6190 Hudlow Rd, Union Mills, NC 28167 Property Records

Rutherford County property record for 6190 Hudlow Rd, Union Mills, NC 28167

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,016 sqft · built 1918
Lot Size	4.76 acres (207,346 sqft)
Owner	Trust Name on File
Last Sale	$210,000 (Jun 2019)
Tax Bill	$1,964 (2025)
Deeds & Mortgages	Jan 2022 Mortgage Jun 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`0119672`

Property Details

APN / Parcel Number

Primary APN	`0119672`
Alternative APNs	`119672` `328`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	3,016 sqft Heated Area
Flooring	Wood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1918
Effective Year Built	Effective 1986
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	207,346 sqft (4.76 acres)
Garage Area	576 sqft
Porch	Slab
Porch Area	944 sqft

Utilities, Heating & Cooling

Cooling System	Partial
Heating System	Forced Air with A/C
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	6190 HUDLOW RD
City	UNION MILLS
State	NC
Zip	28167-9545
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	GPIN:1614028582520000; RES. MAIN ST.RD1510
Jurisdiction	RUTHERFORD NC
Township / Civil Division	CAMP CREEK
Census Block Group	2
Census Block	2031
Census Tract	960201

Owner

6190 Hudlow Rd is owner-occupied and held in a trust since September 2023.

Source: Rutherford County records, as of September 9, 2025

Owner of Record	Trust Name on File
Mailing Address	6190 HUDLOW RD, UNION MILLS, NC 28167-9545
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 21, 2022	Deed of Trust, Mortgage · Conventional Mortgage BAXTER CU
Jun 20, 2020	Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS
Jun 28, 2019	Warranty Deed, Transfer · Conventional with PMI QUICKEN LNS
Feb 28, 2017	Deed of Trust, Mortgage HOMETRUST BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 28, 2019 · Amount on File
Deed Sale	Jun 28, 2019 · Amount on File
Prior Sale	Nov 29, 2018 · Amount on File
Deed Book / Page	2023 / 3254
Last Transfer Date	Sep 28, 2023
Transfer Doc	0020752352
Record Updated	Jun 8, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RUTHERFORD NC
Property Address	6190 HUDLOW RD, UNION MILLS, NC 28167-9545
Transaction Type	Mortgage
Record Updated	Sep 14, 2023
Title Company	WFG LENDER SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020561977
Date	Jan 21, 2022
Book Page	2056/1977

Lender

Name	BAXTER CU
Type	Credit Union
Address	VERNON HILLS, IL 60061

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Feb 1, 2037

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RUTHERFORD NC
Property Address	6190 HUDLOW RD, UNION MILLS, NC 28167-9545
Document Number	0020341516
Instrument Date	Jun 20, 2020
Transaction Type	Mortgage
Record Updated	Aug 21, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6190 HUDLOW RD UNION MILLS NC 281679545, UNION MILLS, NC 28167-9545

Mortgage

Document Number	0020341516
Date	Jun 29, 2020
Book Page	002034/001516

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	324 Months
Due	Jun 28, 2047

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RUTHERFORD NC
Recording Date	Jun 28, 2019
Property Address	6190 HUDLOW RD, UNION MILLS, NC 28167-9545
Document Number	0020233254
Book / Page	002023 / 003254
Instrument Date	Jun 28, 2019
Instrument	12183
Transaction Type	Transfer
Record Updated	Jul 11, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$420.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	6190 HUDLOW RD UNION MILLS NC 281679545, UNION MILLS, NC 28167-9545

Mortgage

Document Number	20233257
Date	Jun 28, 2019
Book Page	002023/003257

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jun 27, 2049

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RUTHERFORD NC
Property Address	6190 HUDLOW RD, UNION MILLS, NC 28167-9545
Document Number	0012420682
Book / Page	001242 / 000682
Instrument Date	Feb 28, 2017
Transaction Type	Mortgage
Record Updated	Mar 9, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	6180 HUDLOW RD UNION MILLS NC 28167, UNION MILLS, NC 28167

Mortgage

Document Number	0012420682
Date	Mar 1, 2017
Book Page	001242/000682
Instrument	8191

Lender

Name	HOMETRUST BK
Type	Bank
Address	ASHEVILLE, NC 28802-0010

Agreement

Amount	Amount on Record
Term	360 Months
Due	Feb 28, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.87%

Tax Assessment & Valuation

The 2025 property tax bill for 6190 Hudlow Rd was $1,964.

Source: Rutherford County assessment roll, as of August 29, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Rutherford County
Unified School District	Rutherford County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,964.00	$336,400 Land $45,300 Building $291,100	$336,400 Land $45,300 Building $291,100
2023		$336,400 Land $45,300 Building $291,100	$336,400 Land $45,300 Building $291,100
2022	$1,537.00
2021	$1,537.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 6190 Hudlow Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 18, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 6190 Hudlow Rd is moderate, ranking above 55% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 55% of the US · above 77% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 44 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Vyve Broadband Cable	2,000 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: Pangaea Internet.

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