York County and Biddeford City property record for 62 Oak St, Biddeford, ME 04005
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 848 sqft · built 1938 |
| Lot Size | 0.05 acres (2,178 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $328,500 (Jul 2024) |
| Tax Bill | $3,860 (2025) |
| Deeds & Mortgages | Feb 2026 Mortgage Feb 2024 Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | BIDD M:35 L:174 |
| Primary APN | BIDD M:35 L:174 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 848 sqft Living Area |
| Gross Area | 2,483 sqft |
| 1st Floor Area | 768 sqft |
| Attic | Attic |
| Attic Area | 720 sqft |
| Basement Area | 720 sqft |
| Unfinished Basement | 720 sqft |
| Year Built | Built 1938 |
|---|---|
| Effective Year Built | Effective 1938 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 2,178 sqft (0.05 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Cooling System | HVAC |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Oil |
| Street Address | 62 OAK ST |
|---|---|
| City | BIDDEFORD |
| State | ME |
| Zip | 04005-3427 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Lot Number | 174 |
| Jurisdiction | BIDDEFORD ME |
| Township / Civil Division | BIDDEFORD |
| Census Block Group | 4 |
| Census Block | 4002 |
| Census Tract | 25206 |
Source: York County and Biddeford City records, as of May 22, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 99 SOUTH ST, BIDDEFORD, ME 04005-2309 |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Feb 26, 2026 | Deed of Trust, Mortgage MISSION LOANS LLC |
| Feb 7, 2024 | Deed of Trust, Mortgage · Second Mortgage (Down Payment) NAVY FCU |
| May 7, 2025 | Deed of Trust, Mortgage · VA Mortgage VILLAGE CAPITAL & INVESTMENT LLC |
| Mar 29, 2022 | Warranty Deed, Transfer · Stand-Alone First Mortgage NAVY FCU |
| Aug 13, 2019 | Deed of Trust, Transfer · VA Mortgage NAVY FCU |
| Sep 15, 2017 | Warranty Deed, Transfer HOMEBRIDGE FINANCIAL |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 29, 2024 · Amount on Record |
| Deed Sale | Jul 29, 2024 · Amount on Record |
| Prior Sale | Mar 29, 2022 · Amount on Record |
| Deed Document Number | 202423080 |
| Deed Book / Page | 19478 / 851 |
| Prior Transfer Date | Mar 22, 2022 |
| Prior Transfer Doc | 0189880152 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BIDDEFORD ME |
| Property Address | 62 OAK ST, BIDDEFORD, ME 04005-3427 |
| Transaction Type | Mortgage |
| Record Updated | Mar 18, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0198500577 |
|---|---|
| Date | Feb 26, 2026 |
| Book Page | 19850/577 |
| Instrument | 2026006363 |
| Name | MISSION LOANS LLC |
|---|
| Amount | Amount Recorded |
|---|---|
| Term | 361 Months |
| Due | Mar 1, 2056 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BIDDEFORD ME |
| Property Address | 62 OAK ST, BIDDEFORD, ME 04005-3427 |
| Transaction Type | Mortgage |
| Record Updated | Nov 20, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0193850766 |
|---|---|
| Date | Feb 7, 2024 |
| Book Page | 19385/766 |
| Instrument | 2024003795 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Type | Second Mortgage (Down Payment) |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Mar 1, 2039 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BIDDEFORD ME |
| Property Address | 62 OAK ST, BIDDEFORD, ME 04005-3427 |
| Transaction Type | Mortgage |
| Record Updated | Nov 20, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0196520520 |
|---|---|
| Date | May 7, 2025 |
| Book Page | 19652/520 |
| Instrument | 2025013963 |
| Name | VILLAGE CAPITAL & INVESTMENT LLC |
|---|---|
| Type | Reverse Mortgage Lender |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BIDDEFORD ME |
| Recording Date | Mar 29, 2022 |
| Property Address | 62 OAK ST, BIDDEFORD, ME 04005-3427 |
| Document Number | 0189880152 |
| Book / Page | 18988 / 152 |
| Instrument Date | Mar 22, 2022 |
| Instrument | 2022014003 |
| Transaction Type | Transfer |
| Record Updated | Nov 20, 2025 |
| Title Company | MISC COMPANY |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Venture |
| Address | 62 OAK ST, BIDDEFORD, ME 04005-3427 |
| Document Number | 2022014004 |
|---|---|
| Date | Mar 29, 2022 |
| Instrument | 2022014004 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BIDDEFORD ME |
| Property Address | 62 OAK ST, BIDDEFORD, ME 04005-3427 |
| Document Number | 0180190579 |
| Instrument Date | Aug 13, 2019 |
| Transaction Type | Transfer |
| Record Updated | Aug 27, 2019 |
| Title Company | ATTORNEY ONLY |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Address | 62 OAK ST BIDDEFORD ME 040053427, BIDDEFORD, ME 04005-3427 |
| Document Number | 0180190579 |
|---|---|
| Date | Aug 14, 2019 |
| Book Page | 018019/000579 |
| Instrument | 32850 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 13, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BIDDEFORD ME |
| Recording Date | Sep 15, 2017 |
| Property Address | 62 OAK ST, BIDDEFORD, ME 04005-3427 |
| Document Number | 0175600558 |
| Book / Page | 17560 / 0558 |
| Instrument | 2017039326 |
| Transaction Type | Transfer |
| Record Updated | Nov 15, 2022 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 2017039327 |
|---|---|
| Date | Sep 15, 2017 |
| Instrument | 2017039327 |
| Name | HOMEBRIDGE FINANCIAL |
|---|
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Sep 15, 2047 |
Source: York County and Biddeford City assessment roll, as of May 22, 2026
| Type | Name |
|---|---|
| State | Maine |
| County | York County |
| Municipality | Biddeford City |
| Unified School District | Biddeford (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,860.00 (+13.83%) | $258,400 (+8.34%) Land $111,600 Building $146,800 | |
| 2024 | $3,391.00 (+8.37%) | $238,500 (-) Land $111,600 Building $126,900 | |
| 2023 | $3,129.00 (+6.1%) | $238,500 (+32.72%) Land $111,600 Building $126,900 | $296,970 |
| 2022 | $2,949.00 | $179,700 Land $60,100 Building $119,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 16, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 53% of Maine |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MAINE WATER COMPANY BIDDEFORD SACO DIV private · serves 42,508 people · EPA ID ME0090170 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | Turbidity resolved · Aug 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 288 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| GoNetspeed Fiber | 2,000 / 2,000 |
| Fidium Fiber Fiber · DSL in parts of the area | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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