62 Walnut Point Ct, Saint Charles, MO 63304 Property Records

St. Charles County property record for 62 Walnut Point Ct, Saint Charles, MO 63304

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,312 sqft · built 1991
Lot Size	0.29 acres (12,632 sqft)
Owner	2 Individual Names on Record
Last Sale	$40,400 (Nov 2022)
Tax Bill	$3,803 (2025)
Deeds & Mortgages	Sep 2026 Mortgage Nov 2022 Second Mortgage
Flood Zone	Zone X (minimal risk)
APN	`A883001627`

Property Details

APN / Parcel Number

Primary APN	`A883001627`
Alternative APN	`3-157C-6263-00-0083.0000000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,312 sqft Living Area
Gross Area	3,286 sqft
1st Floor Area	982 sqft
Basement Area	952 sqft
Finished Basement	378 sqft
Unfinished Basement	574 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Architectural Style	Bi-Level
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	12,632 sqft (0.29 acres)
Terrain	Rolling
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	136 sqft
Deck Area	Deck Area
Patio Area	488 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	A883001627
Street Address	62 WALNUT POINT CT
City	SAINT CHARLES
State	MO
Zip	63304-4541
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WALNUT CREEK #1 LOT 83
Legal Subdivision	WALNUT CREEK #1
Legal Lot Number	83
Jurisdiction	ST CHARLES MO
Township / Civil Division	COTTLEVILLE
Census Block Group	1
Census Block	1008
Census Tract	311114

Owner

Source: St. Charles County records, as of October 2, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	62 WALNUT POINT CT, SAINT CHARLES, MO 63304-4541
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 24, 2026	Deed of Trust, Mortgage · Conventional Mortgage UNION CREDIT UNION
Nov 3, 2022	Intrafamily Transfer, Transfer · Stand-Alone Second Mortgage NEIGHBORS CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 3, 2022 · Amount on Record
Deed Sale	Nov 3, 2022 · Amount on Record
Prior Sale	Aug 27, 2019 · Amount on Record
Deed Document Number	202259958
Prior Transfer Date	Oct 17, 2022
Prior Transfer Doc	0000059958
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Recording Date	Sep 24, 2026
Property Address	62 WALNUT POINT CT, SAINT CHARLES, MO 63304-4541
Document Number	0000045742
Instrument Date	Sep 18, 2026
Instrument	202645742
Transaction Type	Mortgage
Record Updated	Oct 2, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	62 WALNUT POINT CT, SAINT CHARLES, MO 63304-4541

Mortgage

Document Number	0000045742,
Date	Sep 24, 2026
Instrument	202645742

Lender

Name	UNION CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Sep 23, 2046

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

November 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST CHARLES MO
Recording Date	Nov 3, 2022
Property Address	62 WALNUT POINT CT, SAINT CHARLES, MO 63304-4541
Document Number	0000059958
Map Reference	MB 27 PG 54&55
Instrument Date	Oct 17, 2022
Instrument	2022R-059958
Transaction Type	Transfer
Record Updated	Jun 15, 2023
Title Company	OLD REPUBLIC TITLE

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	62 WALNUT POINT CT, SAINT CHARLES, MO 63304-4541

Mortgage

Document Number	0000059959
Date	Nov 3, 2022
Instrument	2022R-059959

Lender

Name	NEIGHBORS CU
Type	Credit Union
Address	SAINT LOUIS, MO 63123

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	119 Months
Due	Oct 20, 2032

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Unified School District	Francis Howell R-III School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$64,082 (-)	$337,273 (-) Land $65,000 Building $272,273
2025	$3,803.00 (+11%)	$64,082 (+11.8%)	$337,273 (+11.8%) Land $65,000 Building $272,273
2024	$3,426.00
2023		$57,318
2022			$301,672 Land $65,000 Building $236,672

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.2% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST CHARLES COUNTY PWSD 2 serves 100,587 people · EPA ID MO6024530
Water Source	Purchased surface water from ST LOUIS CITY PWS
Last State Inspection	Aug 2023
Also Mapped Here	MO AMERICAN ST LOUIS ST CHARLES COUNTIES
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 486 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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