62 Lerch Ln, Ringgold, GA 30736 Property Records

Catoosa County property record for 62 Lerch Ln, Ringgold, GA 30736

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,512 sqft · built 1978
Lot Size	1.72 acres (74,923 sqft)
Owner	Individual Name on Record
Last Sale	$170,000 (Jan 2026)
Tax Bill	$246 (2025)
Deeds & Mortgages	Jan 2026 Sale & Mortgage Mar 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`00310069000`

Property Details

APN / Parcel Number

Primary APN	`00310069000`
Alternative APNs	`00310069` `15930`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,512 sqft Heated Area
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1985
Exterior Material	Vinyl
Roof Type	Gable
Roof Material	Metal
Lot Area	74,923 sqft (1.72 acres)
Garage Type	Detached
Garage Area	1,200 sqft
Parking Spaces	5 Parking Spaces

Exterior Amenities

Porch	Patio
Porch Area	216 sqft
Deck Area	96 sqft
Storage Building	48 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	15930
Street Address	62 LERCH LN
City	RINGGOLD
State	GA
Zip	30736-7942
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	PT LL 142 27/3
Jurisdiction	CATOOSA GA
Township / Civil Division	RINGGOLD
Census Block Group	2
Census Block	2011
Census Tract	30304

Owner

Source: Catoosa County records, as of March 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	62 LERCH LN, RINGGOLD, GA 30736-7942
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 13, 2026	Warranty Deed, Transfer · Conventional Mortgage SUMMIT FUNDING
Mar 24, 2021	Deed of Trust, Mortgage · Conventional with PMI TRUIST BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 13, 2026 · Amount on Record
Deed Sale	Jan 13, 2026 · Amount on Record
Deed Book / Page	2427 / 157
Record Updated	Jun 8, 2026

January 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CATOOSA GA
Recording Date	Jan 13, 2026
Property Address	62 LERCH LN, RINGGOLD, GA 30736-7942
Document Number	0024270157
Book / Page	2427 / 157
Instrument Date	Jan 13, 2026
Transaction Type	Transfer
Record Updated	Mar 30, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1.70
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	62 LERCH LN, RINGGOLD, GA 30736-7942

Mortgage

Document Number	2026000231
Date	Jan 13, 2026
Instrument	2026000231

Lender

Name	SUMMIT FUNDING

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2056

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CATOOSA GA
Property Address	62 LERCH LN, RINGGOLD, GA 30736-7942
Document Number	0021260189
Instrument Date	Mar 24, 2021
Transaction Type	Mortgage
Record Updated	Apr 15, 2021
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	62 LERCH LN RINGGOLD GA 307367942, RINGGOLD, GA 30736-7942

Mortgage

Document Number	0021260189
Date	Mar 31, 2021
Book Page	002126/000189

Lender

Name	TRUIST BK
Address	WILSON, NC 27893

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Mar 30, 2051

Tax Assessment & Valuation

Source: Catoosa County assessment roll, as of February 2, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Catoosa County
Unified School District	Catoosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$246.00 (-16.04%) Homeowner's exemption Senior Citizen's exemption Additional exemption filed	$74,851 (+78.22%) Land $15,750 Building $59,101	$187,129 (+78.22%) Land $39,376 Building $147,753
2023	$293.00 (-62.24%) Homeowner's exemption Senior Citizen's exemption	$42,000 Land $5,922 Building $36,078	$104,999 Land $14,805 Building $90,194
2022	$776.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 12, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	3 (2020)
Most Recent Claim	Apr 2020 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 60% of the US · above 90% of Georgia
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

Cell Coverage

5G and 4G LTE (outdoors only)

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