6194 Bear Bluff Rd, Conway, SC 29526 Property Records

Horry County property record for 6194 Bear Bluff Rd, Conway, SC 29526

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,584 sqft · built 2004
Lot Size	1.54 acres (67,082 sqft)
Owner	2 Individual Names on File
Tax Bill	$953 (2025)
Deeds & Mortgages	Dec 2021 Mortgage Dec 2021 Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`320-13-03-0003`

Property Details

APN / Parcel Number

Primary APN	`320-13-03-0003`
Alternative APN	`1260001226`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	11 Rooms
Stories	1 Story
Building Area	2,584 sqft Living Area
1st Floor Area	2,954 sqft

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Conventional
Exterior Material	Vinyl
Construction Type	Frame
Foundation Type	No Foundation
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	67,082 sqft (1.54 acres)
Garage Type	Attached
Garage Area	500 sqft
Deck Area	75 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Street Address	6194 BEAR BLUFF RD
City	CONWAY
State	SC
Zip	29526-7207
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N/S HWY 90
Jurisdiction	HORRY SC
Township / Civil Division	CONWAY EAST
Census Block Group	2
Census Block	2004
Census Tract	60301

Owner

Source: Horry County assessment roll, as of February 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	6194 BEAR BLUFF RD, CONWAY, SC 29526-7207
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 22, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIRST CITIZENS BANK
Dec 22, 2021	Deed of Trust, Mortgage · Commercial Mortgage FIRST CITIZENS BANK
Oct 26, 2017	Deed of Trust, Mortgage · Conventional Mortgage FIRST CITIZENS BK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Transfer Date	Aug 3, 2004
Transfer Doc	2771/1215
Record Updated	Jun 8, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HORRY SC
Property Address	6194 BEAR BLUFF RD, CONWAY, SC 29526-7207
Transaction Type	Mortgage
Record Updated	Mar 4, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6194 BEAR BLUFF RD, CONWAY, SC 29526-7207

Mortgage

Document Number	64960000002303
Date	Dec 22, 2021
Book Page	0000006496/0000002303

Lender

Name	FIRST CITIZENS BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jan 1, 2042

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HORRY SC
Property Address	6194 BEAR BLUFF RD, CONWAY, SC 29526-7207
Transaction Type	Mortgage
Record Updated	Mar 4, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6194 BEAR BLUFF RD, CONWAY, SC 29526-7207

Mortgage

Document Number	64960000002314
Date	Dec 22, 2021
Book Page	0000006496/0000002314

Lender

Name	FIRST CITIZENS BANK

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Jan 1, 2046

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HORRY SC
Property Address	6194 BEAR BLUFF RD, CONWAY, SC 29526-7207
Document Number	5933/1481
Instrument Date	Oct 26, 2017
Transaction Type	Mortgage
Record Updated	Mar 3, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6194 BEAR BLUFF RD CONWAY SC 295267207, CONWAY, SC 29526-7207

Mortgage

Document Number	5933/1481
Date	Nov 1, 2017
Book Page	005933/001481

Lender

Name	FIRST CITIZENS BK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 31, 2047

Tax Assessment & Valuation

Source: Horry County assessment roll, as of February 6, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Horry County
Unified School District	Horry County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$953.00		$370,894 (-) Land $91,300 Building $279,594
2024	$953.00 (+6.96%)	$14,836 (+81.44%) Land $3,652 Building $11,184	$370,894 (+42.18%) Land $91,300 Building $279,594
2023	$891.00 (+3.24%)	$8,177 (-21.64%) Land $835 Building $7,342	$260,870 (-) Land $20,870 Building $240,000
2021	$863.00	$10,435 Land $835 Building $9,600	$260,870 Land $20,870 Building $240,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 88 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	88 in force
Nearby Flood Claims	49 (1992–2021)
Claims Outside the SFHA	5 of 49
Most Recent Claim	Mar 2021 · river or lake flooding
Claims by Event	Hurricane Florence, Sep 2018 · 16 claims Hurricane Matthew, Oct 2016 · 8 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 13 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 78% of South Carolina
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GRAND STRAND W&SA/BULL CREEK serves 252,840 people · EPA ID SC2620004
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Horry Telephone Cooperative Fiber	2,000 / 2,000
Starlink Satellite	280 / 30

May also be available: Spectrum.

Cell Coverage

5G (outdoors only) and 4G LTE

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