62 Carnes St, Lynn, MA 01905 Property Records

Essex County and Lynn City property record for 62 Carnes St, Lynn, MA 01905

Property Summary

Property Type	Duplex
Details	4 bd · 2.5 ba · 2,087 sqft · built 1915
Lot Size	0.113 acres (4,905 sqft)
Owner	Individual Name on File
Last Sale	$370,000 (Mar 2017)
Tax Bill	$7,086 (2025)
Deeds & Mortgages	Jan 2021 Mortgage Mar 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`B:054 L:321 S:007`

Property Details

APN / Parcel Number

Primary APN	`B:054 L:321 S:007`
Alternative APN	`LYNN M:054 B:321 L:007`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Units	2 Units
Stories	3 Stories
Building Area	2,087 sqft Living Area
Gross Area	3,419 sqft
Basement Area	759 sqft
Unfinished Basement	759 sqft

Exterior

Year Built	Built 1915
Effective Year Built	Effective 1966
Architectural Style	Duplex Single
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	4,905 sqft (0.113 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	62 CARNES ST
City	LYNN
State	MA
Zip	01905-1643
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	R2
Legal Block	321
Legal Lot Number	7
Jurisdiction	LYNN MA
Township / Civil Division	LYNN
Census Block Group	2
Census Block	2006
Census Tract	205900

Owner

62 Carnes St, a duplex, is owned and occupied by an individual who bought it in March 2017.

Source: Essex County and Lynn City records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	62 CARNES ST, LYNN, MA 01905-1643
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 6, 2021	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Mar 8, 2017	Quit Claim Deed, Transfer · FHA Mortgage STEARNS LNDG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 8, 2017 · Amount on File
Deed Sale	Mar 8, 2017 · Amount on File
Deed Book / Page	35723 / 169
Record Updated	Oct 29, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LYNN MA
Property Address	62 CARNES ST, LYNN, MA 01905-1643
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	039379-424
Date	Jan 6, 2021
Book Page	39379/424
Instrument	20200106000510

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	313 Months
Due	Feb 1, 2047

March 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LYNN MA
Recording Date	Mar 8, 2017
Property Address	62 CARNES ST, LYNN, MA 01905-1643
Document Number	35723-169
Book / Page	035723 / 000169
Instrument Date	Mar 8, 2017
Instrument	1703080187
Transaction Type	Transfer
Record Updated	Mar 28, 2017

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,687.20
Amount Accuracy	Confirmed
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	62 CARNES ST LYNN MA 019051643, LYNN, MA 01905-1643

Mortgage

Document Number	35723-172
Date	Mar 8, 2017
Book Page	035723/000172
Instrument	1703080188

Lender

Name	STEARNS LNDG

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 7, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 62 Carnes St was $7,086, up 5.8% from the year before.

Source: Essex County and Lynn City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
Municipality	Lynn City
Unified School District	Lynn School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,086.00 (+5.84%)	$683,940 (+7.57%) Land $195,000 Building $488,940	$715,393
2024	$6,695.00 (+0.31%)	$635,800 (+6.21%) Land $183,300 Building $452,500
2023	$6,674.00	$598,600 Land $177,600 Building $421,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 62 Carnes St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 10, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 62 Carnes St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LYNN WATER AND SEWER COMM serves 101,253 people · EPA ID MA3163000
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 920 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 2,000

May also be available: Starry, T-Mobile.

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