Muskegon County property record for 6198 S Shore Dr, Whitehall, MI 49461
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 3,046 sqft · built 2012 |
| Lot Size | 0.286 acres (12,458 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $13,293 (2025) |
| Deeds & Mortgages | May 2022 Second Mortgage Feb 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 06107100000100 |
| Primary APN | 06107100000100 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 4 Rooms |
| Stories | 2 Stories |
| Building Area | 3,046 sqft Living Area |
| 1st Floor Area | 1,619 sqft |
| Basement Area | 1,619 sqft |
| Finished Basement | 2,310 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2012 |
|---|---|
| Effective Year Built | Effective 2012 |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 12,458 sqft (0.286 acres) |
| Lot Dimensions | 150 ft deep x 83 ft wide |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 150 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 6198 S SHORE DR |
|---|---|
| City | WHITEHALL |
| State | MI |
| Zip | 49461-9444 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | ILD |
| Legal Description | FRUITLAND TOWNSHIP SEC 7 T11N R17W PARTS OF GOVERNMENT LOT 3 SEC 7 DESC AS FOLLOWS COMM AT THE 1/4 POST ON THE W LINE OF |
| Legal Range | 17W |
| Legal Township | 11N |
| Legal Section | 07 |
| Legal Lot Number | 3 |
| Jurisdiction | MUSKEGON MI |
| Township / Civil Division | FRUITLAND |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 3701 |
6198 S Shore Dr is owned and occupied by an individual who acquired it in August 2016.
Source: Muskegon County records, as of June 30, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 6198 S SHORE DR, WHITEHALL, MI 49461-9444 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 2, 2022 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage WESTERN MICHIGAN BOAT RENTAL LLC |
| Feb 22, 2021 | Deed of Trust, Mortgage · Conventional Mortgage TCF NATIONAL BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 3, 2016 |
| Deed Sale | Aug 3, 2016 |
| Prior Sale | Oct 11, 2011 |
| Deed Document Number | 20165561212 |
| Deed Book / Page | 4095 / 390 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MUSKEGON MI |
| Property Address | 6198 S SHORE DR, WHITEHALL, MI 49461-9444 |
| Transaction Type | Mortgage |
| Record Updated | May 16, 2022 |
| Name | Verified Name |
|---|---|
| Address | 6198 S SHORE DR, WHITEHALL, MI 49461-9444 |
| Document Number | 004298/983 |
|---|---|
| Date | May 2, 2022 |
| Book Page | 4298/983 |
| Instrument | 5764608 |
| Name | WESTERN MICHIGAN BOAT RENTAL LLC |
|---|---|
| Type | Non-Lending Institution |
| Type | Stand-Alone Second Mortgage |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MUSKEGON MI |
| Property Address | 6198 S SHORE DR, WHITEHALL, MI 49461-9444 |
| Transaction Type | Mortgage |
| Record Updated | Mar 9, 2021 |
| Title Company | AMERICA TITLE, AMERICAN TITLE |
| Name | Verified Name |
|---|
| Document Number | 0005714411 |
|---|---|
| Date | Feb 22, 2021 |
| Book Page | 4248/737 |
| Instrument | 5714411 |
| Name | TCF NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57106 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.87% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Mar 1, 2031 |
| Change Frequency | Annually |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 7.87% |
| Index | Other |
| Max Rate | 7.87% |
The 2025 property tax bill for 6198 S Shore Dr was $13,293 with a homeowner's exemption.
Source: Muskegon County assessment roll, as of June 30, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Muskegon County |
| County Subdivision | Fruitland Township |
| Unified School District | Whitehall School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $817,200 (-0.92%) | $1,634,400 (-0.92%) | |
| 2025 | $13,293.00 Homeowner's exemption | $824,800 | $1,649,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 6198 S Shore Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective October 6, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 6198 S Shore Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 93% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 50 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
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