6198 E Locust Rd, Holmesville (Beatrice), NE 68310 Property Records

Gage County property record for 6198 E Locust Rd, Holmesville, NE 68310

Property Summary

Property Type	Rural Home
Details	5 bd · 2 ba · 1,896 sqft · built 1919
Lot Size	21.5 acres (939,938 sqft)
Owner	2 Individual Names on File
Last Sale	$80,000 (Dec 2005)
Tax Bill	$1,540 (2025)
Deeds & Mortgages	Jan 2024 Mortgage Jun 2025 Sale & Construction Loan + 1 more
Flood Zone	Zone X (minimal risk)
APN	`005412000`

Property Details

APN / Parcel Number

Primary APN	`005412000`

Interior

Bedrooms	5 Beds
Full Baths	2 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	1,896 sqft Living Area
1st Floor Area	948 sqft
Basement Area	948 sqft
Unfinished Basement	948 sqft

Exterior

Year Built	Built 1919
Effective Year Built	Effective 1919
Architectural Style	Ranch
Exterior Material	Wood Shingle
Construction Type	Frame
Foundation Type	Raised
Roof Material	Composition Shingle
Lot Area	939,938 sqft (21.5 acres)
Garage Type	Detached
Garage Area	1,440 sqft
Parking Spaces	5 Parking Spaces
Porch	Slab
Porch Area	232 sqft
Utility Building	1,440 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	6198 E LOCUST RD
City	HOLMESVILLE
State	NE
Zip	68310-8507
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	SEC 16-3-7 BEG AT SE COR TH W 558.97' TO POB W 1343.38; N 1316.87' E 273.38' S862.20' E 623.02' N 89.53' NE 93.11' E 380.38 S
Legal Range	07
Legal Township	03
Legal Section	16
Jurisdiction	GAGE NE
Township / Civil Division	ROCKFORD
Census Block Group	2
Census Block	2173
Census Tract	964600

Owner

6198 E Locust Rd, a rural home, is owned by two individuals who bought it in December 2005.

Source: Gage County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	1203 N 14TH ST, BEATRICE, NE 68310-2134
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 30, 2024	Deed of Trust, Mortgage · Commercial Mortgage MIDWEST BANK
Jun 10, 2025	Warranty Deed, Construction Loan · Construction Mortgage FIVE POINTS BANK
Dec 28, 2005	Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 28, 2005 · Amount on File
Deed Sale	Dec 28, 2005 · Amount on File
Deed Book / Page	2001 / 7519
Record Updated	Oct 29, 2026

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GAGE NE
Property Address	6198 E LOCUST RD, HOLMESVILLE, NE 68310-8507
Transaction Type	Mortgage
Record Updated	Mar 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6198 E LOCUST RD, HOLMESVILLE, NE 68310-8507

Mortgage

Document Number	0202400194
Date	Jan 30, 2024
Instrument	2024-00194

Lender

Name	MIDWEST BANK
Type	Bank
Address	LINCOLN, NE 68512

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	13 Months
Due	Feb 1, 2025

June 2025: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	GAGE NE
Recording Date	Jun 10, 2025
Property Address	6198 E LOCUST RD, HOLMESVILLE, NE 68310-8507
Document Number	0202501731
Instrument Date	Jun 9, 2025
Instrument	2025-01731
Transaction Type	Construction Loan
Record Updated	Mar 12, 2026
Title Company	NEBRASKA TITLE COMPANY-PA, NEBRASKA TITLE COMPANY

Transaction

Amount	Amount on Record
Tax	$585.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship

Mortgage

Document Number	0202501732
Date	Jun 10, 2025
Instrument	2025-01732

Lender

Name	FIVE POINTS BANK
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	12 Months
Due	Jun 10, 2026

December 2005: Transfer

Jurisdiction	GAGE NE
Recording Date	Dec 28, 2005
Property Address	6198 E LOCUST RD, HOLMESVILLE, NE 68310-8507
Document Number	02001/7519
Book / Page	2001 / 7519
Instrument Date	Dec 28, 2005
Transaction Type	Transfer
Record Updated	Mar 12, 2026

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount from Assessment
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

The 2025 property tax bill for 6198 E Locust Rd was $1,540.

Source: Gage County assessment roll, as of March 2, 2026

Property Jurisdictions

Type	Name
State	Nebraska
County	Gage County
County Subdivision	Rockford Township
Unified School District	Southern School District 1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$266,865 (+71.41%) Land $81,710 Building $185,155	$287,293 (+84.53%) Land $102,138 Building $185,155
2025	$1,540.00	$155,690 Land $80,975 Building $74,715	$155,690 Land $80,975 Building $74,715
2023	$590.00 Homeowner's exemption	$110,655 Land $35,940 Building $74,715	$110,655 Land $35,940 Building $74,715

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 6198 E Locust Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2011.

Source: FEMA National Flood Hazard Layer, effective May 1, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2011)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2011 · Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 6198 E Locust Rd is moderate, ranking above 47% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 47% of the US · lower than 63% of Nebraska
Wildfire Likelihood	0.07% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Nextlink Fiber · Fixed Wireless	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: GigFire.

Cell Coverage

5G (outdoors only) and 4G LTE

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