Kenton County property record for 62 Oby Dr, Independence, KY 41051
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,064 sqft · built 1991 |
| Lot Size | 0.29 acres (12,632 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $320,000 (Jun 2023) |
| Tax Bill | $3,150 (2025) |
| Deeds & Mortgages | Jun 2023 Sale & Mortgage Mar 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 034-30-01-041.00 |
| Primary APN | 034-30-01-041.00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,064 sqft Finished Area |
| Gross Area | 2,435 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1991 |
|---|---|
| Effective Year Built | Effective 1991 |
| Exterior Material | Brick |
| Foundation Type | Concrete |
| Roof Material | Composition Shingle |
| Lot Area | 12,632 sqft (0.29 acres) |
| Lot Dimensions | 143 ft deep x 90 ft wide |
| Garage Type | Basement |
| Parking Spaces | 2 Parking Spaces |
| Pool Type | Above-Ground Pool |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Street Address | 62 OBY DR |
|---|---|
| City | INDEPENDENCE |
| State | KY |
| Zip | 41051-9278 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | FREEDOM PARK SEC 3 LOT 18 |
| Legal Subdivision | FREEDOM PARK |
| Legal Phase | 3 |
| Legal Lot Number | 18 |
| Jurisdiction | KENTON KY |
| Township / Civil Division | INDEPENDENCE |
| Census Block Group | 3 |
| Census Block | 3021 |
| Census Tract | 63609 |
62 Oby Dr is owned and occupied by two individuals who bought it in June 2023.
Source: Kenton County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 62 OBY DR, INDEPENDENCE, KY 41051-9278 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 28, 2023 | Warranty Deed, Transfer · VA Mortgage RAPID MORTGAGE COMPANY |
| Mar 31, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP |
| Feb 6, 2017 | Warranty Deed, Transfer SIBCY CLINE MTG SVCS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 28, 2023 · Amount on File |
| Deed Sale | Jun 28, 2023 · Amount on File |
| Prior Sale | Feb 6, 2017 · Amount on File |
| Deed Document Number | 2023062816 |
| Deed Book / Page | 233 / 219 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Jun 28, 2023 |
| Property Address | 62 OBY DR, INDEPENDENCE, KY 41051-9278 |
| Document Number | 0005900016 |
| Book / Page | KC 233 / 219 |
| Map Reference | MB 21 PG 39 |
| Instrument Date | Jun 26, 2023 |
| Instrument | 23062805900016 |
| Transaction Type | Transfer |
| Record Updated | Feb 23, 2024 |
| Title Company | 360 AMERICAN TITLE SERVICES |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 11585 TREMONT CT, INDEPENDENCE, KY 41051-7615 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 62 OBY DR, INDEPENDENCE, KY 41051-9278 |
| Document Number | 0005900017 |
|---|---|
| Date | Jun 28, 2023 |
| Book Page | KCM 471/919 |
| Instrument | 23062805900017 |
| Name | RAPID MORTGAGE COMPANY |
|---|---|
| Type | Mortgage Company |
| Address | CINCINNATI, OH 45255 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 62 OBY DR, INDEPENDENCE, KY 41051-9278 |
| Transaction Type | Mortgage |
| Record Updated | Apr 7, 2021 |
| Title Company | INSPIRE CLOSING SERVICES LLC |
| Name | Verified Name |
|---|
| Document Number | 0005900017 |
|---|---|
| Date | Mar 31, 2021 |
| Book Page | 192/678 |
| Instrument | 21033105900017 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Feb 6, 2017 |
| Property Address | 62 OBY DR, INDEPENDENCE, KY 41051-9278 |
| Document Number | 0000000125 |
| Book / Page | 0I3894 / 000248 |
| Instrument Date | Jan 26, 2017 |
| Instrument | 125 |
| Transaction Type | Transfer |
| Record Updated | Jan 10, 2020 |
| Title Company | LAWYERS TITLE |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $203.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 62 OBY DR INDEPENDENCE KY 410519278, INDEPENDENCE, KY 41051-9278 |
| Document Number | 126 |
|---|---|
| Date | Feb 6, 2017 |
| Book Page | 0I3894/000252 |
| Instrument | 126 |
| Name | SIBCY CLINE MTG SVCS |
|---|---|
| Type | Mortgage Company |
| Address | CINCINNATI, OH 45236 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Feb 5, 2047 |
The 2025 property tax bill for 62 Oby Dr was $3,150 with a disabled person's exemption.
Source: Kenton County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Kenton County |
| Municipality | Independence City |
| Unified School District | Kenton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $320,000 (-) Land $50,000 Building $270,000 | $320,000 (-) Land $50,000 Building $270,000 | |
| 2025 | $3,150.00 Disabled Person's exemption | $320,000 Land $50,000 Building $270,000 | $320,000 Land $50,000 Building $270,000 |
| 2023 | $3,009.00 | $238,500 Land $40,000 Building $198,500 | $238,500 Land $40,000 Building $198,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 62 Oby Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 19, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 62 Oby Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 129 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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