62 Thomas Rd, Swampscott, MA 01907 Property Records

Essex County and Swampscott Town property record for 62 Thomas Rd, Swampscott, MA 01907

Property Summary

Property Type	Duplex
Details	5 bd · 2.5 ba · 2,337 sqft · built 1888
Lot Size	0.097 acres (4,234 sqft)
Owner	2 Individual Names on Record
Tax Bill	$9,240 (2026)
Deeds & Mortgages	Jun 2021 Refinance Jun 2021 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`SWAM M:0001 B:0071 L:0`

Property Details

APN / Parcel Number

Primary APN	`SWAM M:0001 B:0071 L:0`

Interior

Bedrooms	5 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Units	2 Units
Stories	3 Stories
Building Area	2,337 sqft Living Area
Gross Area	4,269 sqft
Basement Area	828 sqft
Unfinished Basement	828 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1888
Effective Year Built	Effective 1888
Architectural Style	Other
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gambrel
Roof Material	Asphalt
Lot Area	4,234 sqft (0.097 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Street Address	62 THOMAS RD
City	SWAMPSCOTT
State	MA
Zip	01907-1945
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	A-2
Legal Block	71
Jurisdiction	SWAMPSCOTT MA
Township / Civil Division	SWAMPSCOTT
Census Block Group	3
Census Block	3001
Census Tract	202101

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Olmsted Subdivision Historic District listed 2002 · 569 contributing resources · NRIS 02000696

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Essex County and Swampscott Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	62 THOMAS RD, SWAMPSCOTT, MA 01907-1945
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 30, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance GUARANTEED RATE INC
Jun 30, 2021	Quit Claim Deed, Transfer Quitclaim
Dec 10, 2020	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Jun 25, 2021
Transfer Doc	040043-596
Record Updated	Oct 29, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SWAMPSCOTT MA
Property Address	62 THOMAS RD, SWAMPSCOTT, MA 01907-1945
Transaction Type	Mortgage
Record Updated	Nov 1, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	040043-601
Date	Jun 30, 2021
Book Page	40043/601
Instrument	20210630010340

Lender

Name	GUARANTEED RATE INC
Type	Non-Lending Institution

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

June 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SWAMPSCOTT MA
Recording Date	Jun 30, 2021
Property Address	62 THOMAS RD, SWAMPSCOTT, MA 01907-1945
Document Number	040043-596
Book / Page	40043 / 596
Instrument Date	Jun 25, 2021
Instrument	20210630010330
Transaction Type	Transfer
Record Updated	Jan 17, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	62 THOMAS RD, SWAMPSCOTT, MA 01907-1945

December 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SWAMPSCOTT MA
Recording Date	Dec 10, 2020
Property Address	62 THOMAS RD, SWAMPSCOTT, MA 01907-1945
Document Number	39279-202
Book / Page	039279 / 000202
Instrument Date	Dec 10, 2020
Instrument	10002850
Transaction Type	Transfer
Record Updated	Dec 29, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	62 THOMAS RD SWAMPSCOTT MA 019071945, SWAMPSCOTT, MA 01907-1945

Tax Assessment & Valuation

Source: Essex County and Swampscott Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
County Subdivision	Swampscott Town
Unified School District	Swampscott School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$9,240.00 (+7.68%)	$770,000 (+2.93%) Land $327,300 Building $442,700	$812,881
2025	$8,581.00 (+10.82%)	$748,100 (+13.43%) Land $327,300 Building $420,800
2023	$7,743.00	$659,500 Land $279,400 Building $380,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 29 individual policies
Nearby Flood Policies	46 units insured incl. 17 condo units
Nearby Flood Claims	49 (1978–2024)
Claims Outside the SFHA	18 of 49
Most Recent Claim	Jan 2024 · tidal / storm surge
Claims by Event	Extreme Weather Conditons And Flooding, Oct 1996 · 8 claims Winter Coastal Storm, Dec 1992 · 4 claims Coastal Storm, Oct 1991 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SWAMPSCOTT WATER DEPT. (MWRA) serves 15,300 people · EPA ID MA3291000
Water Source	Purchased surface water from MWRA
Last State Inspection	Mar 2026
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,019 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 2,000
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Starry.

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