62 Harbor Rd, Naples, ME 04055 Property Records

Cumberland County and Naples Town property record for 62 Harbor Rd, Naples, ME 04055

Property Summary

Details	4 bd · 4.5 ba · 726 sqft · built 1983
Lot Size	0.18 acres (7,841 sqft)
Owner	2 Individual Names on File
Last Sale	$382,500 (Jul 2020)
Tax Bill	$3,315 (2025)
Deeds & Mortgages	Jan 2024 Refinance Apr 2021 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`NAPL M:U28 L:0001`

Property Details

APN / Parcel Number

Primary APN	`NAPL M:U28 L:0001`
Alternative APN	`2216`

Interior

Bedrooms	4 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Total Rooms	11 Rooms
Stories	1 Story
Building Area	726 sqft Total Area
1st Floor Area	2,375 sqft
Basement Area	2,771 sqft
Unfinished Basement	2,771 sqft

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1983
Architectural Style	Cape Cod
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,841 sqft (0.18 acres)
Garage Type	Attached

Utilities, Heating & Cooling

Heating System	Electric

Location & Zoning

Account Number	2216
Street Address	62 HARBOR RD
City	NAPLES
State	ME
Zip	04055
Property Category	Other
Property Type	Unknown
Local Zoning Code	RES
Legal Lot Number	1
Jurisdiction	NAPLES ME
Township / Civil Division	NAPLES
Census Block Group	1
Census Block	1008
Census Tract	14002

Owner

62 Harbor Rd is owned by two individuals who bought it in July 2020.

Source: Cumberland County and Naples Town records, as of May 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	32 REEDSDALE RD, MILTON, MA 02186-3324
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 4, 2024	Deed of Trust, Mortgage · Stand-Alone Refinance HANSCOM FCU
Apr 20, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance FALL RIVER FIVE CENTS SAVINGS BANK
Jul 7, 2020	Warranty Deed, Transfer · Stand-Alone First Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 7, 2020 · Amount on File
Deed Sale	Jul 7, 2020 · Amount on File
Prior Sale	Jun 28, 2018 · Amount on File
Deed Document Number	202037259
Deed Book / Page	36893 / 327
Record Updated	Sep 20, 2026

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NAPLES ME
Property Address	62 HARBOR RD, NAPLES, ME 04055
Transaction Type	Mortgage
Record Updated	May 1, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0405520253
Date	Jan 4, 2024
Book Page	40552/253
Instrument	261

Lender

Name	HANSCOM FCU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	349 Months
Due	Feb 1, 2053

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NAPLES ME
Property Address	62 HARBOR RD, NAPLES, ME 04055
Transaction Type	Mortgage
Record Updated	May 1, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0380850153
Date	Apr 20, 2021
Book Page	38085/153
Instrument	27732

Lender

Name	FALL RIVER FIVE CENTS SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	May 1, 2051

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NAPLES ME
Recording Date	Jul 7, 2020
Property Address	62 HARBOR RD, NAPLES, ME 04055
Document Number	0368930327
Book / Page	36893 / 327
Instrument Date	Jul 2, 2020
Instrument	37259
Transaction Type	Transfer
Record Updated	Feb 2, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	643 ADAMS ST, MILTON, MA 02186-5603

Mortgage

Document Number	0000037260
Date	Jul 7, 2020
Instrument	37260

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 62 Harbor Rd was $3,315.

Source: Cumberland County and Naples Town assessment roll, as of May 21, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Cumberland County
County Subdivision	Naples Town
Unified School District	School Administrative District 61 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$3,315.00	$348,977 Land $263,500 Building $85,477
2023	$3,193.00 (+10.91%)	$348,977 (-) Land $263,500 Building $85,477
2022	$2,879.00	$348,977 Land $263,500 Building $85,477

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 62 Harbor Rd in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 62 Harbor Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 98.5% of Maine
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 105 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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