6196 Apollo Dr, Ferndale, WA 98248 Property Records

Whatcom County property record for 6196 Apollo Dr, Ferndale, WA 98248

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,164 sqft · built 1989
Lot Size	0.188 acres (8,215 sqft)
Owner	Individual Name on File
Last Sale	$340,000 (Jul 2020)
Tax Bill	$3,013 (2025)
Deeds & Mortgages	Jul 2020 Sale & Mortgage Jul 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`571776`

Property Details

APN / Parcel Number

Primary APN	`571776`
Alternative APNs	`390218 220110 0000` `93174`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,164 sqft Living Area
1st Floor Area	1,164 sqft

Exterior

Year Built	Built 1989
Architectural Style	Other
Exterior Material	Combination
Foundation Type	Concrete
Roof Material	Composition Shingle
Lot Area	8,215 sqft (0.188 acres)
Garage Type	Attached
Garage Area	308 sqft
Porch	Porch
Porch Area	64 sqft
Deck Area	264 sqft

Utilities, Heating & Cooling

Heating System	Forced Air

Location & Zoning

Account Number	571776
Street Address	6196 APOLLO DR
City	FERNDALE
State	WA
Zip	98248-9241
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS8.5
Legal Description	ALEXANDER ESTATES LOT 26
Legal Range	02
Legal Township	39
Legal Section	18
Legal Subdivision	ALEXANDER ESTATES
Legal Lot Number	26
Jurisdiction	WHATCOM WA
Township / Civil Division	FERNDALE
Census Block Group	1
Census Block	1017
Census Tract	10505

Owner

6196 Apollo Dr is owned and occupied by an individual who bought it in July 2020.

Source: Whatcom County records, as of March 16, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	6196 APOLLO DR, FERNDALE, WA 98248-9241
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 22, 2020	Warranty Deed, Transfer · FHA Mortgage CALIBER HM LOANS
Jul 14, 2017	Warranty Deed, Mortgage · VA Mortgage UMPQUA BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 22, 2020 · Amount on File
Deed Sale	Jul 22, 2020 · Amount on File
Prior Sale	Jul 14, 2017 · Amount on File
Deed Document Number	2020-0703466
Record Updated	Jun 8, 2026

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WHATCOM WA
Recording Date	Jul 22, 2020
Property Address	6196 APOLLO DR, FERNDALE, WA 98248-9241
Document Number	2200703466
Instrument Date	Jul 8, 2020
Instrument	703466
Transaction Type	Transfer
Record Updated	Aug 24, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,445.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	6196 APOLLO DR FERNDALE WA 982489241, FERNDALE, WA 98248-9241

Mortgage

Document Number	2200703467
Date	Jul 22, 2020
Instrument	703467

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	COPPELL, TX 75019

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 21, 2050

Mortgage

Document Number	2200703468,
Date	Jul 22, 2020
Instrument	703468

Lender

Name	HOUSING FIN AUTH
Address	1000 2ND AVE # 2700, SEATTLE, WA 98104-3601

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jul 21, 2050

July 2017: Warranty Deed, Mortgage

Document Type	Warranty Deed
Jurisdiction	WHATCOM WA
Recording Date	Jul 14, 2017
Property Address	6196 APOLLO DR, FERNDALE, WA 98248-9241
Document Number	2170701464
Instrument Date	Jul 8, 2017
Instrument	701464
Transaction Type	Mortgage
Record Updated	Aug 2, 2017
Title Company	WHATCOM LAND TITLE

Transaction

Amount	Amount on Record
Tax	$74.00

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	6196 APOLLO DR FERNDALE WA 982489241, FERNDALE, WA 98248-9241

Mortgage

Document Number	2170701465
Date	Jul 14, 2017
Instrument	701465

Lender

Name	UMPQUA BK
Type	Bank
Address	TIGARD, OR 97224

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 13, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 6196 Apollo Dr was $3,013.

Source: Whatcom County assessment roll, as of May 31, 2025

Property Jurisdictions

Type	Name
State	Washington
County	Whatcom County
Municipality	Ferndale City
Unified School District	Ferndale School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,013.00	$402,212 Land $203,700 Building $198,512	$402,212 Land $203,700 Building $198,512
2022		$300,447 Land $121,719 Building $178,728	$300,447 Land $121,719 Building $178,728
2021	$2,239.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 6196 Apollo Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 6196 Apollo Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 98% of Washington
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FERNDALE serves 19,305 people · EPA ID WA5324850
Water Source	Groundwater
Last State Inspection	May 2025
Lead	6 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 234 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile, Ziply Fiber.

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