6197 Waverly Rd, Waverly, FL 33877 Property Records

Polk County property record for 6197 Waverly Rd, Waverly, FL 33877

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 960 sqft · built 1964
Lot Size	0.16 acres (6,948 sqft)
Owner	Company Name on File
Last Sale	$114,500 (Jan 2024)
Tax Bill	$1,074 (2025)
Deeds & Mortgages	Nov 2025 Mortgage Jan 2024 Sale + 3 more
Flood Zone	Zone X (minimal risk)
APN	`27-29-09-857300-000080`

Property Details

APN / Parcel Number

Primary APN	`27-29-09-857300-000080`
Alternative APNs	`092927857300000080` `92927000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	960 sqft Living Area
1st Floor Area	960 sqft
Flooring	Wood
Interior Walls	Plaster

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1964
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Other
Lot Area	6,948 sqft (0.16 acres)
Lot Dimensions	150 ft deep x 50 ft wide
View / Lot	Commercial/Industrial
Garage Type	Carport
Garage Area	276 sqft
Carport	Carport
Carport Area	276 sqft
Porch	Enclosed/Unfinished Porch
Porch Area	112 sqft
Utility Building	60 sqft

Location & Zoning

Street Address	6197 WAVERLY RD
City	WAVERLY
State	FL
Zip	33877
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RC
Legal Description	ROBINSON SUB PB 31 PG 14 LOT 8 LESS RD R/W PER MB 6 PG 254
Legal Range	27E
Legal Township	29S
Legal Section	09
Legal Subdivision	ROBINSON SUBDIVISION
Legal Tract	857300
Legal Block	1
Legal Lot Number	8
Jurisdiction	POLK FL
Township / Civil Division	HAINES CITY
Census Block Group	1
Census Block	1015
Census Tract	14130

Owner

6197 Waverly Rd is owned by a company that bought it in January 2024.

Source: Polk County records, as of September 28, 2026

Owner of Record	Company Name on File
Mailing Address	116 ARGYLE GATE LOOP RD, DUNDEE, FL 33838-4432
Owner Type	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 12, 2025	Deed of Trust, Mortgage · Conventional Mortgage ARC HOME LLC
Jan 29, 2024	Warranty Deed, Transfer WHITWORTH TITLE GROUP, WHITWORTH TITLE GROUP INC
Sep 5, 2023	Trustee's Deed, Foreclosure
Jun 4, 2019	Loan Modification, Mortgage · Line of Credit WELLS FARGO BK
Feb 26, 2019	Warranty Deed, Transfer REAL ESTATE TITLE, REAL ESTATE TITLE SVCS CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 29, 2024 · Amount on File
Deed Sale	Jan 29, 2024 · Amount on File
Prior Sale	Sep 5, 2023 · Amount on File
Deed Document Number	202421023
Deed Book / Page	12987 / 337
Prior Transfer Date	Feb 22, 2019
Prior Transfer Doc	0000038123
Record Updated	Oct 29, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK FL
Property Address	6197 WAVERLY RD, WAVERLY, FL 33877
Transaction Type	Mortgage
Record Updated	Nov 28, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	116 ARGYLE GATE LOOP RD, DUNDEE, FL 33838-4432

Mortgage

Document Number	0000267131
Date	Nov 12, 2025
Book Page	13774/453
Instrument	2025267131

Lender

Name	ARC HOME LLC
Type	Mortgage Company
Address	MOORESTOWN, NJ 08057

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	356 Months
Due	Jul 1, 2055

January 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Jan 29, 2024
Property Address	6197 WAVERLY RD, WAVERLY, FL 33877
Document Number	0000021023
Book / Page	12987 / 337
Map Reference	MB 31 PG 14
Instrument Date	Jan 19, 2024
Instrument	2024021023
Transaction Type	Transfer
Record Updated	Feb 7, 2024
Title Company	WHITWORTH TITLE GROUP, WHITWORTH TITLE GROUP INC

Transaction

Amount	Amount on Record
Tax	$801.50
Amount Accuracy	Rounded by County
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6930 W LINEBAUGH AVE, TAMPA, FL 33625-5800

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	116 ARGYLE GATE LOOP RD, DUNDEE, FL 33838-4432

September 2023: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	POLK FL
Recording Date	Sep 5, 2023
Property Address	6197 WAVERLY RD, WAVERLY, FL 33877
Document Number	0000208195
Book / Page	12825 / 707
Map Reference	MB 31 PG 14
Instrument Date	Sep 5, 2023
Instrument	2023208195
Transaction Type	Foreclosure
Record Updated	Sep 18, 2023

Transaction

Amount	Amount on Record
Tax	$595.70
Amount Accuracy	Full Amount Stated
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6930 W LINEBAUGH AVE, TAMPA, FL 33625-5800

June 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	POLK FL
Property Address	6197 WAVERLY RD, WAVERLY, FL 33877
Document Number	0109081093
Instrument Date	Jun 4, 2019
Transaction Type	Mortgage
Record Updated	Aug 1, 2019
Title Company	NOT AVAILABLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6197 WAVERLY RD WAVERLY FL 33877, WAVERLY, FL 33877

Mortgage

Document Number	0109081093
Date	Jul 16, 2019
Book Page	010908/001093
Instrument	148011

Lender

Name	WELLS FARGO BK
Type	Bank
Address	EAGAN, MN 55121

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Jul 15, 2029

Interest

Rate Type	Adjustable Rate
Rate	4.2%

February 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Feb 26, 2019
Property Address	6197 WAVERLY RD, WAVERLY, FL 33877
Document Number	0107601023
Book / Page	010760 / 001023
Instrument Date	Feb 22, 2019
Instrument	38123
Transaction Type	Transfer
Record Updated	Mar 11, 2019
Title Company	REAL ESTATE TITLE, REAL ESTATE TITLE SVCS CORP

Transaction

Amount	Amount on Record
Tax	$0.70

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	PO BOX 180 WAVERLY FL 338770180, WAVERLY, FL 33877-0180

Tax Assessment & Valuation

The 2025 property tax bill for 6197 Waverly Rd was $1,074.

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$91,387 (+1%)	$129,048 (+55.33%) Land $6,252 Building $122,796
2025	$1,074.00	$83,079 Land $6,252 Building $76,827	$83,079 Land $6,252 Building $76,827
2023	$1,641.00 (+14.76%)	$111,128 (+30.44%) Land $6,282 Building $104,846	$111,128 (+30.44%) Land $6,282 Building $104,846
2022	$1,430.00	$85,193 Land $1,873 Building $83,320	$85,193 Land $1,873 Building $83,320

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 6197 Waverly Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 27 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	27 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 6197 Waverly Rd is high, ranking above 81% of the US, with a 0.5% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 81% of the US · above 71% of Florida
Wildfire Likelihood	0.5% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 128 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Waverly Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures