62 Kelsey Ln, Hayesville, NC 28904 Property Records

Clay County property record for 62 Kelsey Ln, Hayesville, NC 28904

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 2,494 sqft · built 2022
Lot Size	1.08 acres (47,045 sqft)
Owner	Trust Name on File
Tax Bill	$1,612 (2026)
Deeds & Mortgages	Feb 2021 Mortgage Apr 2023 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`549900750864`

Property Details

APN / Parcel Number

Primary APN	`549900750864`
Alternative APNs	`619450000` `622270000`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Building Area	2,494 sqft Heated Area

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Lot Area	47,045 sqft (1.08 acres)

Location & Zoning

Account Number	622270000
Street Address	62 KELSEY LN
City	HAYESVILLE
State	NC
Zip	28904-6602
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 9 SH CRK MEADOWS
Legal Subdivision	SHOOTING CREEK MEADOWS SUBDIVISION
Legal Lot Number	9
Jurisdiction	CLAY NC
Township / Civil Division	SHOOTING CREEK
Census Block Group	2
Census Block	2022
Census Tract	950101

Owner

62 Kelsey Ln is held in a trust since April 2023.

Source: Clay County records, as of October 15, 2026

Owner of Record	Trust Name on File
Mailing Address	1077 ACAPPELLA DR, MELBOURNE, FL 32940-6968
Owner Type	Individual
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 26, 2021	Deed of Trust, Mortgage · Conventional Mortgage NANTAHALA BANK & TRUST COMPANY
Apr 18, 2023	Intrafamily Transfer, Transfer
Jan 11, 2021	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Apr 17, 2023
Transfer Doc	000474/209
Record Updated	Oct 29, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY NC
Property Address	62 KELSEY LN, HAYESVILLE, NC 28904-6602
Transaction Type	Mortgage
Record Updated	Sep 28, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000V15/25
Date	Feb 26, 2021
Book Page	V15/25
Instrument	2021000690

Lender

Name	NANTAHALA BANK & TRUST COMPANY
Type	Bank
Address	FRANKLIN, NC 28734

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	373 Months
Due	Mar 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	3.99%
Type Change Date	Mar 1, 2027
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	5.99%
Index	1-Year CMT
Max Rate	8.99%

April 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CLAY NC
Recording Date	Apr 18, 2023
Property Address	62 KELSEY LN, HAYESVILLE, NC 28904-6602
Document Number	000474/209
Book / Page	474 / 209
Map Reference	CAB 4 SL 784
Instrument Date	Apr 17, 2023
Instrument	2023000758
Transaction Type	Transfer
Record Updated	Sep 28, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust

January 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CLAY NC
Recording Date	Jan 11, 2021
Property Address	62 KELSEY LN, HAYESVILLE, NC 28904-6602
Document Number	000448/103
Book / Page	448 / 103
Map Reference	CAB 4 SL 784
Instrument Date	Jan 8, 2021
Instrument	2021000121
Transaction Type	Transfer
Record Updated	Sep 28, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

The 2026 property tax bill for 62 Kelsey Ln was $1,612, up 36.1% from the year before.

Source: Clay County assessment roll, as of October 15, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Clay County
Unified School District	Clay County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,612.00 (+36.15%)	$487,800 (+111.35%) Land $43,200 Building $444,600	$487,800 (+111.35%) Land $43,200 Building $444,600
2025	$1,184.00	$230,800 Land $43,200 Building $187,600	$230,800 Land $43,200 Building $187,600
2023		$230,800 Land $43,200 Building $187,600	$230,800 Land $43,200 Building $187,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 62 Kelsey Ln in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 4, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 11 policies
Nearby Flood Policies	11 in force
Nearby Flood Claims	1 (2019)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 2019 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 62 Kelsey Ln is moderate, ranking above 67% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 67% of the US · above 90% of North Carolina
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 42 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Blue Ridge Mountain EMC Fiber	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: Windstream.

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