6191 Waycross Dr, Spring Hill, FL 34606 Property Records

Hernando County property record for 6191 Waycross Dr, Spring Hill, FL 34606

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,221 sqft · built 1976
Lot Size	0.276 acres (12,000 sqft)
Owner	2 Company Names on File
Last Sale	$64,500 (Mar 1997)
Tax Bill	$956 (2025)
Deeds & Mortgages	May 2026 Line of Credit May 2026 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R32-323-17-5010-0034-0110`

Property Details

APN / Parcel Number

Primary APN	`R32-323-17-5010-0034-0110`
Alternative APNs	`00211416` `211416`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,221 sqft Living Area
Gross Area	2,175 sqft
1st Floor Area	1,221 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1983
Exterior Material	Concrete Block
Construction Type	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	12,000 sqft (0.276 acres)
Lot Dimensions	150 ft deep x 80 ft wide
Garage Type	Attached
Garage Area	550 sqft
Parking Spaces	2 Parking Spaces
Porch	Enclosed Porch
Porch Area	404 sqft
Utility Building	168 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	00211416
Street Address	6191 WAYCROSS DR
City	SPRING HILL
State	FL
Zip	34606-4655
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SPRING HILL UNIT 1 BLK 34 LOT 11
Legal Range	17E
Legal Township	23S
Legal Section	32
Legal Subdivision	SPRING HILL UN 1
Legal Block	34
Legal Lot Number	11
Jurisdiction	HERNANDO FL
Township / Civil Division	SPRING HILL
Census Block Group	1
Census Block	1005
Census Tract	41401

Owner

6191 Waycross Dr is owned by a company that acquired it in September 2025.

Source: Hernando County records, as of June 30, 2026

Owner of Record	2 Company Names on File
Mailing Address	6191 WAYCROSS DR, SPRING HILL, FL 34606-4655
Owner Type	Company
Vesting	Life Tenant

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 28, 2026	Deed of Trust, Mortgage · Line of Credit BANK OF AMIERCA NA
May 28, 2026	Deed of Trust · Line of Credit BANK OF AMIERCA NA
Oct 3, 2025	Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 31, 1997 · Amount on File
Deed Sale	Mar 31, 1997 · Amount on File
Deed Book / Page	1116 / 773
Last Transfer Date	Sep 25, 2025
Transfer Doc	0046170608
Record Updated	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HERNANDO FL
Recording Date	May 28, 2026
Property Address	6191 WAYCROSS DR, SPRING HILL, FL 34606-4655
Document Number	0047150164
Book / Page	4715 / 164
Instrument Date	May 18, 2026
Instrument	202636088
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust, 189
Address	6191 WAYCROSS DR, SPRING HILL, FL 34606-4655

Mortgage

Document Number	0000036088,
Date	May 28, 2026
Book Page	4715/164
Instrument	202636088

Lender

Name	BANK OF AMIERCA NA

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	May 18, 2056

Interest

Rate	6.3%
Max Rate	-1%

May 2026: Deed of Trust

Document Type	Deed of Trust
Jurisdiction	HERNANDO FL
Recording Date	May 28, 2026
Property Address	6191 WAYCROSS DR, SPRING HILL, FL 34606-4655
Document Number	0000036088
Book / Page	4715 / 164
Instrument Date	May 18, 2026
Instrument	202636088
Record Updated	Jun 10, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Tenant, 269
Address	6191 WAYCROSS DR, SPRING HILL, FL 34606-4655

Mortgage

Document Number	0000036088,
Date	May 28, 2026
Book Page	4715/164
Instrument	202636088

Lender

Name	BANK OF AMIERCA NA

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	May 18, 2056

Interest

Rate	6.3%
Max Rate	-1%

October 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HERNANDO FL
Recording Date	Oct 3, 2025
Property Address	6191 WAYCROSS DR, SPRING HILL, FL 34606-4655
Document Number	0046170608
Book / Page	4617 / 608
Map Reference	MB 7 PG 53-64
Instrument Date	Sep 25, 2025
Instrument	2025068914
Transaction Type	Transfer
Record Updated	Oct 27, 2025
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6191 WAYCROSS DR, SPRING HILL, FL 34606-4655

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	6191 WAYCROSS DR, SPRING HILL, FL 34606-4655

Tax Assessment & Valuation

The 2025 property tax bill for 6191 Waycross Dr was $956, down 6% from the year before.

Source: Hernando County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Hernando County
Unified School District	Hernando County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$956.00 (-6%)	$58,074 (+2.9%)	$179,529 (+3.17%) Land $43,800 Building $135,729
2024	$1,017.00 Additional exemption filed	$56,437 (+3%)	$174,010 Land $38,400 Building $135,610
2023		$54,793 (+3%) Land $54,793
2022	$334.00 Homeowner's exemption	$53,197	$181,060 Land $48,000 Building $133,060

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 6191 Waycross Dr in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1998.

Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 12 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	12 in force
Nearby Flood Claims	3 (1998–2012)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Jun 2012 · Tropical Storm Debby
Claims by Event	Tropical Storm Debby, Jun 2012 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 6191 Waycross Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 92% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HERNANDO CO UTL-WEST serves 145,204 people · EPA ID FL6277059
Water Source	Groundwater
Last State Inspection	May 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	18 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 415 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
WOW Internet, Cable & Phone Fiber	5,000 / 5,000
Tillman Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Open Infra.

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