62 Sunshine Cir, Spruce Pine, NC 28777 Property Records

Mitchell County property record for 62 Sunshine Cir, Spruce Pine, NC 28777

Property Summary

Property Type	Single Family Home
Details	1,808 sqft · built 1957
Lot Size	10 acres (436,471 sqft)
Owner	2 Individual Names on File
Last Sale	$200,000 (Aug 2019)
Tax Bill	$2,074 (2026)
Deeds & Mortgages	May 2023 Line of Credit May 2020 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`1800-00-25-8370`

Property Details

APN / Parcel Number

Primary APN	`1800-00-25-8370`
Alternative APN	`555782365`

Interior

Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,808 sqft Total Area

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1957
Construction Type	Wood
Lot Area	436,471 sqft (10 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Account Number	555782365
Street Address	62 SUNSHINE CIR
City	SPRUCE PINE
State	NC
Zip	28777-9303
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	19E
Jurisdiction	MITCHELL NC
Township / Civil Division	GRASSY CREEK
Census Block Group	2
Census Block	2006
Census Tract	950300

Owner

62 Sunshine Cir is owned and occupied by two individuals who bought it in August 2019.

Source: Mitchell County records, as of September 8, 2026

Owner of Record	2 Individual Names on File
Mailing Address	62 SUNSHINE CIR, SPRUCE PINE, NC 28777-9303
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 15, 2023	Deed of Trust, Mortgage · Line of Credit BAXTER CU
May 27, 2020	Intrafamily Transfer, Transfer
Aug 23, 2019	Warranty Deed, Transfer · Conventional Mortgage BAXTER CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 23, 2019 · Amount on File
Deed Sale	Aug 23, 2019 · Amount on File
Prior Sale	Oct 26, 2012 · Amount on File
Deed Document Number	20191509
Deed Book / Page	605 / 47
Prior Transfer Date	Aug 23, 2018
Prior Transfer Doc	000605/047
Record Updated	Oct 29, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MITCHELL NC
Property Address	62 SUNSHINE CIR, SPRUCE PINE, NC 28777-9303
Transaction Type	Mortgage
Record Updated	May 30, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000657/586
Date	May 15, 2023
Book Page	657/586
Instrument	2023001018

Lender

Name	BAXTER CU
Type	Credit Union
Address	VERNON HILLS, IL 60061

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	May 30, 2033

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MITCHELL NC
Recording Date	May 27, 2020
Property Address	62 SUNSHINE CIR, SPRUCE PINE, NC 28777-9303
Document Number	000613/804
Book / Page	613 / 804
Instrument Date	May 26, 2020
Instrument	2020000833
Transaction Type	Transfer
Record Updated	Aug 23, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	62 SUNSHINE CIR, SPRUCE PINE, NC 28777-9303

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MITCHELL NC
Recording Date	Aug 23, 2019
Property Address	62 SUNSHINE CIR, SPRUCE PINE, NC 28777-9303
Document Number	000605/047
Book / Page	605 / 047
Instrument Date	Aug 23, 2018
Instrument	2019001509
Transaction Type	Transfer
Record Updated	Aug 23, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$400.00
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	62 SUNSHINE CIR, SPRUCE PINE, NC 28777-9303

Mortgage

Document Number	2019001510
Date	Aug 23, 2019
Instrument	2019001510

Lender

Name	BAXTER CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2049

Tax Assessment & Valuation

The 2026 property tax bill for 62 Sunshine Cir was $2,074.

Source: Mitchell County assessment roll, as of September 8, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Mitchell County
Unified School District	Mitchell County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,074.00	$324,100 (-) Land $72,500 Building $251,600
2025	$2,074.00	$324,100 Land $72,500 Building $251,600
2023	$1,449.00	$230,000 Land $72,500 Building $157,500	$181,800 Land $72,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 62 Sunshine Cir in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 2, 2018

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 62 Sunshine Cir is moderate, ranking above 46% of the US, with a 0.09% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · above 67% of North Carolina
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF SPRUCE PINE serves 5,661 people · EPA ID NC0161010
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 94 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Zito Media Fiber	1,000 / 1,000

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Sunshine Cir

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