Kenton County property record for 6196 Taylor Mill Rd, Covington, KY 41015
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · built 2021 |
| Lot Size | 4 acres (174,240 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $80,000 (Sep 2020) |
| Tax Bill | $5,931 (2025) |
| Deeds & Mortgages | Nov 2023 Mortgage Nov 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 060-00-00-039.02 |
| Primary APN | 060-00-00-039.02 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Year Built | Built 2021 |
|---|---|
| Effective Year Built | Effective 2021 |
| Exterior Material | Brick |
| Foundation Type | Concrete |
| Lot Area | 174,240 sqft (4 acres) |
| Garage Type | Attached |
| Parking Spaces | 3 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Street Address | 6196 TAYLOR MILL RD |
|---|---|
| City | COVINGTON |
| State | KY |
| Zip | 41015-2454 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | FARMDALE PT LOTS 4-5 TRACT 1 4.0 ACS ES TAYLOR MILL RD |
| Legal Subdivision | FARMDALE |
| Legal Tract | 1 |
| Legal Lot Number | 4,5 |
| Jurisdiction | KENTON KY |
| Township / Civil Division | INDEPENDENCE |
| Census Block Group | 1 |
| Census Block | 1022 |
| Census Tract | 65800 |
Source: Kenton County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 10728 TAYLOR MILL RD, INDEPENDENCE, KY 41051-7507 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 22, 2023 | Deed of Trust, Mortgage · Commercial Mortgage FIRST FINANCIAL BANK |
| Nov 30, 2021 | Deed of Trust, Mortgage · Conventional Mortgage HERITAGE BANK INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 30, 2020 · Amount on Record |
| Deed Sale | Sep 30, 2020 · Amount on Record |
| Prior Sale | Aug 22, 2019 · Amount on Record |
| Deed Document Number | 20205900177 |
| Deed Book / Page | 46 / 618 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 6196 TAYLOR MILL RD, COVINGTON, KY 41015-2454 |
| Transaction Type | Mortgage |
| Record Updated | Dec 6, 2023 |
| Name | Verified Name |
|---|---|
| Address | 6196 TAYLOR MILL RD, COVINGTON, KY 41015-2454 |
| Document Number | 0005900113 |
|---|---|
| Date | Nov 22, 2023 |
| Book Page | KCM 509/169 |
| Instrument | 23112205900113 |
| Name | FIRST FINANCIAL BANK |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45246 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 24 Months |
| Due | Nov 20, 2025 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 6196 TAYLOR MILL RD, COVINGTON, KY 41015-2454 |
| Transaction Type | Mortgage |
| Record Updated | Jan 10, 2023 |
| Title Company | KENTUCKY LAND TITLE AGENCY |
| Name | Verified Name |
|---|
| Document Number | 0005900259 |
|---|---|
| Date | Nov 30, 2021 |
| Book Page | 308/364 |
| Instrument | 21113005900259 |
| Name | HERITAGE BANK INC |
|---|---|
| Type | Bank |
| Address | BURLINGTON, KY 41005 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2051 |
Source: Kenton County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Kenton County |
| Municipality | Independence City |
| Unified School District | Kenton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $510,000 (-) Land $80,000 Building $430,000 | $510,000 (-) Land $80,000 Building $430,000 | |
| 2025 | $5,931.00 (-7.85%) | $510,000 (-) Land $80,000 Building $430,000 | $510,000 (-) Land $80,000 Building $430,000 |
| 2023 | $6,436.00 | $510,000 Land $80,000 Building $430,000 | $510,000 Land $80,000 Building $430,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 19, 2015
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 113 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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