62 Cedar Trl, Commerce, GA 30529 Property Records

Jackson County property record for 62 Cedar Trl, Commerce, GA 30529

Property Summary

Property Type	Single Family Home
Details	5.5 ba · 6,576 sqft · built 2004
Lot Size	5.25 acres (228,690 sqft)
Owner	Individual Name on Record
Last Sale	$140,000 (Mar 2004)
Tax Bill	$13,314 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Mar 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`035 019`

Property Details

APN / Parcel Number

Primary APN	`035 019`
Alternative APN	`2252`

Interior

Full Baths	5.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	6,576 sqft Heated Area
1st Floor Area	4,742 sqft
Basement Area	1,546 sqft
Finished Basement	1,546 sqft
Unfinished Basement	1,546 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Exterior Material	Fiber Cement Siding
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	228,690 sqft (5.25 acres)
Garage Type	Attached
Garage Area	758 sqft
Pool Area	648 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	2252
Street Address	62 CEDAR TRL
City	COMMERCE
State	GA
Zip	30529-4222
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	001
Legal Description	LOT 13 MONTGOMERY SHORES
Legal Subdivision	MONTGOMERY SHORES
Legal Lot Number	13
Jurisdiction	JACKSON GA
Township / Civil Division	COMMERCE
Census Block Group	1
Census Block	1127
Census Tract	10300

Owner

Source: Jackson County records, as of June 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	62 CEDAR TRL, COMMERCE, GA 30529-4222
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 23, 2026	Deed of Trust, Mortgage REGIONS BANK
Mar 3, 2020	Deed of Trust, Mortgage REGIONS MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 10, 2004 · Amount on Record
Deed Sale	Mar 10, 2004 · Amount on Record
Prior Sale	May 3, 2002 · Amount on Record
Deed Book / Page	33U / 708
Record Updated	Sep 20, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON GA
Recording Date	Apr 23, 2026
Property Address	62 CEDAR TRL, COMMERCE, GA 30529-4222
Document Number	00119W0000000336
Book / Page	119W / 336
Instrument Date	Apr 16, 2026
Transaction Type	Mortgage
Record Updated	Jul 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	62 CEDAR TRL, COMMERCE, GA 30529-4222

Mortgage

Document Number	0119000336,
Date	Apr 23, 2026
Book Page	119W/336

Lender

Name	REGIONS BANK

Agreement

Amount	Amount Recorded
Term	240 Months
Due	Apr 1, 2046

Interest

Rate	6.22%
Max Rate	-1%

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON GA
Property Address	62 CEDAR TRL, COMMERCE, GA 30529-4222
Document Number	00088K0618
Instrument Date	Mar 3, 2020
Transaction Type	Mortgage
Record Updated	Apr 3, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	62 CEDAR TRL COMMERCE GA 305294222, COMMERCE, GA 30529-4222

Mortgage

Document Number	00088K0618
Date	Mar 10, 2020
Book Page	00088K/000618

Lender

Name	REGIONS MTG
Type	Mortgage Company
Address	BIRMINGHAM, AL 35244

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Mar 9, 2050

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of February 23, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Jackson County
Unified School District	Jackson County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$13,314.00 (-1.07%) Homeowner's exemption	$536,600 (-) Land $37,800 Building $498,800	$1,341,500 (-) Land $94,500 Building $1,247,000
2024	$13,458.00 (+11.9%) Homeowner's exemption	$536,600 (+11.1%) Land $37,800 Building $498,800	$1,341,500 (+11.1%) Land $94,500 Building $1,247,000
2023	$12,027.00 (+11.09%) Homeowner's exemption	$483,000 (+27.32%) Land $37,800 Building $445,200	$1,207,500 (+27.32%) Land $94,500 Building $1,113,000
2022	$10,826.00 Homeowner's exemption	$379,360 Land $19,720 Building $359,640	$948,400 Land $49,300 Building $899,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 14, 2018

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 80% of Georgia
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COMMERCE serves 11,340 people · EPA ID GA1570001
Water Source	Surface water
Last State Inspection	Jan 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TruVista Communications Fiber	5,000 / 5,000
Windstream DSL · Fiber in parts of the area	200 / 20

May also be available: Verizon.

Cell Coverage

4G LTE only, no 5G reported

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