Cecil County property record for 62 Bay Cir, Earleville, MD 21919
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,456 sqft · built 1988 |
| Lot Size | 1.36 acres (59,242 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $420,000 (Jul 2024) |
| Tax Bill | $3,124 (2025) |
| Deeds & Mortgages | Aug 2023 Line of Credit May 2021 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-050648 |
| Primary APN | 01-050648 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 2 Stories |
| Building Area | 1,456 sqft Total Area |
| Basement Area | 154 sqft |
| Finished Basement | 154 sqft |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 1988 |
| Architectural Style | Split Foyer |
| Exterior Material | Siding |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 59,242 sqft (1.36 acres) |
| Deck Area | 192 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Sewer | Connected |
| Account Number | 050648 |
|---|---|
| Street Address | 62 BAY CIR |
| City | EARLEVILLE |
| State | MD |
| Zip | 21919-2234 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RR |
| Legal Description | LOTS 73&74 -1.365 A. 62 BAY CIRCLE BAY VIEW ESTATES |
| Legal Subdivision | BAY CIRCLE BAY VIEW ESTATES |
| Legal Lot Number | 73,74 |
| Jurisdiction | CECIL MD |
| Township / Civil Division | 1, CECILTON |
| Census Block Group | 4 |
| Census Block | 4039 |
| Census Tract | 30100 |
62 Bay Cir is owned by two individuals who bought it in July 2024.
Source: Cecil County records, as of September 21, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 7 KNOLLWOOD DR, WOODBURY, NJ 08096-6702 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 1, 2023 | Deed of Trust, Mortgage · Line of Credit TRUIST BANK |
| May 20, 2021 | Intrafamily Transfer, Transfer KIRSH TITLE SERVICES |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 22, 2024 · Amount on File |
| Deed Sale | Jul 22, 2024 · Amount on File |
| Prior Sale | Mar 1, 2011 · Amount on File |
| Deed Book / Page | 5493 / 214 |
| Prior Transfer Date | Apr 21, 2021 |
| Prior Transfer Doc | 0048860245 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CECIL MD |
| Property Address | 62 BAY CIR, EARLEVILLE, MD 21919-2234 |
| Transaction Type | Mortgage |
| Record Updated | Sep 13, 2023 |
| Name | Verified Name |
|---|---|
| Address | 62 BAY CIR, EARLEVILLE, MD 21919-2234 |
| Document Number | 0053550318 |
|---|---|
| Date | Aug 1, 2023 |
| Book Page | 5355/318 |
| Name | TRUIST BANK |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28242 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | CECIL MD |
| Recording Date | May 20, 2021 |
| Property Address | 62 BAY CIR, EARLEVILLE, MD 21919-2234 |
| Document Number | 0048860245 |
| Book / Page | 4886 / 245 |
| Map Reference | LB RRR1 FO 137 |
| Instrument Date | Apr 21, 2021 |
| Transaction Type | Transfer |
| Record Updated | Aug 11, 2022 |
| Title Company | KIRSH TITLE SERVICES |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 600 W GERMANTOWN PIKE, PLYMOUTH MEETING, PA 19462-1046 |
The 2025 property tax bill for 62 Bay Cir was $3,124.
Source: Cecil County assessment roll, as of September 21, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Cecil County |
| Unified School District | Cecil County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $337,433 (+18.2%) | $389,400 (-) Land $120,900 Building $268,500 | |
| 2025 | $3,124.00 | $285,467 | $389,400 Land $120,900 Building $268,500 |
| 2023 | $1,920.00 | $231,833 | $233,500 Land $98,800 Building $134,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 62 Bay Cir in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective May 10, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 62 Bay Cir is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 111 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
May also be available: AT&T.
5G (outdoors only) and 4G LTE
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