6191 Murray Rd, Whitehall, MI 49461 Property Records

Muskegon County property record for 6191 Murray Rd, Whitehall, MI 49461

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,131 sqft · built 1910
Lot Size	0.22 acres (9,583 sqft)
Owner	2 Individual Names on File
Tax Bill	$1,759 (2025)
Deeds & Mortgages	May 2026 Line of Credit Oct 2025 Transfer
Flood Zone	Zone X (minimal risk)
APN	`06245002002500`

Property Details

APN / Parcel Number

Primary APN	`06245002002500`
Alternative APN	`61-06-245-002-0025-00`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,131 sqft Living Area
1st Floor Area	780 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Exterior Material	Aluminum/Vinyl
Foundation Type	No Foundation
Lot Area	9,583 sqft (0.22 acres)
Garage Area	192 sqft
Parking Spaces	1 Parking Space
Porch	Covered Porch

Utilities, Heating & Cooling

Cooling System	None
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	6191 MURRAY RD
City	WHITEHALL
State	MI
Zip	49461-9457
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	ILD
Legal Description	FRUITLAND TOWNSHIP A J FLITCRAFT'S SUBD LOTS 25 & 26 OF BLK 2
Legal Range	18W
Legal Township	11N
Legal Section	45
Legal Subdivision	FLITCRAFTS AJ
Legal Block	2
Legal Lot Number	25-26
Jurisdiction	MUSKEGON MI
Township / Civil Division	FRUITLAND
Census Block Group	1
Census Block	1005
Census Tract	3701

Owner

6191 Murray Rd is owned by two individuals who acquired it in May 2025.

Source: Muskegon County records, as of June 30, 2026

Owner of Record	2 Individual Names on File
Mailing Address	7551 MONTEGO BAY ST, PORTAGE, MI 49002-9042
Owner Type	Individual
Vesting	Life Estate

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 1, 2026	Deed of Trust, Mortgage · Line of Credit LAKE MICHIGAN CREDIT UNION
Oct 28, 2025	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	May 13, 2025
Transfer Doc	004400/219
Record Updated	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MUSKEGON MI
Recording Date	May 1, 2026
Property Address	6191 MURRAY RD, WHITEHALL, MI 49461-9457
Document Number	0005882834
Book / Page	4417 / 321
Instrument Date	Apr 30, 2026
Instrument	20265882834
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7551 MONTEGO BAY ST, PORTAGE, MI 49002-9042

Mortgage

Document Number	0005882834,
Date	May 1, 2026
Book Page	4417/321
Instrument	20265882834

Lender

Name	LAKE MICHIGAN CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	299 Months
Due	Apr 15, 2051

Interest

Rate Type	Adjustable Rate
Rate	6.46%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

October 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MUSKEGON MI
Recording Date	Oct 28, 2025
Property Address	6191 MURRAY RD, WHITEHALL, MI 49461-9457
Document Number	004400/219
Book / Page	4400 / 219
Map Reference	LB 3 PG 77
Instrument Date	May 13, 2025
Instrument	5865750
Transaction Type	Transfer
Record Updated	Nov 12, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7551 MONTEGO BAY ST, PORTAGE, MI 49002-9042

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	522 MAPLE ST, THREE RIVERS, MI 49093-2416

Tax Assessment & Valuation

The 2025 property tax bill for 6191 Murray Rd was $1,759, down 2.4% from the year before.

Source: Muskegon County assessment roll, as of June 30, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Muskegon County
County Subdivision	Fruitland Township
Unified School District	Whitehall School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$119,400 (+11.38%)	$238,800 (+11.38%)
2025	$1,759.00 (-2.39%)	$107,200	$214,400
2024	$1,802.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 6191 Murray Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 6, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 6191 Murray Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 93% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 53 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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