62 Irene St, Toccoa, GA 30577 Property Records

Stephens County property record for 62 Irene St, Toccoa, GA 30577

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,160 sqft · built 1958
Lot Size	0.28 acres (12,197 sqft)
Owner	Individual Name on Record
Last Sale	$220,000 (Oct 2025)
Tax Bill	$2,407 (2025)
Deeds & Mortgages	Oct 2025 Sale & Mortgage Nov 2021 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`T24 087`

Property Details

APN / Parcel Number

Primary APN	`T24 087`
Alternative APN	`684200`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,160 sqft Heated Area
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1958
Effective Year Built	Effective 2015
Architectural Style	Ranch
Exterior Material	Brick
Construction Type	Brick
Foundation Type	Raised
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	12,197 sqft (0.28 acres)
Garage Type	Carport
Carport	Carport
Carport Area	336 sqft
Porch	Porch
Porch Area	32 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	684200
Street Address	62 IRENE ST
City	TOCCOA
State	GA
Zip	30577-1691
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-IA
Legal Description	LOT 14 ERNEST BRADY S/D
Legal Subdivision	ERNEST BRADY
Legal Lot Number	14
Jurisdiction	STEPHENS GA
Township / Civil Division	TOCCOA
Census Block Group	2
Census Block	2002
Census Tract	970102

Owner

Source: Stephens County records, as of March 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	62 IRENE ST, TOCCOA, GA 30577-1691
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 2, 2025	Limited Warranty Deed, Transfer · FHA Mortgage HOMEOWNERS FINANCIAL
Nov 10, 2021	Warranty Deed, Transfer · Conventional Mortgage VAN DYK MORTGAGE
Jun 17, 2021	Warranty Deed, Transfer · Conventional Mortgage NORTHEAST GEORGIA BANK
Aug 29, 2018	Quit Claim Deed, Transfer KDK SERVICES LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 2, 2025 · Amount on Record
Deed Sale	Oct 2, 2025 · Amount on Record
Prior Sale	Nov 10, 2021 · Amount on Record
Deed Document Number	2025003112
Deed Book / Page	1425 / 153
Record Updated	Jun 8, 2026

October 2025: Limited Warranty Deed, Transfer

Document Type	Limited Warranty Deed
Jurisdiction	STEPHENS GA
Recording Date	Oct 2, 2025
Property Address	62 IRENE ST, TOCCOA, GA 30577-1691
Document Number	0014250153
Book / Page	1425 / 153
Instrument Date	Sep 26, 2025
Instrument	2025003112
Transaction Type	Transfer
Record Updated	Nov 3, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2.20
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	62 IRENE ST, TOCCOA, GA 30577-1691

Mortgage

Document Number	2025003113
Date	Oct 2, 2025
Instrument	2025003113

Lender

Name	HOMEOWNERS FINANCIAL

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	351 Months
Due	Jan 1, 2055

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STEPHENS GA
Recording Date	Nov 10, 2021
Property Address	62 IRENE ST, TOCCOA, GA 30577-1691
Document Number	0012740396
Book / Page	1274 / 396
Instrument Date	Nov 10, 2021
Instrument	2021-001555
Transaction Type	Transfer
Record Updated	Aug 4, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	62 IRENE ST, TOCCOA, GA 30577-1691

Mortgage

Document Number	0012740000000397
Date	Nov 12, 2021
Book Page	0000001274/0000000397

Lender

Name	VAN DYK MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2051

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STEPHENS GA
Recording Date	Jun 17, 2021
Property Address	62 IRENE ST, TOCCOA, GA 30577-1691
Document Number	0012560176
Book / Page	1256 / 176
Instrument Date	Jun 17, 2021
Instrument	2021-000921
Transaction Type	Transfer
Record Updated	Aug 4, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 965, TOCCOA, GA 30577-1416

Mortgage

Document Number	0012560000000178
Date	Jun 21, 2021
Book Page	0000001256/0000000178

Lender

Name	NORTHEAST GEORGIA BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Jan 1, 2022

August 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	STEPHENS GA
Recording Date	Aug 29, 2018
Property Address	62 IRENE ST, TOCCOA, GA 30577-1691
Document Number	0011580448
Book / Page	001158 / 000448
Instrument Date	May 10, 2018
Transaction Type	Transfer
Record Updated	Sep 17, 2018
Title Company	KDK SERVICES LLC

Transaction

Amount	Amount Recorded
Tax	$15.90
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	100 CONGRESS AVE #1550 AUSTIN TX 787012744, 1550, AUSTIN, TX 78701-2744

Tax Assessment & Valuation

Source: Stephens County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Stephens County
Municipality	Toccoa City
Unified School District	Stephens County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,407.00 (+28.3%) Homeowner's exemption	$84,852 (+56.12%) Land $2,044 Building $82,808	$212,132 (+56.12%) Land $5,111 Building $207,021
2024	$1,876.00 (+5.45%) Homeowner's exemption	$54,349 (+8.03%) Land $2,044 Building $52,305	$135,874 (+8.03%) Land $5,111 Building $130,763
2023	$1,779.00 (+6.78%)	$50,309 (+6.8%) Land $2,044 Building $48,265	$125,773 (+6.79%) Land $5,111 Building $120,662
2022	$1,666.00	$47,108 Land $2,044 Building $45,064	$117,771 Land $5,111 Building $112,660

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 26, 2008 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 82% of Georgia
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOCCOA serves 28,711 people · EPA ID GA2570001
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2020–2022) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2024 Haloacetic acids resolved · Apr 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 126 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TruVista Communications Cable · Fiber in parts of the area	500 / 50
AT&T Fixed Wireless	100 / 20

May also be available: Point Broadband, Verizon, Windstream.

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