62 McPherson Cir, Sterling, VA 20165 Property Records

Loudoun County property record for 62 McPherson Cir, Sterling, VA 20165

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 1,994 sqft · built 1987
Lot Size0.13 acres (5,662 sqft)
Owner2 Individual Names on File
Last Sale$735,000 (Sep 2026)
Tax Bill$5,094 (2026)
Deeds & MortgagesSep 2026 Sale & Mortgage
Aug 2019 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN027-27-0434-000

Property Details

APN / Parcel Number

Primary APN027-27-0434-000
Alternative APN
  • 64A230 182

Interior

Bedrooms4 Beds
Full Baths3 Baths
Plumbing Fixtures9 Plumbing Fixtures
Stories1 Story
Building Area1,994 sqft Living Area
1st Floor Area1,356 sqft
Basement Area638 sqft
Finished Basement638 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1987
Effective Year BuiltEffective 2005
Architectural StyleSplit Level
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area5,662 sqft (0.13 acres)
Garage TypeBuilt-in
Garage Area440 sqft

Exterior Amenities

PorchOpen Porch
Porch Area88 sqft
Deck AreaDeck Area
Patio Area172 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelElectric

Location & Zoning

Street Address62 MCPHERSON CIR
CitySTERLING
StateVA
Zip20165-5775
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePDH3
Legal DescriptionCOUNTRYSIDE SEC.4D LOT 182A 200410040107424
Legal SubdivisionCOUNTRYSIDE
Legal Block1
Legal Lot Number182A
JurisdictionLOUDOUN VA
Township / Civil DivisionALGONKIAN
Census Block Group1
Census Block1000
Census Tract611101

Owner

62 McPherson Cir is owned and occupied by two individuals who bought it in September 2026.

Source: Loudoun County records, as of September 18, 2026

Owner of Record2 Individual Names on File
Mailing Address62 MCPHERSON CIR, STERLING, VA 20165-5775
OccupancyOwner Occupied
Owner TypeIndividual
VestingMarried Couple

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Sep 1, 2026Deed, Transfer · Conventional Mortgage
M & T BANK NA
Aug 28, 2019Warranty Deed, Transfer · Conventional with PMI
PROSPERITY HM MTG
Dec 7, 2017Warranty Deed, Transfer · Conventional with PMI
POTOMAC MTG GRP LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 1, 2026 · Amount on File
Deed SaleSep 1, 2026 · Amount on File
Prior SaleAug 28, 2019 · Amount on File
Deed Document Number202645717
Record UpdatedOct 29, 2026

September 2026: Deed, Transfer

Document TypeDeed
JurisdictionLOUDOUN VA
Recording DateSep 1, 2026
Property Address62 MCPHERSON CIR, STERLING, VA 20165-5775
Document Number0000045717
Instrument DateAug 25, 2026
Instrument202645717
Transaction TypeTransfer
Record UpdatedSep 15, 2026
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$74,235.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address62 MCPHERSON CIR, STERLING, VA 20165-5775

Mortgage

Document Number0000045718,
DateSep 1, 2026
Instrument202645718
Lender
NameM & T BANK NA
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueSep 1, 2056
Interest
Rate TypeFixed Rate
Initial TypeFixed Rate
Max Rate-1%

August 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLOUDOUN VA
Recording DateAug 28, 2019
Property Address62 MCPHERSON CIR, STERLING, VA 20165-5775
Document Number20190828050648
Instrument DateAug 28, 2019
Instrument50648
Transaction TypeTransfer
Record UpdatedSep 17, 2019
Title CompanyNOT AVAILABLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$505.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address62 MCPHERSON CIR STERLING VA 201655775, STERLING, VA 20165-5775

Mortgage

Document Number20190828050649
DateAug 28, 2019
Instrument50649
Lender
NamePROSPERITY HM MTG
TypeMortgage Company
Agreement
TypeConventional with PMI
AmountAmount on Record
Term360 Months
DueAug 27, 2049
Interest
Rate TypeFixed Rate

December 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLOUDOUN VA
Recording DateDec 7, 2017
Property Address62 MCPHERSON CIR, STERLING, VA 20165-5775
Document Number20171207075881
Instrument DateNov 27, 2017
Instrument75881
Transaction TypeTransfer
Record UpdatedFeb 17, 2021
Title CompanyNOT AVAILABLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$465.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address62 MCPHERSON CIR STERLING VA 201655775, STERLING, VA 20165-5775

Mortgage

Document Number20171207075884
DateDec 7, 2017
Instrument75884
Lender
NamePOTOMAC MTG GRP LLC
TypeMortgage Company
Agreement
TypeConventional with PMI
AmountAmount on Record
Term360 Months
DueDec 6, 2047
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

The 2026 property tax bill for 62 McPherson Cir was $5,094, down 1.2% from the year before.

Source: Loudoun County assessment roll, as of September 18, 2026

Property Jurisdictions

TypeName
StateVirginia
CountyLoudoun County
Unified School DistrictLoudoun County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$5,094.00 (-1.2%)$632,840 (-1.21%) Land $236,400 Building $396,440$632,840 (-1.21%) Land $236,400 Building $396,440
2025$5,156.00$640,590 Land $236,400 Building $404,190$640,590 Land $236,400 Building $404,190
2023$4,834.00$552,500 Land $216,400 Building $336,100$552,500 Land $216,400 Building $336,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 62 McPherson Cir in Zone X, an area of minimal flood risk, though there have been 46 flood claims nearby since 1984.

Source: FEMA National Flood Hazard Layer, effective June 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 25 policies
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies25 in force
Nearby Flood Claims46 (1984–2018)
Claims Outside the SFHA8 of 46
Most Recent ClaimDec 2018 · rainfall accumulation
Claims by Event
  • Severe Winter Storm, Record/near Record Snowfall, Heavy Rain,floodind, And Mudslide, Feb 2003 · 2 claims
  • Flooding, High Winds, And Wind Driven Rain, Jan 1996 · 12 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 62 McPherson Cir is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLOUDOUN WATER - CENTRAL SYSTEM
serves 334,808 people · EPA ID VA6107350
Water SourceSurface water
Last State InspectionFeb 2024
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 203 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber
2,300 / 2,300
Xfinity
Cable
2,000 / 2,000

Nearby Properties on McPherson Cir

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