619 West St, Three Rivers, MI 49093 Property Records

St. Joseph County property record for 619 West St, Three Rivers, MI 49093

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,817 sqft · built 1920
Lot Size	0.26 acres (11,326 sqft)
Owner	Individual Name on File
Last Sale	$155,000 (Jun 2022)
Tax Bill	$2,783 (2025)
Deeds & Mortgages	Jun 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`051-145-277-00`

Property Details

APN / Parcel Number

Primary APN	`051-145-277-00`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,817 sqft Living Area
1st Floor Area	1,403 sqft
Basement Area	1,368 sqft
Unfinished Basement	1,167 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Lot Area	11,326 sqft (0.26 acres)
Lot Dimensions	168 ft deep x 66 ft wide
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	619 WEST ST
City	THREE RIVERS
State	MI
Zip	49093-2360
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2
Legal Description	LOT 5 BLK 25 CITY OF THREE RIVERS.
Legal Subdivision	CITY OF THREE RIVERS
Legal Block	25
Legal Lot Number	5
Jurisdiction	ST JOSEPH MI
Township / Civil Division	THREE RIVERS
Census Block Group	3
Census Block	3026
Census Tract	40100

Owner

619 West St is owned and occupied by an individual who bought it in June 2022.

Source: St. Joseph County records, as of July 24, 2026

Owner of Record	Individual Name on File
Mailing Address	619 WEST ST, THREE RIVERS, MI 49093-2360
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 15, 2022 · Amount on File
Deed Sale	Jun 15, 2022 · Amount on File
Prior Sale	Sep 3, 2015 · Amount on File
Deed Document Number	20225575
Prior Transfer Date	Dec 11, 1997
Prior Transfer Doc	0816000429
Record Updated	Oct 29, 2026

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOSEPH MI
Recording Date	Jun 15, 2022
Property Address	619 WEST ST, THREE RIVERS, MI 49093-2360
Document Number	2022005575
Map Reference	LB 17 PG 28
Instrument Date	Jun 13, 2022
Instrument	2022005575
Transaction Type	Transfer
Record Updated	Jun 28, 2022
Title Company	TITLE RESOURCE AGENCY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,162.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	619 WEST ST, 619, THREE RIVERS, MI 49093-2360

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16950 WOODLAND DR APT 11, 11, THREE RIVERS, MI 49093-8700

Mortgage

Date	Jun 15, 2022

Lender

Name	KELLOGG COMMUNITY CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 619 West St was $2,783 with a homeowner's exemption.

Source: St. Joseph County assessment roll, as of July 24, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	St. Joseph County
Municipality	Three Rivers City
Unified School District	Three Rivers Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$77,300 Land $4,800 Building $72,500	$154,600 Land $9,600 Building $145,000
2025	$2,783.00 Homeowner's exemption
2023		$56,700 Land $3,000 Building $53,700	$113,400 Land $6,000 Building $107,400
2022	$1,843.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 619 West St in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1982.

Source: FEMA National Flood Hazard Layer, effective June 4, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	5 (1982–2020)
Most Recent Claim	May 2020 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 619 West St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	THREE RIVERS serves 7,905 people · EPA ID MI0006610
Water Source	Groundwater
Last State Inspection	Apr 2025
Lead	4 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 201 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Surf Internet Fiber	8,000 / 8,000
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Mercury Fiber Fixed Wireless	150 / 20
T-Mobile Fixed Wireless	100 / 20