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62 Waterside Way, Covington (Ft Mitchell), KY 41017 Property Records

Kenton County property record for 62 Waterside Way, Covington, KY 41017 · Last verified January 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 1,360 sqft · built 1982
Lot Size0.269 acres (11,761 sqft)
OwnerIndividual Name on File
Last Sale$276,000 (Dec 2025)
Tax Bill$1,985 (2025)
Deeds & MortgagesMay 2022 Line of Credit
Dec 2025 Sale & Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN045-30-00-149.00

Property Details

APN / Parcel Number

Primary APN045-30-00-149.00

Interior

Bedrooms3 Beds
Full Baths3 Baths
Half Baths2 Half Baths
Stories2 Stories
Building Area1,360 sqft Finished Area
Gross Area1,843 sqft

Exterior

Year BuiltBuilt 1982
Exterior MaterialBrick
Foundation TypeConcrete
Lot Area11,761 sqft (0.269 acres)
Lot Dimensions200 ft deep x 60 ft wide
Garage TypeAttached
Parking Spaces2 Parking Spaces
Pool TypeAbove-Ground Pool

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
Heating FuelElectric
SewerConnected

Location & Zoning

Old Parcel Number0453000149.00
Street Address62 WATERSIDE WAY
CityCOVINGTON
StateKY
Zip41017-9725
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLAKEWOOD HILLS SEC 10 LOT 225
Legal SubdivisionLAKEWOOD HILLS
Legal Phase10
Legal Lot Number225
JurisdictionKENTON KY
Township / Civil DivisionINDEPENDENCE
Census Block Group1
Census Block1000
Census Tract66801

Owner

Source: Kenton County records · APN 045-30-00-149.00

Assessment roll updated April 1, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address3629 WALNUT PARK DR, ALEXANDRIA, KY 41001-9502
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 09, 2022Deed of Trust, Mortgage · Line of Credit
TRUIST BANK
Dec 12, 2025Deed, Transfer · Conventional Mortgage
NFM LENDING
Oct 02, 2025Warranty Deed, Transfer · Balloon Mortgage
GOLDEN EMPIRE MORTGAGE INC
May 27, 2020Deed of Trust, Mortgage · Conventional Mortgage
GUARANTEED RATE

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleDec 12, 2025 · Amount on Record
Deed SaleDec 12, 2025 · Amount on Record
Prior SaleOct 02, 2025 · Amount on Record
Deed Document Number25121205900103
Deed Book / PageKC 380 / 194
Record UpdatedJun 08, 2026

May 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENTON KY
Property Address62 WATERSIDE WAY, COVINGTON, KY 41017-9725
Transaction TypeMortgage
Record UpdatedJan 08, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0005900137
DateMay 09, 2022
Book Page369/36
Instrument22050905900137
Lender
NameTRUIST BANK
TypeBank
AddressWINSTON SALEM, NC 27101
Agreement
TypeLine of Credit
AmountAmount Recorded
Term299 Months
DueApr 20, 2047
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

December 2025: Deed, Transfer

Document TypeDeed
JurisdictionKENTON KY
Recording DateDec 12, 2025
Property Address62 WATERSIDE WAY, COVINGTON, KY 41017-9725
Document Number0005900103
Book / PageKC 380 / 194
Map ReferenceMB 21 PG 51
Instrument DateDec 10, 2025
Instrument25121205900103
Transaction TypeTransfer
Record UpdatedJan 08, 2026
Title CompanyBLUEGRASS LAND TITLE, BLUEGRASS LAND TITLE LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address788 WOODBINE CT, EDGEWOOD, KY 41017-9631

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address3629 WALNUT PARK DR, ALEXANDRIA, KY 41001-9502

Mortgage

Document Number0005900104
DateDec 12, 2025
Instrument25121205900104
Lender
NameNFM LENDING
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 01, 2056

October 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKENTON KY
Recording DateOct 02, 2025
Property Address62 WATERSIDE WAY, COVINGTON, KY 41017-9725
Document Number0005900036
Book / PageKC 366 / 452
Map ReferenceMB 21 PG 51
Instrument DateSep 26, 2025
Instrument25100205900036
Transaction TypeTransfer
Record UpdatedOct 22, 2025
Title Company360 AMERICAN TITLE SERVICES

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address424 GRAVES AVE, ERLANGER, KY 41018-1620

Transferred To (Grantee/Buyer)

NameVerified Name
Address788 WOODBINE CT, EDGEWOOD, KY 41017-9631

Mortgage

Document Number0005900037
DateOct 02, 2025
Instrument25100205900037
Lender
NameGOLDEN EMPIRE MORTGAGE INC
TypeMortgage Company
Agreement
TypeBalloon Mortgage
AmountAmount Recorded
Term12 Months
DueOct 01, 2026

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENTON KY
Property Address62 WATERSIDE WAY, COVINGTON, KY 41017-9725
Document Number0000000162
Instrument DateMay 27, 2020
Transaction TypeMortgage
Record UpdatedJul 17, 2020
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address62 WATERSIDE WAY COVINGTON KY 410179725, COVINGTON, KY 41017-9725

Mortgage

Document Number0000000162
DateJun 08, 2020
Book Page000M54/000221
Instrument162
Lender
NameGUARANTEED RATE
AddressCHICAGO, IL 60613
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term240 Months
DueJun 07, 2040

Tax Assessment & Valuation

Source: Kenton County records · Assessment roll updated April 1, 2025 · Last verified January 2026

Property Jurisdictions

TypeName
StateKentucky
CountyKenton County
MunicipalityCovington City
Unified School DistrictKenton County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$1,985.00 (-3.36%)$200,400 (-) Land $10,000 Building $190,400$200,400 (-) Land $10,000 Building $190,400
2024$2,054.00 (-3.84%)$200,400 (-) Land $10,000 Building $190,400$200,400 (-) Land $10,000 Building $190,400
2023$2,136.00$200,400 Land $10,000 Building $190,400$200,400 Land $10,000 Building $190,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Kenton County (21117C), updated June 19, 2015 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo

Wildfire

Wildfire RiskLow
above 20% of the US · above 37% of Kentucky
Wildfire LikelihoodAbout 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 385 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Cincinnati BellFiber3,000 / 3,000
SpectrumCable1,000 / 1,000
VerizonFixed Wireless300 / 20
T-Mobile USAFixed Wireless100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

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