Buncombe County property record for 62 1st St, Asheville, NC 28803
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,297 sqft · built 1964 |
| Lot Size | 0.2 acres (8,712 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $395,000 (Aug 2026) |
| Tax Bill | $2,221 (2025) |
| Deeds & Mortgages | Aug 2026 Sale & Mortgage Mar 2022 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 3004422-2020-20 |
| Primary APN | 3004422-2020-20 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,297 sqft Living Area |
| Gross Area | 1,852 sqft |
| 1st Floor Area | 912 sqft |
| Basement Area | 912 sqft |
| Finished Basement | 385 sqft |
| Unfinished Basement | 527 sqft |
| Year Built | Built 1964 |
|---|---|
| Effective Year Built | Effective 1964 |
| Architectural Style | Conventional |
| Exterior Material | Wood |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 8,712 sqft (0.2 acres) |
| Porch | Stoop |
|---|---|
| Porch Area | 28 sqft |
| Deck Area | 304 sqft |
| Patio Area | 304 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 3004422-2020-20 |
|---|---|
| Street Address | 62 1ST ST |
| City | ASHEVILLE |
| State | NC |
| Zip | 28803-1445 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS8 |
| Legal Description | SUBDIV: PIONEER LAND DEVELOPERS INC LOT: 10 PLAT: 0033-0131 |
| Legal Subdivision | PIONEER LAND DEVELOPERS INC |
| Legal Block | 1 |
| Legal Lot Number | 10 |
| Jurisdiction | BUNCOMBE NC |
| Township / Civil Division | ASHEVILLE |
| Census Block Group | 1 |
| Census Block | 1010 |
| Census Tract | 2000 |
62 1st St is owned and occupied by two individuals who bought it in August 2026.
Source: Buncombe County records, as of August 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 62 1ST ST, ASHEVILLE, NC 28803-1445 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Married Couple |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 12, 2026 | Warranty Deed, Transfer · Conventional Mortgage STATE EMPLOYEES CREDIT UNION |
| Mar 2, 2022 | Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE INC |
| Nov 25, 2019 | Warranty Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 12, 2026 · Amount on File |
| Deed Sale | Aug 12, 2026 · Amount on File |
| Prior Sale | Nov 25, 2019 · Amount on File |
| Deed Document Number | 2026 |
| Deed Book / Page | 6620 / 815 |
| Prior Transfer Date | Feb 14, 2014 |
| Prior Transfer Doc | 0051861751 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BUNCOMBE NC |
| Recording Date | Aug 12, 2026 |
| Property Address | 62 1ST ST, ASHEVILLE, NC 28803-1445 |
| Document Number | 6620000815 |
| Book / Page | 6620 / 815 |
| Instrument Date | Aug 10, 2026 |
| Transaction Type | Transfer |
| Record Updated | Aug 20, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $79,790.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 62 1ST ST, ASHEVILLE, NC 28803-1445 |
| Document Number | 6620000818, |
|---|---|
| Date | Aug 12, 2026 |
| Book Page | 6620/818 |
| Name | STATE EMPLOYEES CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.43% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BUNCOMBE NC |
| Property Address | 62 1ST ST, ASHEVILLE, NC 28803-1445 |
| Transaction Type | Mortgage |
| Record Updated | Mar 11, 2022 |
| Title Company | RAVENSWOOD TITLE COMPANY LLC |
| Name | Verified Name |
|---|
| Document Number | 0061910410 |
|---|---|
| Date | Mar 2, 2022 |
| Book Page | 6191/410 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Mortgage Company |
| Address | CHICAGO, IL 60613 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BUNCOMBE NC |
| Recording Date | Nov 25, 2019 |
| Property Address | 62 1ST ST, ASHEVILLE, NC 28803-1445 |
| Document Number | 0058370945 |
| Book / Page | 005837 / 000945 |
| Instrument Date | Nov 22, 2019 |
| Transaction Type | Transfer |
| Record Updated | Dec 9, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Tax | $540.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 62 1ST ST ASHEVILLE NC 288031445, ASHEVILLE, NC 28803-1445 |
The 2025 property tax bill for 62 1st St was $2,221, up 6.8% from the year before.
Source: Buncombe County assessment roll, as of September 22, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Buncombe County |
| Municipality | Asheville City |
| Unified School District | Buncombe County Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,221.00 (+6.78%) | $223,500 Land $69,500 Building $154,000 | $223,500 Land $69,500 Building $154,000 |
| 2024 | $2,080.00 (+3.33%) | ||
| 2023 | $2,013.00 | $223,500 | $223,500 Land $69,500 Building $154,000 |
| 2021 | $223,500 Land $69,500 Building $154,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 62 1st St in Zone X, an area of minimal flood risk, though there have been 98 flood claims nearby since 1995.
Source: FEMA National Flood Hazard Layer, effective April 9, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 30 individual policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 40 units insured incl. 10 condo units |
| Nearby Flood Claims | 98 (1995–2024) |
| Claims Outside the SFHA | 5 of 98 |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 62 1st St is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 96% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF ASHEVILLE serves 157,431 people · EPA ID NC0111010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2026 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | Treatment failure resolved · Oct 2024 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 99 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Skyrunner Fixed Wireless | 500 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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