6196 Terrace Dr, #2, Johnston, IA 50131 Property Records

Polk County property record for 6196 Terrace Dr, #2, Johnston, IA 50131

Property Summary

Property Type	Condominium
Details	2 bd · 1.5 ba · 1,432 sqft · built 1979
Lot Size	0.168 acres (7,335 sqft)
Owner	Individual Name on File
Last Sale	$260,000 (Aug 2025)
Tax Bill	$2,824 (2024)
Deeds & Mortgages	Dec 2025 Transfer Aug 2025 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`241/00543-800-002`

Property Details

APN / Parcel Number

Primary APN	`241/00543-800-002`
Alternative APN	`792512452002`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,432 sqft Living Area
Gross Area	2,440 sqft
1st Floor Area	696 sqft
Upper Floors Area	736 sqft
Basement Area	696 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Architectural Style	Conventional
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,335 sqft (0.168 acres)
Garage Type	Attached
Garage Area	312 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	40 sqft
Deck Area	110 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	6196 TERRACE DR, 2
City	JOHNSTON
State	IA
Zip	50131-1590
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	UNIT 2 BLDG 1 THE HOMESTEAD IN GREEN MEADOWS CONDO
Legal Subdivision	THE HOMESTEAD IN GREEN MEADOWS
Jurisdiction	POLK IA
Township / Civil Division	WEBSTER
Census Block Group	3
Census Block	3018
Census Tract	11702

Owner

6196 Terrace Dr, #2 is owned by an individual who acquired it in December 2025.

Source: Polk County records, as of January 5, 2026

Owner of Record	Individual Name on File
Mailing Address	6196 TERRACE DR, 2, JOHNSTON, IA 50131-1590
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 29, 2025	Quit Claim Deed, Transfer Quitclaim
Aug 7, 2025	Warranty Deed, Transfer · Conventional Mortgage HOMESERVICES LENDING LLC
Aug 21, 2017	Deed of Trust, Mortgage · Conventional Mortgage WATERSTONE MORTGAGE CORP
Apr 15, 2019	Warranty Deed, Transfer · ARM WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 7, 2025 · Amount on File
Deed Sale	Aug 7, 2025 · Amount on File
Prior Sale	Apr 15, 2019 · Amount on File
Deed Document Number	202546220
Deed Book / Page	20228 / 785
Last Transfer Date	Dec 28, 2025
Transfer Doc	0000077685
Record Updated	Sep 20, 2026

December 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	POLK IA
Recording Date	Dec 29, 2025
Property Address	6196 TERRACE DR # 2, 2, JOHNSTON, IA 50131-1590
Document Number	0000077685
Book / Page	20379 / 651
Map Reference	MB 4949 PG 728
Instrument Date	Dec 28, 2025
Instrument	2025-00077685
Transaction Type	Transfer
Record Updated	Jan 7, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5965 VILLAGE CIR, JOHNSTON, IA 50131-1632

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6196 TERRACE DR # 2, 2, JOHNSTON, IA 50131-1590

August 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK IA
Recording Date	Aug 7, 2025
Property Address	6196 TERRACE DR # 2, 2, JOHNSTON, IA 50131-1590
Document Number	0000046220
Book / Page	20228 / 785
Map Reference	MB 4949 PG 728
Instrument Date	Aug 4, 2025
Instrument	2025-00046220
Transaction Type	Transfer
Record Updated	Oct 16, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$415.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6196 TERRACE DR # 2, 2, JOHNSTON, IA 50131-1590

Mortgage

Document Number	0000046221
Date	Aug 7, 2025
Instrument	2025-00046221

Lender

Name	HOMESERVICES LENDING LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2055

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK IA
Property Address	6196 TERRACE DR # 2, 2, JOHNSTON, IA 50131-1590
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000015398
Date	Aug 21, 2017
Book Page	16614/0121
Instrument	2017-00015398

Lender

Name	WATERSTONE MORTGAGE CORP
Type	Lending Institution
Address	PEWAUKEE, WI 53072

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2047

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK IA
Recording Date	Apr 15, 2019
Property Address	6196 TERRACE DR # 2, 2, JOHNSTON, IA 50131-1590
Document Number	201800072606
Book / Page	17291 / 0951
Map Reference	MB 4949 PG 728
Instrument Date	Apr 12, 2019
Instrument	2018-00072606
Transaction Type	Transfer
Record Updated	Oct 19, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$231.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6196 TERRACE DR # 2, 2, JOHNSTON, IA 50131-1590

Mortgage

Document Number	201800072608
Date	Apr 15, 2019
Instrument	2018-00072608

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	May 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	4.37%
Type Change Date	May 1, 2024
Change Frequency	Annually
Min Rate At Change	2.37%
Max Rate At Change	6.37%
Index	1-Year LIBOR
Max Rate	9.37%

Tax Assessment & Valuation

Source: Polk County assessment roll, as of October 13, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Polk County
Municipality	Johnston City
Unified School District	Johnston Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$198,200 Land $24,600 Building $173,600	$198,200 Land $24,600 Building $173,600
2024	$2,824.00
2023		$178,900 Land $21,800 Building $157,100	$178,900 Land $21,800 Building $157,100
2020	$2,760.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 6196 Terrace Dr, #2 in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2008.

Source: FEMA National Flood Hazard Layer, effective August 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 24 policies
Nearby Flood Policies	24 in force
Nearby Flood Claims	4 (2008)
Most Recent Claim	Jun 2008 · Severe Storms, Tornadoes, And Flooding
Claims by Event	Severe Storms, Tornadoes, And Flooding, Jun 2008 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 6196 Terrace Dr, #2 is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 82% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JOHNSTON MUNICIPAL WATER SUPPLY serves 24,897 people · EPA ID IA7740011
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 220 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
CenturyLink DSL	140 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Mi-Fiber.

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