62 Spear St, Oakland, NJ 07436 Property Records

Bergen County and Oakland Borough property record for 62 Spear St, Oakland, NJ 07436

Property Summary

Property TypeSingle Family Home
Details2,171 sqft · built 1959
Lot Size0.373 acres (16,248 sqft)
OwnerIndividual Name on Record
Last Sale$660,000 (Feb 2023)
Tax Bill$14,312 (2025)
Deeds & MortgagesFeb 2023 Sale & Mortgage
Feb 2023 Sale
Flood ZoneZone X (minimal risk)
APN42-03702-0000-00023

Property Details

APN / Parcel Number

Primary APN42-03702-0000-00023
Alternative APNs
  • 4203301000400014
  • 42033010400014

Interior

Stories1 Story
Building Area2,171 sqft Living Area
1st Floor Area2,171 sqft

Exterior

Year BuiltBuilt 1959
Effective Year BuiltEffective 1959
Construction TypeFrame
Lot Area16,248 sqft (0.373 acres)
Lot Dimensions125 ft deep x 130 ft wide
Parking Spaces1 Parking Space

Location & Zoning

Old Parcel Number42033010400014
Street Address62 SPEAR ST
CityOAKLAND
StateNJ
Zip07436-3230
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRA2
Legal Description0.373 AC
Legal SubdivisionOAKLAND BORO
Legal Block3702
Legal Lot Number23
JurisdictionBERGEN NJ
Township / Civil DivisionOAKLAND
Census Block Group2
Census Block2005
Census Tract39300

Owner

Source: Bergen County and Oakland Borough records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address62 SPEAR ST, OAKLAND, NJ 07436-3230
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 6, 2023Deed, Transfer · Stand-Alone First Mortgage
H & E TELEPHONE FCU
Feb 6, 2023Redemption Deed, Transfer

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 6, 2023 · Amount on Record
Deed SaleFeb 6, 2023 · Amount on Record
Prior SaleNov 28, 2000
Deed Document Number202310414
Deed Book / Page4925 / 1362
Record UpdatedOct 29, 2026

February 2023: Deed, Transfer

Document TypeDeed
JurisdictionBERGEN NJ
Recording DateFeb 6, 2023
Property Address62 SPEAR ST, OAKLAND, NJ 07436-3230
Document Number0049251362
Book / Page4925 / 1362
Instrument DateJan 19, 2023
Instrument2023010414
Transaction TypeTransfer
Record UpdatedMay 5, 2026
Title CompanyREALSAFE TITLE LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$5,821.00
Amount AccuracyFull Amount Stated

Transferred From (Grantor/Seller)

NameVerified Name
Address4422 RUDETOWN RD, HAMBURG, NJ 07419-9604

Transferred To (Grantee/Buyer)

NameVerified Name
Address62 SPEAR ST, OAKLAND, NJ 07436-3230
InvestorPossibly a Property Investor

Mortgage

Document Number2023010415
DateFeb 6, 2023
Instrument2023010415
Lender
NameH & E TELEPHONE FCU
TypeCredit Union
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded

February 2023: Redemption Deed, Transfer

Document TypeRedemption Deed
JurisdictionBERGEN NJ
Recording DateFeb 6, 2023
Property Address62 SPEAR ST, OAKLAND, NJ 07436-3230
Document Number0049251360
Book / Page4925 / 1360
Instrument DateJan 19, 2023
Instrument2023010413
Transaction TypeTransfer
Record UpdatedMay 5, 2026

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyRedemption Amount

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address111 LITTLETON RD, PARSIPPANY, NJ 07054-2097
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Bergen County and Oakland Borough assessment roll, as of June 29, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyBergen County
MunicipalityOakland Borough
Elementary School DistrictOakland Borough School District (KG - 08)
Secondary School DistrictRamapo-Indian Hill Regional School District (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$715,700 (+9.27%) Land $324,800 Building $390,900$715,700 (+9.27%) Land $324,800 Building $390,900
2025$14,312.00 (+2.48%)$655,000 (+18.94%) Land $307,900 Building $347,100$655,000 (+18.94%) Land $307,900 Building $347,100
2024$13,966.00 (+9.6%)
2023$550,700 Land $263,200 Building $287,500$550,700 Land $263,200 Building $287,500
2022$12,743.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies5 in force
Nearby Flood Claims4 (1984–2018)
Claims Outside the SFHA4 of 4
Most Recent ClaimApr 2018 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 85% of New Jersey
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOAKLAND WATER DEPT
serves 12,754 people · EPA ID NJ0242001
Water SourceGroundwater
Last State InspectionJun 2024
Lead3 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 300 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable
8,000 / 8,000
Verizon
Fiber
2,300 / 2,300
T-Mobile
Fixed Wireless
100 / 20

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