6198 Chimney Bluff Rd, Lancaster, SC 29720 Property Records

Lancaster County property record for 6198 Chimney Bluff Rd, Lancaster, SC 29720

Property Summary

Property Type	Single Family Home
Details	3,289 sqft · built 2023
Lot Size	0.98 acres (42,689 sqft)
Owner	2 Individual Names on Record
Last Sale	$89,900 (Apr 2018)
Tax Bill	$3,674 (2025)
Deeds & Mortgages	Jul 2022 Construction Loan Apr 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0030M-0A-016.00`

Property Details

APN / Parcel Number

Primary APN	`0030M-0A-016.00`
Alternative APN	`88557`

Interior

Building Area	3,289 sqft Living Area
Gross Area	5,407 sqft

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Construction Type	Wood
Lot Area	42,689 sqft (0.98 acres)
Lot Width	1 ft Width
Garage Area	773 sqft

Location & Zoning

Account Number	88557
Street Address	6198 CHIMNEY BLUFF RD
City	LANCASTER
State	SC
Zip	29720-0166
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LDR
Legal Description	RIVERCHASE SUB 0.983 ACRES
Legal Subdivision	RIVERC
Legal Block	51
Legal Lot Number	51
Jurisdiction	LANCASTER SC
Township / Civil Division	VAN WYCK
Census Block Group	3
Census Block	3088
Census Tract	11209

Owner

Source: Lancaster County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	6198 CHIMNEY BLUFF RD, LANCASTER, SC 29720-0166
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 12, 2022	Deed of Trust, Mortgage · Construction Mortgage SCHUMACHER MORTGAGE LLC
Apr 23, 2018	Warranty Deed, Transfer FARM CREDIT SVCS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 23, 2018 · Amount on Record
Deed Sale	Apr 23, 2018 · Amount on Record
Prior Sale	Jul 11, 2014 · Amount on Record
Deed Document Number	20185724
Deed Book / Page	1133 / 323
Record Updated	Sep 20, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANCASTER SC
Property Address	6198 CHIMNEY BLUFF RD, LANCASTER, SC 29720-0166
Transaction Type	Mortgage
Record Updated	Aug 31, 2022
Title Company	ADVANTAGE TITLE COMPANY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5901 WANDERING RUN CT, HAYMARKET, VA 20169-3301

Mortgage

Document Number	0000011459
Date	Jul 12, 2022
Book Page	4785/110
Instrument	2022011459

Lender

Name	SCHUMACHER MORTGAGE LLC
Type	Mortgage Company
Address	CANTON, OH 44708

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	370 Months
Due	May 1, 2053

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LANCASTER SC
Recording Date	Apr 23, 2018
Property Address	6198 CHIMNEY BLUFF RD, LANCASTER, SC 29720-0166
Document Number	0000005724
Book / Page	001133 / 000323
Instrument Date	Apr 9, 2018
Instrument	5724
Transaction Type	Transfer
Record Updated	Feb 5, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$332.63
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	6198 CHIMNEY BLUFF RD LANCASTER SC 29720, LANCASTER, SC 29720

Mortgage

Document Number	5726
Date	Apr 23, 2018
Book Page	003540/000001
Instrument	5726

Lender

Name	FARM CREDIT SVCS
Type	Funding / Finance Company
Address	ROCK HILL, SC 29731-0941

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Lancaster County assessment roll, as of March 27, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Lancaster County
Unified School District	Lancaster County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,674.00 (+11.91%)	$23,931 (+431.8%) Land $5,170 Building $18,761	$925,700 (+1,134.27%) Land $200,000 Building $725,700
2024	$3,283.00 (+120.48%)
2023	$1,489.00	$4,500 Land $4,500	$75,000 Land $75,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · above 48% of South Carolina
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 55 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Comporium Fiber	1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

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