Howard County property record for 6190 Montgomery Rd, Elkridge, MD 21075
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,352 sqft · built 1979 |
| Lot Size | 2.36 acres (102,802 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $8,008 (2026) |
| Deeds & Mortgages | Jun 2022 Transfer Apr 2022 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-188836 |
| Primary APN | 01-188836 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,352 sqft Total Area |
| Basement Area | 945 sqft |
| Finished Basement | 945 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1979 |
|---|---|
| Effective Year Built | Effective 1979 |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 102,802 sqft (2.36 acres) |
| Garage Type | Detached |
| Garage Area | 768 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Slab |
| Porch Area | 360 sqft |
| Deck Area | 120 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 188836 |
|---|---|
| Street Address | 6190 MONTGOMERY RD |
| City | ELKRIDGE |
| State | MD |
| Zip | 21075-5911 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R20 |
| Legal Description | LOT 4 2.3628 A 6190 MONTGOMERY RD PLAT OF CORRECTION |
| Legal Subdivision | CORRIDOR |
| Legal Lot Number | 4 |
| Jurisdiction | HOWARD MD |
| Township / Civil Division | 1, ELKRIDGE |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 601103 |
6190 Montgomery Rd is owned and occupied by two individuals who acquired it in May 2022.
Source: Howard County records, as of September 4, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 6190 MONTGOMERY RD, ELKRIDGE, MD 21075-5911 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 6, 2022 | Intrafamily Transfer, Transfer |
| Apr 22, 2022 | Deed of Trust, Mortgage · Conventional Mortgage PNC BANK NA |
| May 30, 2019 | Deed of Trust, Mortgage · Line of Credit PNC BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | May 24, 2022 |
| Transfer Doc | 0215600476 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | HOWARD MD |
| Recording Date | Jun 6, 2022 |
| Property Address | 6190 MONTGOMERY RD, ELKRIDGE, MD 21075-5911 |
| Document Number | 0215600476 |
| Book / Page | 21560 / 476 |
| Map Reference | PL 9741 |
| Instrument Date | May 24, 2022 |
| Transaction Type | Transfer |
| Record Updated | Jun 16, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 6190 MONTGOMERY RD, ELKRIDGE, MD 21075-5911 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOWARD MD |
| Property Address | 6190 MONTGOMERY RD, ELKRIDGE, MD 21075-5911 |
| Transaction Type | Mortgage |
| Record Updated | May 5, 2022 |
| Title Company | NATIONALLINK |
| Name | Verified Name |
|---|
| Document Number | 0214760433 |
|---|---|
| Date | Apr 22, 2022 |
| Book Page | 21476/433 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | MIAMISBURG, OH 45342 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | May 1, 2037 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOWARD MD |
| Property Address | 6190 MONTGOMERY RD, ELKRIDGE, MD 21075-5911 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0186910361 |
|---|---|
| Date | May 30, 2019 |
| Book Page | 18691/361 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | PITTSBURGH, PA 15222 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2026 property tax bill for 6190 Montgomery Rd was $8,008 with a homeowner's exemption, up 1.2% from the year before.
Source: Howard County assessment roll, as of September 4, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Howard County |
| Unified School District | Howard County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $8,008.00 (+1.16%) Homeowner's exemption | $556,000 (+6.19%) Land $244,800 Building $311,200 | $556,000 (-) Land $244,800 Building $311,200 |
| 2025 | $7,916.00 (+4.79%) Homeowner's exemption | $523,567 | $556,000 Land $244,800 Building $311,200 |
| 2024 | $7,554.00 | ||
| 2023 | $458,700 Land $244,800 Building $213,900 | $458,700 Land $244,800 Building $213,900 | |
| 2022 | $5,122.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 6190 Montgomery Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 31, 2023
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 6190 Montgomery Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HOWARD COUNTY D.P.W. DISTRIBUTION serves 286,158 people · EPA ID MD0130002 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jan 2024 |
| Lead | 3 ppb (2018–2020) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 171 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| Believe Broadband Fixed Wireless | 500 / 100 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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