62 Middleton Rd, Oakland, MD 21550 Property Records

Garrett County property record for 62 Middleton Rd, Oakland, MD 21550

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,397 sqft · built 1993
Lot Size	1.09 acres (47,480 sqft)
Owner	2 Individual Names on File
Last Sale	$780,000 (Jul 2026)
Tax Bill	$8,252 (2025)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Nov 2025 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`18-048922`

Property Details

APN / Parcel Number

Primary APN	`18-048922`
Alternative APN	`048922`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,397 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Architectural Style	Conventional
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	47,480 sqft (1.09 acres)
Garage Type	Mixed
Garage Area	432 sqft
Parking Spaces	2 Parking Spaces
Deck Area	200 sqft
Balcony Area	96 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	048922
Street Address	62 MIDDLETON RD
City	OAKLAND
State	MD
Zip	21550-7077
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	47480 SQ FT LOT 62 SECT 3 BLAKESLEE SUB DIV
Legal Subdivision	BLAKESLEE SUB
Legal Lot Number	62
Jurisdiction	GARRETT MD
Township / Civil Division	10, DEER PARK
Census Block Group	1
Census Block	1040
Census Tract	502

Owner

62 Middleton Rd is owned by two individuals who bought it in July 2026.

Source: Garrett County records, as of July 15, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1298 GLENCOE AVE, PITTSBURGH, PA 15205-4318
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 6, 2026	Deed, Transfer · Conventional Mortgage FIDELITY NATIONAL TITLE
Nov 18, 2025	Deed, Transfer · Conventional Mortgage GUARANTEED RATE INC
Aug 12, 2019	Deed, Transfer · Conventional Mortgage US BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 6, 2026 · Amount on File
Deed Sale	Jul 6, 2026 · Amount on File
Prior Sale	Nov 18, 2025 · Amount on File
Deed Document Number	2026
Deed Book / Page	2696 / 393
Record Updated	Sep 20, 2026

July 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	GARRETT MD
Recording Date	Jul 6, 2026
Property Address	62 MIDDLETON RD, OAKLAND, MD 21550-7077
Document Number	2696000393
Book / Page	2696 / 393
Instrument Date	Jun 26, 2026
Transaction Type	Transfer
Record Updated	Jul 15, 2026
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$787,800.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1298 GLENCOE AVE, PITTSBURGH, PA 15205-4318

Mortgage

Document Number	2696000397,
Date	Jul 6, 2026
Book Page	2696/397

Lender

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.5%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

November 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	GARRETT MD
Recording Date	Nov 18, 2025
Property Address	62 MIDDLETON RD, OAKLAND, MD 21550-7077
Document Number	0026500291
Book / Page	2650 / 291
Map Reference	MB 3 SO 17
Instrument Date	Nov 12, 2025
Transaction Type	Transfer
Record Updated	Dec 8, 2025
Title Company	DEEP CRK TITLE GROUP LLC, DEEP CREEK TITLE GROUP

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,800.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1000 CARROLL PKWY, FREDERICK, MD 21701-4014

Mortgage

Document Number	0002650294
Date	Nov 18, 2025
Instrument	2650/294

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2055

August 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	GARRETT MD
Recording Date	Aug 12, 2019
Property Address	62 MIDDLETON RD, OAKLAND, MD 21550-7077
Document Number	0021480348
Book / Page	2148 / 0348
Map Reference	MB 3 FO 17
Instrument Date	Aug 6, 2019
Transaction Type	Transfer
Record Updated	May 2, 2022
Title Company	DEEP CREEK TITLE GROUP

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	41472 BINCOE COURT, LEESBURG, VA 20175-6365

Mortgage

Document Number	0002148351
Date	Aug 12, 2019
Instrument	2148/351

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 62 Middleton Rd was $8,252.

Source: Garrett County assessment roll, as of August 12, 2025

Property Jurisdictions

Type	Name
State	Maryland
County	Garrett County
Unified School District	Garrett County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,252.00	$726,400 Land $140,700 Building $585,700	$726,400 Land $140,700 Building $585,700
2023	$6,475.00	$551,800	$726,400 Land $140,700 Building $585,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 62 Middleton Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2026.

Source: FEMA National Flood Hazard Layer, effective February 1, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2026)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 2026 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 62 Middleton Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 93 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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