6195 Watson Rd, Laurel, DE 19956 Property Records

Sussex County property record for 6195 Watson Rd, Laurel, DE 19956

Property Summary

Property Type	Mobile Home
Details	3 bd · 4 ba · 1,596 sqft · built 1998
Lot Size	1.93 acres (84,071 sqft)
Owner	2 Individual Names on Record
Last Sale	$315,000 (Aug 2026)
Tax Bill	$1,048 (2026)
Deeds & Mortgages	Aug 2026 Sale & Mortgage Jan 2023 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`432-6.00-113.00`

Property Details

APN / Parcel Number

Primary APN	`432-6.00-113.00`

Interior

Bedrooms	3 Beds
Plumbing Fixtures	12 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,596 sqft Living Area
Gross Area	1,512 sqft
1st Floor Area	3,024 sqft
Elevator	Elevator

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Architectural Style	Mobile Home
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Wood Shingle
Lot Area	84,071 sqft (1.93 acres)

Exterior Amenities

Porch	Slab
Deck Area	Deck Area
Patio Area	480 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	6195 WATSON RD
City	LAUREL
State	DE
Zip	19956-4045
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Local Zoning Code	AR-1
Legal Description	SOUTH TOWNS END LOT 32 CT47209
Legal Subdivision	LAUREL
Legal Lot Number	32
Jurisdiction	SUSSEX DE
Township / Civil Division	LAUREL-DELMAR
Census Block Group	3
Census Block	3005
Census Tract	51801

Owner

Source: Sussex County records, as of September 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	411 ROBINSON ST, GEORGETOWN, DE 19947-1147
Owner Type	Individual
Vesting	Tenants in Common

Deeds, Mortgages & Sale History

Date	Document
Aug 31, 2026	Deed, Transfer · Conventional Mortgage LUMINATE HOME LOANS INC
Jan 11, 2023	Deed of Trust, Mortgage SECRETARY OF HOUSING URBAN & DEVELOPMENT
Aug 31, 2023	Deed, Transfer · Conventional Mortgage MERIDIAN BANK
May 11, 2020	Deed, Transfer
Jun 20, 2019	Grant Deed, Transfer ETITLE AGENCY INC
Mar 28, 2019	Trustee's Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 31, 2026 · Amount on Record
Deed Sale	Aug 31, 2026 · Amount on Record
Prior Sale	Aug 31, 2023 · Amount on Record
Deed Document Number	202633900
Deed Book / Page	6572 / 120
Record Updated	Oct 29, 2026

August 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	SUSSEX DE
Recording Date	Aug 31, 2026
Property Address	6195 WATSON RD, LAUREL, DE 19956-4045
Document Number	0000033900
Book / Page	6572 / 120
Instrument Date	Aug 19, 2026
Instrument	202633900
Transaction Type	Transfer
Record Updated	Sep 9, 2026
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,272,600.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	411 ROBINSON ST, GEORGETOWN, DE 19947-1147

Mortgage

Document Number	0000033901,
Date	Aug 31, 2026
Instrument	202633901

Lender

Name	LUMINATE HOME LOANS INC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUSSEX DE
Property Address	6195 WATSON RD, LAUREL, DE 19956-4045
Transaction Type	Mortgage
Record Updated	Sep 19, 2023
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURAN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0215270344
Date	Jan 11, 2023
Book Page	21527/344
Instrument	2023000001100

Lender

Name	SECRETARY OF HOUSING URBAN & DEVELOPMENT
Type	Government Agency

Agreement

Amount	Amount Recorded
Term	329 Months
Due	Jun 1, 2050

August 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	SUSSEX DE
Recording Date	Aug 31, 2023
Property Address	6195 WATSON RD, LAUREL, DE 19956-4045
Document Number	0059660294
Book / Page	5966 / 294
Map Reference	MB 57 PG 172-173
Instrument Date	Aug 30, 2023
Instrument	2023000030663
Transaction Type	Transfer
Record Updated	Sep 19, 2023

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$45.60
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	32848 DI STATE BLVD, LAUREL, DE 19956

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6195 WATSON RD, LAUREL, DE 19956-4045

Mortgage

Document Number	2023000030664
Date	Aug 31, 2023
Instrument	2023000030664

Lender

Name	MERIDIAN BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2053

Mortgage

Document Number	0219560254
Date	Aug 31, 2023
Book Page	21956/254
Instrument	2023000030665

Lender

Name	DELAWARE STATE HOUSING AUTHORITY
Type	Government Agency

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Sep 1, 2033

May 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	SUSSEX DE
Recording Date	May 11, 2020
Property Address	6195 WATSON RD, LAUREL, DE 19956-4045
Document Number	0052370005
Book / Page	5237 / 5
Instrument Date	Mar 23, 2020
Instrument	20200000019058
Transaction Type	Transfer
Record Updated	Aug 24, 2021

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	32648 BI STATE BLVD, LAUREL, DE 19956-4529

June 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SUSSEX DE
Recording Date	Jun 20, 2019
Property Address	6195 WATSON RD, LAUREL, DE 19956-4045
Document Number	0050780213
Book / Page	005078 / 000213
Instrument Date	Jun 13, 2019
Instrument	21895
Transaction Type	Transfer
Record Updated	Jul 16, 2019
Title Company	ETITLE AGENCY INC

Transaction

Amount	Amount Recorded
Tax	$233.04
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2 WARD WAY MILLSBORO DE 199661506, MILLSBORO, DE 19966-1506

March 2019: Trustee's Deed, Transfer

Document Type	Trustee's Deed
Jurisdiction	SUSSEX DE
Recording Date	Mar 28, 2019
Property Address	6195 WATSON RD, LAUREL, DE 19956-4045
Document Number	0050350183
Book / Page	005035 / 000183
Instrument Date	Mar 27, 2019
Instrument	10330
Transaction Type	Transfer
Record Updated	Apr 3, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$738.79
Amount Accuracy	Confirmed
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Corporate Trust
Address	3701 REGENT BLVD #200 IRVING TX 750632296, 200, IRVING, TX 75063-2296

Tax Assessment & Valuation

Source: Sussex County assessment roll, as of September 18, 2026

Property Jurisdictions

Type	Name
State	Delaware
County	Sussex County
Unified School District	Laurel School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,048.00 (+2.85%)	$14,700 (-) Land $1,950 Building $12,750	$283,600 (-) Land $90,300 Building $193,300
2025	$1,019.00 (+19.46%)	$14,700 (-) Land $1,950 Building $12,750	$283,600 (+864.63%) Land $90,300 Building $193,300
2023	$853.00	$14,700 Land $1,950 Building $12,750	$29,400 Land $3,900 Building $25,500

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 47% of Delaware
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 96 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: BridgeMAXX Suncoast Broadband.

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