62 Harbour Ct, Winter Haven, FL 33884 Property Records

Polk County property record for 62 Harbour Ct, Winter Haven, FL 33884

Property Summary

Property Type	Residential Vacant Land
Lot Size	0.889 acres (38,738 sqft)
Owner	Individual Name on File
Last Sale	$154,000 (Jul 2024)
Tax Bill	$1,237 (2025)
Deeds & Mortgages	Jan 2024 Sale Jan 2024 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`26-29-10-687225-000010`

Property Details

APN / Parcel Number

Primary APN	`26-29-10-687225-000010`
Alternative APNs	`102926687225000010` `02926000`

Exterior

Lot Area	38,738 sqft (0.889 acres)

Location & Zoning

Street Address	62 HARBOUR CT
City	WINTER HAVEN
State	FL
Zip	33884-2811
Property Category	Residential
Property Type	Vacant Land > Residential
Legal Description	HARBOUR ESTATES PHASE FOUR PB 142 PG 15 LOT 1 LESS W 3.50 FT OF N 194 FT THEREOF
Legal Range	26E
Legal Township	29S
Legal Section	10
Legal Subdivision	HARBOUR ESTATES PHASE FOUR
Legal Phase	4
Legal Tract	687225
Legal Block	2
Legal Lot Number	1
Jurisdiction	POLK FL
Township / Civil Division	WINTER HAVEN-AUBURNDALE
Census Block Group	2
Census Block	2054
Census Tract	14005

Owner

62 Harbour Ct, residential vacant land, is owned by an individual who bought it in July 2024.

Source: Polk County records, as of September 28, 2026

Owner of Record	Individual Name on File
Mailing Address	815 6TH ST NW, WINTER HAVEN, FL 33881-4014
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 5, 2024	Warranty Deed, Transfer ALL REAL ESTATE TITLE SERVICES INC, REAL ESTATE TITLE SVCS INC
Jan 5, 2024	Warranty Deed, Transfer · Commercial Mortgage CITIZENS BANK & TRUST
Feb 5, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 8, 2024 · Amount on File
Deed Sale	Jul 8, 2024 · Amount on File
Prior Sale	Jan 5, 2024 · Amount on File
Deed Document Number	2024155232
Deed Book / Page	13179 / 751
Prior Transfer Date	Jan 30, 2018
Prior Transfer Doc	0000026549
Record Updated	Oct 29, 2026

January 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Jan 5, 2024
Property Address	62 HARBOUR CT, WINTER HAVEN, FL 33884-2811
Document Number	0000003577
Book / Page	12964 / 185
Map Reference	MB 142 PG 15
Instrument Date	Jan 3, 2024
Instrument	2024003577
Transaction Type	Transfer
Record Updated	Jan 23, 2024
Title Company	ALL REAL ESTATE TITLE SERVICES INC, REAL ESTATE TITLE SVCS INC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	66 HARBOUR CT, WINTER HAVEN, FL 33884-2811

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2605 ELOISE LOOP RD, WINTER HAVEN, FL 33884

January 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Jan 5, 2024
Property Address	62 HARBOUR CT, WINTER HAVEN, FL 33884-2811
Document Number	0000003578
Book / Page	12964 / 187
Map Reference	MB 142 PG 15
Instrument Date	Jan 3, 2024
Instrument	2024003578
Transaction Type	Transfer
Record Updated	Jan 23, 2024
Title Company	ALL REAL ESTATE TITLE SERVICES INC, REAL ESTATE TITLE SVCS INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$980.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	66 HARBOUR CT, WINTER HAVEN, FL 33884-2811

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 892, EAGLE LAKE, FL 33839-0892

Mortgage

Document Number	0012964189
Date	Jan 5, 2024
Instrument	12964/189

Lender

Name	CITIZENS BANK & TRUST
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

February 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	POLK FL
Recording Date	Feb 5, 2018
Property Address	62 HARBOUR CT, WINTER HAVEN, FL 33884-2811
Document Number	0103872217
Book / Page	010387 / 002217
Instrument Date	Jan 30, 2018
Instrument	26549
Transaction Type	Transfer
Record Updated	Feb 15, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	66 HARBOUR CT WINTER HAVEN FL 338842811, WINTER HAVEN, FL 33884-2811

Tax Assessment & Valuation

The 2025 property tax bill for 62 Harbour Ct was $1,237.

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$93,377 (-) Land $93,377	$93,377 (-) Land $93,377
2025	$1,237.00	$93,377 Land $93,377	$93,377 Land $93,377
2023	$1,180.00 (+12.27%)	$92,300 (+2%) Land $92,300	$92,300 (+2%) Land $92,300
2022	$1,051.00	$76,917 Land $76,917	$76,917 Land $76,917

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 62 Harbour Ct in Zone X, an area of minimal flood risk, though there have been 13 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 33 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	33 in force
Nearby Flood Claims	13 (1978–2026)
Claims Outside the SFHA	6 of 13
Most Recent Claim	Jun 2026 · rainfall accumulation
Claims by Event	Hurricane Ian, Sep 2022 · 3 claims Hurricane Frances, Sep 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 62 Harbour Ct is moderate, ranking above 45% of the US, with a 0.09% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 84% of Florida
Wildfire Likelihood	0.09% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WINTER HAVEN WATER DEPARTMENT serves 87,537 people · EPA ID FL6531992
Water Source	Groundwater
Last State Inspection	Dec 2021
Lead	7 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Sep 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	16 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 282 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Frontier.

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