62 Central St, Moravia, NY 13118 Property Records

Cayuga County and Moravia Town property record for 62 Central St, Moravia, NY 13118

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,600 sqft · built 1931
Lot Size	0.137 acres (5,979 sqft)
Owner	2 Individual Names on File
Last Sale	$150,000 (May 2022)
Tax Bill	$4,076 (2026)
Deeds & Mortgages	May 2022 Sale & Mortgage Jun 2017 Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`054201 210.09-2-66`

Property Details

APN / Parcel Number

Primary APN	`054201 210.09-2-66`
Alternative APNs	`420121000900020660000000` `39015100`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,600 sqft Living Area
1st Floor Area	840 sqft
Upper Floors Area	348 sqft

Exterior

Year Built	Built 1931
Effective Year Built	Effective 2010
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Lot Area	5,979 sqft (0.137 acres)
Lot Dimensions	115 ft deep x 52 ft wide
Porch	Slab
Porch Area	400 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	39015100
Street Address	62 CENTRAL ST
City	MORAVIA
State	NY
Zip	13118-7710
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	02 - SINGL
Legal Description	SMD 934-301 A
Legal Block	2
Legal Lot Number	66.000
Jurisdiction	CAYUGA NY
Township / Civil Division	MORAVIA
Census Block Group	1
Census Block	1023
Census Tract	40800

Owner

62 Central St is owned and occupied by two individuals who bought it in May 2022.

Source: Cayuga County and Moravia Town records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	62 CENTRAL ST, MORAVIA, NY 13118-7710
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 2, 2022	Executor's Deed, Transfer · FHA Mortgage PRIMELENDING
Jun 23, 2017	Deed of Trust, Mortgage ELMIRA SAVINGS BANK
May 20, 2020	Warranty Deed, Transfer · Stand-Alone First Mortgage OMMONFUND MTG CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 2, 2022 · Amount on File
Deed Sale	May 2, 2022 · Amount on File
Prior Sale	May 20, 2020 · Amount on File
Deed Document Number	2022213468
Deed Book / Page	4216 / 115
Prior Transfer Date	Jun 21, 2016
Prior Transfer Doc	001632/217
Record Updated	Oct 29, 2026

May 2022: Executor's Deed, Transfer

Document Type	Executor's Deed
Jurisdiction	CAYUGA NY
Recording Date	May 2, 2022
Property Address	62 CENTRAL ST, MORAVIA, NY 13118-7710
Document Number	004216/115
Book / Page	4216 / 115
Instrument Date	Apr 27, 2022
Instrument	2022-213468
Transaction Type	Transfer
Record Updated	May 24, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	5089 OLD STATE RD, MORAVIA, NY 13118-2328

Mortgage

Document Number	2022213469
Date	May 2, 2022
Instrument	2022-213469

Lender

Name	PRIMELENDING

Agreement

Type	FHA Mortgage
Amount	Amount on Record

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAYUGA NY
Property Address	62 CENTRAL ST, MORAVIA, NY 13118-7710
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0035330031
Date	Jun 23, 2017
Book Page	3533/031
Instrument	2017-00172052

Lender

Name	ELMIRA SAVINGS BANK
Type	Bank
Address	ELMIRA, NY 14901

Agreement

Amount	Amount on Record

May 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CAYUGA NY
Recording Date	May 20, 2020
Property Address	62 CENTRAL ST, MORAVIA, NY 13118-7710
Document Number	0003870/50
Book / Page	3870 / 50
Instrument Date	Mar 27, 2020
Instrument	2020-195372
Transaction Type	Transfer
Record Updated	Apr 15, 2022

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4780 HARRIS HILL RD, LOCKE, NY 13092-3176

Mortgage

Document Number	2020195374
Date	May 20, 2020
Instrument	2020-195374

Lender

Name	OMMONFUND MTG CORP

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 62 Central St was $4,076, up 4.6% from the year before.

Source: Cayuga County and Moravia Town assessment roll, as of May 1, 2026

Property Jurisdictions

Type	Name
State	New York
County	Cayuga County
County Subdivision	Moravia Town
Municipality	Moravia Village
Unified School District	Moravia Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,076.00 (+4.62%)
2025	$3,896.00 (+3.67%)	$139,400 Land $25,300 Building $114,100	$153,187 Land $27,802 Building $125,385
2024	$3,758.00
2023		$139,400 Land $25,300 Building $114,100	$139,400 Land $25,300 Building $114,100
2020	$1,854.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 62 Central St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective April 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 65 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	65 in force
Nearby Flood Claims	11 (1996–2026)
Claims Outside the SFHA	1 of 11
Most Recent Claim	Apr 2026 · rainfall accumulation
Claims by Event	Flooding, Jul 2017 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 62 Central St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 89% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MORAVIA VILLAGE serves 1,950 people · EPA ID NY0501720
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 272 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Zito Media Fiber · Cable	1,000 / 1,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: Spectrum.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Central St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures