Loudoun County property record for 62 McPherson Cir, Sterling, VA 20165
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 1,994 sqft · built 1987 |
| Lot Size | 0.13 acres (5,662 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $735,000 (Sep 2026) |
| Tax Bill | $5,094 (2026) |
| Deeds & Mortgages | Sep 2026 Sale & Mortgage Aug 2019 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 027-27-0434-000 |
| Primary APN | 027-27-0434-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 9 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,994 sqft Living Area |
| 1st Floor Area | 1,356 sqft |
| Basement Area | 638 sqft |
| Finished Basement | 638 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 2005 |
| Architectural Style | Split Level |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 5,662 sqft (0.13 acres) |
| Garage Type | Built-in |
| Garage Area | 440 sqft |
| Porch | Open Porch |
|---|---|
| Porch Area | 88 sqft |
| Deck Area | Deck Area |
| Patio Area | 172 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Street Address | 62 MCPHERSON CIR |
|---|---|
| City | STERLING |
| State | VA |
| Zip | 20165-5775 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PDH3 |
| Legal Description | COUNTRYSIDE SEC.4D LOT 182A 200410040107424 |
| Legal Subdivision | COUNTRYSIDE |
| Legal Block | 1 |
| Legal Lot Number | 182A |
| Jurisdiction | LOUDOUN VA |
| Township / Civil Division | ALGONKIAN |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 611101 |
62 McPherson Cir is owned and occupied by two individuals who bought it in September 2026.
Source: Loudoun County records, as of September 18, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 62 MCPHERSON CIR, STERLING, VA 20165-5775 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Married Couple |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 1, 2026 | Deed, Transfer · Conventional Mortgage M & T BANK NA |
| Aug 28, 2019 | Warranty Deed, Transfer · Conventional with PMI PROSPERITY HM MTG |
| Dec 7, 2017 | Warranty Deed, Transfer · Conventional with PMI POTOMAC MTG GRP LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 1, 2026 · Amount on File |
| Deed Sale | Sep 1, 2026 · Amount on File |
| Prior Sale | Aug 28, 2019 · Amount on File |
| Deed Document Number | 202645717 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | LOUDOUN VA |
| Recording Date | Sep 1, 2026 |
| Property Address | 62 MCPHERSON CIR, STERLING, VA 20165-5775 |
| Document Number | 0000045717 |
| Instrument Date | Aug 25, 2026 |
| Instrument | 202645717 |
| Transaction Type | Transfer |
| Record Updated | Sep 15, 2026 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $74,235.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 62 MCPHERSON CIR, STERLING, VA 20165-5775 |
| Document Number | 0000045718, |
|---|---|
| Date | Sep 1, 2026 |
| Instrument | 202645718 |
| Name | M & T BANK NA |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LOUDOUN VA |
| Recording Date | Aug 28, 2019 |
| Property Address | 62 MCPHERSON CIR, STERLING, VA 20165-5775 |
| Document Number | 20190828050648 |
| Instrument Date | Aug 28, 2019 |
| Instrument | 50648 |
| Transaction Type | Transfer |
| Record Updated | Sep 17, 2019 |
| Title Company | NOT AVAILABLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $505.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 62 MCPHERSON CIR STERLING VA 201655775, STERLING, VA 20165-5775 |
| Document Number | 20190828050649 |
|---|---|
| Date | Aug 28, 2019 |
| Instrument | 50649 |
| Name | PROSPERITY HM MTG |
|---|---|
| Type | Mortgage Company |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 27, 2049 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LOUDOUN VA |
| Recording Date | Dec 7, 2017 |
| Property Address | 62 MCPHERSON CIR, STERLING, VA 20165-5775 |
| Document Number | 20171207075881 |
| Instrument Date | Nov 27, 2017 |
| Instrument | 75881 |
| Transaction Type | Transfer |
| Record Updated | Feb 17, 2021 |
| Title Company | NOT AVAILABLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $465.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 62 MCPHERSON CIR STERLING VA 201655775, STERLING, VA 20165-5775 |
| Document Number | 20171207075884 |
|---|---|
| Date | Dec 7, 2017 |
| Instrument | 75884 |
| Name | POTOMAC MTG GRP LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 6, 2047 |
| Rate Type | Fixed Rate |
|---|
The 2026 property tax bill for 62 McPherson Cir was $5,094, down 1.2% from the year before.
Source: Loudoun County assessment roll, as of September 18, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Loudoun County |
| Unified School District | Loudoun County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,094.00 (-1.2%) | $632,840 (-1.21%) Land $236,400 Building $396,440 | $632,840 (-1.21%) Land $236,400 Building $396,440 |
| 2025 | $5,156.00 | $640,590 Land $236,400 Building $404,190 | $640,590 Land $236,400 Building $404,190 |
| 2023 | $4,834.00 | $552,500 Land $216,400 Building $336,100 | $552,500 Land $216,400 Building $336,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 62 McPherson Cir in Zone X, an area of minimal flood risk, though there have been 46 flood claims nearby since 1984.
Source: FEMA National Flood Hazard Layer, effective June 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 25 policies |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 25 in force |
| Nearby Flood Claims | 46 (1984–2018) |
| Claims Outside the SFHA | 8 of 46 |
| Most Recent Claim | Dec 2018 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 62 McPherson Cir is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LOUDOUN WATER - CENTRAL SYSTEM serves 334,808 people · EPA ID VA6107350 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2024 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 203 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 2,000 |
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