Alleghany County property record for 62 James St, Sparta, NC 28675
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,000 sqft · built 1990 |
| Lot Size | 0.38 acres (16,553 sqft) |
| Owner | Individual Name on File |
| Last Sale | $150,000 (Jul 2023) |
| Tax Bill | $639 (2025) |
| Deeds & Mortgages | Aug 2023 Mortgage Jul 2023 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 3071409321 |
| Primary APN | 3071409321 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,000 sqft Living Area |
| 1st Floor Area | 1,000 sqft |
| Basement Area | 1,000 sqft |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 1990 |
| Architectural Style | Ranch |
| Exterior Material | Brick |
| Construction Type | Frame |
| Lot Area | 16,553 sqft (0.38 acres) |
| Garage Type | Carport |
| Garage Area | 300 sqft |
| Carport | Carport |
| Carport Area | 300 sqft |
| Parking Spaces | 1 Parking Space |
| Deck Area | 128 sqft |
| Shed | 1 Shed |
| Shed Area | 120 sqft |
| Cooling System | Window A/C |
|---|---|
| Heating System | Baseboard |
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 83168 |
|---|---|
| Street Address | 62 JAMES ST |
| City | SPARTA |
| State | NC |
| Zip | 28675-8462 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | TOWN |
| Legal Description | #104-109 TRANSOU GRO |
| Legal Subdivision | TRANSOU GROVE |
| Legal Block | 154 |
| Legal Lot Number | 104-109 |
| Jurisdiction | ALLEGHANY NC |
| Township / Civil Division | GAP CIVIL |
| Census Block Group | 4 |
| Census Block | 4019 |
| Census Tract | 950200 |
Source: Alleghany County assessment roll, as of August 15, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 62 JAMES ST, SPARTA, NC 28675-8462 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 1, 2023 | Intrafamily Transfer, Transfer · Conventional Mortgage STATE EMPLOYEES CU |
| Jul 14, 2023 | Warranty Deed, Transfer · Conventional Mortgage STATE EMPLOYEES CU |
| Mar 14, 2018 | Deed of Trust, Mortgage · ARM FIRST COMMUNITY BANK |
| Mar 14, 2018 | Warranty Deed, Transfer |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jul 14, 2023 · Amount on Record |
| Deed Sale | Jul 14, 2023 · Amount on Record |
| Prior Sale | Mar 14, 2018 · Amount on Record |
| Deed Document Number | 20231461 |
| Deed Book / Page | 437 / 1269 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ALLEGHANY NC |
| Recording Date | Aug 1, 2023 |
| Property Address | 62 JAMES ST, SPARTA, NC 28675-8462 |
| Document Number | 000438/512 |
| Book / Page | 438 / 512 |
| Map Reference | MB 1 PG 61 |
| Instrument Date | Jul 31, 2023 |
| Instrument | 1627 |
| Transaction Type | Transfer |
| Record Updated | Aug 22, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 24 BOULDER WAY, FANCY GAP, VA 24328-2799 |
| Name | Verified Name |
|---|---|
| Address | 62 JAMES ST, SPARTA, NC 28675-8462 |
| Document Number | 0000001628 |
|---|---|
| Date | Aug 1, 2023 |
| Instrument | 1628 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.65% |
| Type Change Date | Aug 1, 2028 |
| Change Frequency | 5 Years |
| Min Rate At Change | 3.75% |
| Max Rate At Change | 7.65% |
| Index | 5-Year TN |
| Max Rate | 11.6% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ALLEGHANY NC |
| Recording Date | Jul 14, 2023 |
| Property Address | 62 JAMES ST, SPARTA, NC 28675-8462 |
| Document Number | 00437/1269 |
| Book / Page | 437 / 1269 |
| Map Reference | MB 1 PG 30 |
| Instrument Date | Jul 14, 2023 |
| Instrument | 1461 |
| Transaction Type | Transfer |
| Record Updated | Aug 2, 2023 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $300.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 24 BOULDER WAY, FANCY GAP, VA 24328-2799 |
| Name | Verified Name |
|---|---|
| Address | 62 JAMES ST, SPARTA, NC 28675-8462 |
| Document Number | 0000001462 |
|---|---|
| Date | Jul 14, 2023 |
| Instrument | 1462 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.65% |
| Type Change Date | Aug 1, 2028 |
| Change Frequency | 5 Years |
| Min Rate At Change | 3.75% |
| Max Rate At Change | 7.65% |
| Index | 5-Year TN |
| Max Rate | 11.6% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALLEGHANY NC |
| Property Address | 62 JAMES ST, SPARTA, NC 28675-8462 |
| Transaction Type | Mortgage |
| Record Updated | Feb 7, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000000391/0000000073 |
|---|---|
| Date | Mar 14, 2018 |
| Book Page | 0000000391/0000000073 |
| Instrument | 000000000361 |
| Name | FIRST COMMUNITY BANK |
|---|---|
| Type | Bank |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 358 Months |
| Due | Jan 1, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.6% |
| Type Change Date | Mar 1, 2028 |
| Index | 1-Year CMT |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ALLEGHANY NC |
| Recording Date | Mar 14, 2018 |
| Property Address | 62 JAMES ST, SPARTA, NC 28675-8462 |
| Document Number | 391/070 |
| Book / Page | 391 / 070 |
| Instrument Date | Mar 14, 2018 |
| Instrument | 000000000162 |
| Transaction Type | Transfer |
| Record Updated | Jul 9, 2021 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 62 JAMES ST, SPARTA, NC 28675-8462 |
Source: Alleghany County assessment roll, as of August 15, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Alleghany County |
| Municipality | Sparta Town |
| Unified School District | Alleghany County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $91,100 (+10.42%) Land $23,800 Building $67,300 | $91,100 (+10.42%) Land $23,800 Building $67,300 | |
| 2025 | $639.00 | ||
| 2023 | $82,500 Land $23,800 Building $58,700 | $82,500 Land $23,800 Building $58,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 16, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF SPARTA serves 1,900 people · EPA ID NC0103010 |
|---|---|
| Water Source | Purchased surface water from VIRGINIA CAROLINA WATER AUTHORITY |
| Last State Inspection | Aug 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Copper | 2.05 mg/L (2017) action level 1.3 mg/L |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Apr 2018 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 119 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Loretto Telephone Company Fiber | 2,000 / 2,000 |
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