6190 Lavaca Dr, Belton, TX 76513 Property Records

Bell County property record for 6190 Lavaca Dr, Belton, TX 76513

Property Summary

Property Type	Single Family Home
Details	1,549 sqft · built 2020
Lot Size	0.145 acres (6,300 sqft)
Owner	Individual Name on File
Last Sale	$221,500 (Jun 2021)
Tax Bill	$4,643 (2025)
Deeds & Mortgages	Apr 2024 Mortgage Jun 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0924055645`

Property Details

APN / Parcel Number

Primary APN	`0924055645`
Alternative APN	`496660`

Interior

Stories	1 Story
Building Area	1,549 sqft Living Area
1st Floor Area	1,549 sqft

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Foundation Type	Slab (Mat/Raft)
Lot Area	6,300 sqft (0.145 acres)
Garage Area	384 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	84 sqft

Location & Zoning

Street Address	6190 LAVACA DR
City	BELTON
State	TX
Zip	76513-8541
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	THREE CREEKS PHASE IV, BLOCK 005, LOT 0008
Legal Subdivision	THREE CREEKS PHASE IV
Legal Block	5
Legal Lot Number	8
Jurisdiction	BELL TX
Township / Civil Division	BELTON
Census Block Group	1
Census Block	1013
Census Tract	21502

Owner

6190 Lavaca Dr is owned and occupied by an individual who bought it in June 2021.

Source: Bell County records, as of October 19, 2026

Owner of Record	Individual Name on File
Mailing Address	6190 LAVACA DR, BELTON, TX 76513-8541
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 5, 2024	Deed of Trust, Mortgage · FHA Mortgage LOANCARE LLC
Jun 14, 2021	Vendor's Lien, Subdivision Related Transfer · FHA Mortgage DHI MORTGAGE COMPANY LTD

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 14, 2021 · Amount on File
Deed Sale	Jun 14, 2021 · Amount on File
Deed Document Number	202137222
Prior Transfer Date	Jun 11, 2021
Prior Transfer Doc	0000037222
Record Updated	Oct 29, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BELL TX
Property Address	6190 LAVACA DR, BELTON, TX 76513-8541
Transaction Type	Mortgage
Record Updated	Apr 17, 2024
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6190 LAVACA DR, BELTON, TX 76513-8541

Mortgage

Document Number	0000014307
Date	Apr 5, 2024
Instrument	2024014307

Lender

Name	LOANCARE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	327 Months
Due	Jul 1, 2051

June 2021: Vendor's Lien, Subdivision Related Transfer

Document Type	Vendor's Lien
Jurisdiction	BELL TX
Recording Date	Jun 14, 2021
Property Address	6190 LAVACA DR, BELTON, TX 76513-8541
Document Number	0000037222
Map Reference	PL 2020-1A-1B
Instrument Date	Jun 11, 2021
Instrument	2021037222
Transaction Type	Subdivision Related Transfer
Record Updated	Nov 15, 2022
Title Company	DHI TITLE OF CTRL TX TEMPLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6190 LAVACA DR, BELTON, TX 76513-8541

Mortgage

Document Number	0000037223
Date	Jun 14, 2021
Instrument	2021037223

Lender

Name	DHI MORTGAGE COMPANY LTD
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2051

Mortgage

Document Number	0000037224
Date	Jun 14, 2021
Instrument	2021037224

Lender

Name	TEXAS STATE AFFORABLE HOUSING CORP
Type	Non-Lending Institution
Address	AUSTIN, TX 78752

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	36 Months
Due	Jun 11, 2024

Tax Assessment & Valuation

The 2025 property tax bill for 6190 Lavaca Dr was $4,643 with a homeowner's exemption.

Source: Bell County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Bell County
Unified School District	Belton Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,643.00	$270,722	$283,442 Land $50,000 Building $233,442
2023	$4,384.00 (-13.26%) Homeowner's exemption	$294,825 Land $50,000 Building $244,825	$294,825 Land $50,000 Building $244,825
2022	$5,054.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 6190 Lavaca Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2024.

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	1 (2024)
Most Recent Claim	Apr 2024 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 6190 Lavaca Dr is high, ranking above 70% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 70% of the US · above 59% of Texas
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BELTON serves 23,054 people · EPA ID TX0140002
Water Source	Purchased surface water from BELL COUNTY WCID 1
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 292 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Western Broadband Fixed Wireless	200 / 40

May also be available: Altitude ISP, Nextlink.

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