Shelby County property record for 6192 Moray Cv, Memphis, TN 38119
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3 ba · 2,598 sqft · built 1967 |
| Lot Size | 0.358 acres (15,591 sqft) |
| Owner | Individual Name on File |
| Last Sale | $98,838 (Nov 2016) |
| Tax Bill | $2,577 (2025) |
| Deeds & Mortgages | Dec 2018 Loan Modification Apr 2018 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 08-1013-0-0047 |
| Primary APN | 08-1013-0-0047 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 9 Plumbing Fixtures |
| Total Rooms | 9 Rooms |
| Stories | 1 Story |
| Building Area | 2,598 sqft Living Area |
| 1st Floor Area | 2,320 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1967 |
|---|---|
| Effective Year Built | Effective 1967 |
| Architectural Style | Ranch |
| Exterior Material | Brick Veneer |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 15,591 sqft (0.358 acres) |
| Lot Dimensions | 142 ft deep x 111 ft wide |
| Garage Type | Carport |
| Garage Area | 480 sqft |
| Carport | Carport |
| Carport Area | 480 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Porch Area | 132 sqft |
| Patio Area | 608 sqft |
| Shed | 1 Shed |
| Shed Area | 114 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Street Address | 6192 MORAY CV |
|---|---|
| City | MEMPHIS |
| State | TN |
| Zip | 38119-6331 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-10 |
| Legal Description | NS MORAY CV |
| Legal Subdivision | BALMORAL ESTATES |
| Legal Block | C-1 |
| Legal Lot Number | 58 |
| Jurisdiction | SHELBY TN |
| Township / Civil Division | 4 |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 21320 |
Source: Shelby County records · APN 08-1013-0-0047
Assessment roll updated June 2, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 6192 MORAY CV, MEMPHIS, TN 38119-6331 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 05, 2018 | Loan Modification, Mortgage · Conventional Mortgage INDEPENDENT BK |
| Apr 19, 2018 | Deed of Trust, Mortgage · Line of Credit INDEPENDENT BK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Nov 10, 2016 · Amount on Record |
| Deed Sale | Nov 10, 2016 · Amount on Record |
| Prior Sale | Jul 06, 2006 · Amount on Record |
| Deed Document Number | 2016115955 |
| Prior Transfer Date | May 22, 1998 |
| Record Updated | Sep 20, 2026 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | SHELBY TN |
| Property Address | 6192 MORAY CV, MEMPHIS, TN 38119-6331 |
| Document Number | 0000126691 |
| Instrument Date | Dec 05, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Dec 27, 2018 |
| Name | Verified Name |
|---|---|
| Address | 6192 MORAY CV MEMPHIS TN 381196331, MEMPHIS, TN 38119-6331 |
| Document Number | 0000126691 |
|---|---|
| Date | Dec 13, 2018 |
| Instrument | 126691 |
| Name | INDEPENDENT BK |
|---|---|
| Type | Bank |
| Address | MEMPHIS, TN 38119 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SHELBY TN |
| Property Address | 6192 MORAY CV, MEMPHIS, TN 38119-6331 |
| Document Number | 0000041836 |
| Instrument Date | Apr 19, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jan 12, 2019 |
| Name | Verified Name |
|---|---|
| Address | 6192 MORAY CV MEMPHIS TN 381196331, MEMPHIS, TN 38119-6331 |
| Document Number | 0000041836 |
|---|---|
| Date | May 01, 2018 |
| Instrument | 41836 |
| Name | INDEPENDENT BK |
|---|---|
| Type | Bank |
| Address | MEMPHIS, TN 38119 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Apr 30, 2038 |
| Rate Type | Adjustable Rate |
|---|
Source: Shelby County records · Assessment roll updated June 2, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Shelby County |
| Municipality | Memphis City |
| Unified School District | Shelby County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,577.00 (-45.86%) | $95,825 (+22.62%) Land $17,100 Building $78,725 | $383,300 (+22.62%) Land $68,400 Building $314,900 |
| 2023 | $78,150 Land $17,100 Building $61,050 | ||
| 2022 | $4,760.00 | ||
| 2021 | $312,600 Land $68,400 Building $244,200 |
Source: FEMA National Flood Hazard Layer as of June 4, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 1 (2009) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 2009 · rainfall accumulation |
| Wildfire Risk | Low lower than 65% of the US · above 51% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 1,000 / 75 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
May also be available: T-Mobile USA.
Based on FCC filings for 282 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | MEMPHIS LIGHT, GAS, & WATER serves 659,500 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2024 |
| Lead | 5 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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