE RD, BERLIN, MD 21811-1823

Mortgage

Document Number	0000801047
Date	Apr 14, 2021
Instrument	8010/47

Lender

Name	THE BANK OF DELMARVA
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 62 Watertown Rd was $7,222, up 7.2% from the year before.

Source: Worcester County assessment roll, as of October 6, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Worcester County
Unified School District	Worcester County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,222.00 (+7.2%)	$782,500	$835,000 Land $175,900 Building $659,100
2025	$6,737.00
2023	$6,162.00	$643,933	$677,500 Land $175,900 Building $501,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 62 Watertown Rd in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective June 4, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	4.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 301 policies
Nearby Flood Policies	301 in force
Nearby Flood Claims	6 (2011–2026)
Most Recent Claim	Jul 2026 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 62 Watertown Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.5% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OCEAN PINES serves 11,890 people · EPA ID MD0230005
Water Source	Groundwater
Last State Inspection	Jan 2024
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 388 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Mediacom Xtream Cable	1,000 / 50

Cell Coverage

5G (outdoors only) and 4G LTE

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