62 Cottage Ln, Canton, NC 28716 Property Records

Haywood County property record for 62 Cottage Ln, Canton, NC 28716

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,024 sqft · built 1978
Lot Size	0.13 acres (5,680 sqft)
Owner	2 Individual Names on File
Last Sale	$155,000 (Aug 2019)
Tax Bill	$1,045 (2025)
Deeds & Mortgages	Dec 2025 Transfer Aug 2019 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`8663-68-2546`

Property Details

APN / Parcel Number

Primary APN	`8663-68-2546`
Alternative APNs	`258782` `290705`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,024 sqft Heated Area
Gross Area	1,680 sqft
1st Floor Area	1,024 sqft
Basement Area	1,056 sqft
Unfinished Basement	1,056 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Architectural Style	Conventional
Exterior Material	Fiber Cement Siding
Roof Material	Asphalt
Lot Area	5,680 sqft (0.13 acres)
Porch	Slab

Utilities, Heating & Cooling

Cooling System	Partial
Heating System	Heat Pump
Sewer	Septic

Location & Zoning

Account Number	290705
Street Address	62 COTTAGE LN
City	CANTON
State	NC
Zip	28716-5831
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	#H SECT 1 SPRINGDALE COUNTRY COTTAGES
Legal Subdivision	SPRINGDALE COUNTRY COTTAGES
Legal Unit	H
Jurisdiction	HAYWOOD NC
Township / Civil Division	EAST FORK
Census Block Group	3
Census Block	3047
Census Tract	921302

Owner

62 Cottage Ln is owned by two individuals who bought it in August 2019.

Source: Haywood County records, as of July 14, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1452 TURNING LEAF LN, KNOXVILLE, TN 37922-6620
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 11, 2025	Intrafamily Transfer, Transfer
Aug 29, 2019	Warranty Deed, Transfer · Conventional Mortgage SPC CU
Dec 13, 2018	Warranty Deed, Transfer · Line of Credit THE CITIZENS BANK
Jun 11, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 29, 2019 · Amount on File
Deed Sale	Aug 29, 2019 · Amount on File
Prior Sale	Dec 13, 2018 · Amount on File
Deed Document Number	20197793
Deed Book / Page	980 / 464
Prior Transfer Date	Jun 5, 2018
Prior Transfer Doc	0009530947
Record Updated	Oct 29, 2026

December 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HAYWOOD NC
Recording Date	Dec 11, 2025
Property Address	62 COTTAGE LN, CANTON, NC 28716-5831
Document Number	0011422036
Book / Page	1142 / 2036
Map Reference	CAB B SL 281
Instrument Date	Dec 9, 2025
Instrument	2025010700
Transaction Type	Transfer
Record Updated	Dec 24, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1452 TURNING LEAF LN, KNOXVILLE, TN 37922-6620

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1452 TURNING LEAF LN, KNOXVILLE, TN 37922-6620

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAYWOOD NC
Recording Date	Aug 29, 2019
Property Address	62 COTTAGE LN, CANTON, NC 28716-5831
Document Number	0009800464
Book / Page	000980 / 000464
Instrument Date	Aug 26, 2019
Instrument	7793
Transaction Type	Transfer
Record Updated	Oct 22, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$310.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	386 WINNERS CIR HARTSVILLE SC 295508073, HARTSVILLE, SC 29550-8073

Mortgage

Document Number	9800467
Date	Aug 29, 2019
Book Page	000980/000467
Instrument	7794

Lender

Name	SPC CU
Type	Credit Union
Address	HARTSVILLE, SC 29550

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 28, 2049

December 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAYWOOD NC
Recording Date	Dec 13, 2018
Property Address	62 COTTAGE LN, CANTON, NC 28716-5831
Document Number	0009641651
Book / Page	964 / 1651
Map Reference	MB N PG107
Instrument Date	Dec 12, 2018
Instrument	2018011055
Transaction Type	Transfer
Record Updated	Aug 30, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$310.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	62 COTTAGE LN, 62, CANTON, NC 28716-5831

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	217 CHESTER AVE, HARTSVILLE, SC 29550-3601

Mortgage

Document Number	2018011056
Date	Dec 13, 2018
Instrument	2018011056

Lender

Name	THE CITIZENS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Dec 12, 2038

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HAYWOOD NC
Recording Date	Jun 11, 2018
Property Address	62 COTTAGE LN, CANTON, NC 28716-5831
Document Number	0009530947
Book / Page	000953 / 000947
Instrument Date	Jun 1, 2018
Instrument	5076
Transaction Type	Transfer
Record Updated	Jun 19, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	62 COTTAGE LN CANTON NC 287165831, CANTON, NC 28716-5831

Tax Assessment & Valuation

The 2025 property tax bill for 62 Cottage Ln was $1,045.

Source: Haywood County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Haywood County
Unified School District	Haywood County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$136,400 (-) Land $10,000 Building $126,400
2025	$1,045.00	$136,400 Land $10,000 Building $126,400	$136,400 Land $10,000 Building $126,400
2023		$136,400 Land $10,000 Building $126,400	$136,400 Land $10,000 Building $126,400
2021			$136,400 Land $10,000 Building $126,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 62 Cottage Ln in Zone X, an area of minimal flood risk, though there have been 50 flood claims nearby since 2004.

Source: FEMA National Flood Hazard Layer, effective December 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 35 policies
Nearby Flood Policies	35 in force
Nearby Flood Claims	50 (2004–2024)
Claims Outside the SFHA	12 of 50
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Tropical Storm Helene, Sep 2024 · 23 claims Remnants Of Tropical Storm Fred, Aug 2021 · 18 claims Hurricane Ivan, Sep 2004 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 62 Cottage Ln is moderate, ranking above 48% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · above 70% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 64 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Skyrunner Fiber	1,000 / 1,000
Zito Media Cable	1,000 / 25

Cell Coverage

5G (outdoors only) and 4G LTE

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