6198 State Hwy 11 E, Commerce, TX 75428 Property Records

Hunt County property record for 6198 State Hwy 11 E, Commerce, TX 75428 · Last verified November 2025

Property Summary

Property TypeRural Home
Details4,116 sqft · built 2022
Lot Size49.5 acres (2,158,289 sqft)
OwnerIndividual Name on File
Tax Bill$4,690 (2024)
Deeds & MortgagesAug 2021 Mortgage
Jan 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN0220-0120-0000-30

Property Details

APN / Parcel Number

Primary APN0220-0120-0000-30
Alternative APN
  • R23164

Interior

Stories2 Stories
Building Area4,116 sqft Living Area
Gross Area1,106 sqft
1st Floor Area2,500 sqft
2nd Floor Area1,616 sqft
FlooringOther
FireplaceFireplace

Exterior

Year BuiltBuilt 2022
Exterior MaterialAsbestos
Lot Area2,158,289 sqft (49.5 acres)
Garage TypeDetached
Garage Area360 sqft

Exterior Amenities

PorchPorch
Porch Area112 sqft
Utility Building1,400 sqft
Total Buildings2 Buildings

Utilities, Heating & Cooling

Heating SystemHVAC

Location & Zoning

Account NumberR23164
Street Address6198 STATE HIGHWAY 11 E
CityCOMMERCE
StateTX
Zip75428-5362
Property CategoryResidential
Property TypeResidential > Single Family > Rural Home
Legal DescriptionA0220 CLINTON J M (HUNT COUNTY),TRACT 12, ACRES 49.5475,(ALSO IN A0224)
Legal SubdivisionCLINTON J M (HUNT COUNTY)
Legal Tract12
JurisdictionHUNT TX
Township / Civil DivisionCOMMERCE
Census Block Group2
Census Block2090
Census Tract960100

Owner

Source: Hunt County records · APN 0220-0120-0000-30

Assessment roll updated July 25, 2025 · Last verified November 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address6198 STATE HIGHWAY 11 E, COMMERCE, TX 75428-5362
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 06, 2021Deed of Trust, Mortgage · VA Mortgage
UNITED WHOLESALE MORTGAGE
Jan 12, 2017Vendor's Lien, Transfer · ARM
FIRST NATIONAL BANK OF TRENTON

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJan 12, 2017
Deed SaleJan 12, 2017
Deed Document Number2017-00472
Record UpdatedJun 08, 2026

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHUNT TX
Property Address6198 STATE HIGHWAY 11 E, COMMERCE, TX 75428-5362
Transaction TypeMortgage
Record UpdatedAug 16, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000017117
DateAug 06, 2021
Instrument2021-17117
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueAug 01, 2051

January 2017: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionHUNT TX
Recording DateJan 12, 2017
Property Address6198 STATE HIGHWAY 11 E, COMMERCE, TX 75428-5362
Document Number0000000472
Map ReferenceVOL791 PG651
Instrument DateJan 09, 2017
Instrument2017-00472
Transaction TypeTransfer
Record UpdatedAug 27, 2021
Title CompanyATTORNEY

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address6200 CANDLEPATH TRL, PLANO, TX 75023-3818

Mortgage

Document Number0000000473
DateJan 12, 2017
Instrument2017-00473
Lender
NameFIRST NATIONAL BANK OF TRENTON
TypeBank
Special NotesSeller Financed
Agreement
TypeARM
AmountAmount Recorded
Term360 Months
DueJan 10, 2047
Interest
Rate TypeAdjustable Rate
Rate4.12%
Type Change DateJan 10, 2022
Change FrequencyAnnually
Min Rate At Change5.5%
Max Rate At Change9.12%
Index1-Year LIBOR
Margin3
Max Rate9.12%

Tax Assessment & Valuation

Source: Hunt County records · Assessment roll updated July 25, 2025 · Last verified November 2025

Property Jurisdictions

TypeName
StateTexas
CountyHunt County
Unified School DistrictCommerce Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$395,010 (+61.66%) Land $28,090 Building $366,920$896,920 (+32.83%) Land $530,000 Building $366,920
2024$4,690.00 (+200.64%)
2023$244,340 Land $23,680 Building $220,660$675,220 Land $454,560 Building $220,660
2022$1,560.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Hunt County (48231C), updated May 3, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 482319601002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Policies2 in force
Nearby Flood Claims1 (2017)
Claims Outside the SFHA1 of 1
Most Recent ClaimApr 2017, rainfall accumulation

Wildfire

Wildfire RiskModerate
above 47% of the US · above 21% of Texas
Wildfire LikelihoodAbout 1 in 1,136 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026

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