619 N Glover Ct, Saint Joseph, IL 61873 Property Records

Champaign County property record for 619 N Glover Ct, Saint Joseph, IL 61873

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,132 sqft · built 2006
Lot Size	0.222 acres (9,663 sqft)
Owner	2 Individual Names on File
Last Sale	$277,000 (Jan 2017)
Tax Bill	$6,810 (2024)
Deeds & Mortgages	Aug 2023 Mortgage May 2022 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`28-22-12-401-010`

Property Details

APN / Parcel Number

Primary APN	`28-22-12-401-010`

Interior

Full Baths	2 Baths
Stories	2 Stories
Building Area	1,132 sqft Living Area
Gross Area	2,704 sqft
Basement Area	1,132 sqft
Flooring	Wood
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Architectural Style	A-Frame
Exterior Material	Wood
Construction Type	Frame
Roof Material	Other
Lot Area	9,663 sqft (0.222 acres)
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Frame Porch
Porch Area	130 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	619 N GLOVER CT
City	SAINT JOSEPH
State	IL
Zip	61873-8440
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 810 WOODARDS CRESTLAKE SUB NO 8
Legal Range	10E
Legal Township	19N
Legal Section	12
Legal Subdivision	WOODARDS CRESTLAKE SUB NO 8
Legal Lot Number	810
Jurisdiction	CHAMPAIGN IL
Township / Civil Division	ST. JOSEPH
Census Block Group	3
Census Block	3002
Census Tract	10701

Owner

619 N Glover Ct is owned and occupied by two individuals who bought it in January 2017.

Source: Champaign County records, as of April 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	619 N GLOVER CT, SAINT JOSEPH, IL 61873-8440
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Aug 17, 2023	Deed of Trust, Mortgage · Closed-End Mortgage PHILO EXCHANGE BANK
May 26, 2022	Deed of Trust, Mortgage · Line of Credit PROSPECT BANK
Jan 4, 2017	Warranty Deed, Transfer · ARM THE EDGAR COUNTY BANK & TRUST CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 4, 2017 · Amount on File
Deed Sale	Jan 4, 2017 · Amount on File
Prior Sale	Mar 19, 2007 · Amount on File
Deed Document Number	2017178
Record Updated	Oct 29, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAMPAIGN IL
Property Address	619 N GLOVER CT, SAINT JOSEPH, IL 61873-8440
Transaction Type	Mortgage
Record Updated	Aug 28, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	619 N GLOVER CT, SAINT JOSEPH, IL 61873-8440

Mortgage

Document Number	0000011709
Date	Aug 17, 2023
Instrument	2023R11709

Lender

Name	PHILO EXCHANGE BANK
Type	Bank
Address	PHILO, IL 61864

Agreement

Type	Closed-End Mortgage
Amount	Amount on Record
Term	62 Months
Due	Oct 1, 2028

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAMPAIGN IL
Property Address	619 N GLOVER CT, SAINT JOSEPH, IL 61873-8440
Transaction Type	Mortgage
Record Updated	Jun 7, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000009469
Date	May 26, 2022
Instrument	2022R09469

Lender

Name	PROSPECT BANK
Type	Bank
Address	CHAMPAIGN, IL 61820

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	84 Months
Due	May 25, 2029

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly
Min Rate At Change	3.75%
Margin	4
Max Rate	21.2%

January 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHAMPAIGN IL
Recording Date	Jan 4, 2017
Property Address	619 N GLOVER CT, SAINT JOSEPH, IL 61873-8440
Document Number	0000000178
Map Reference	DOC2005R07409
Instrument Date	Dec 30, 2016
Instrument	2017R00178
Transaction Type	Transfer
Record Updated	Apr 28, 2022
Title Company	ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$415.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	619 N GLOVER CT, SAINT JOSEPH, IL 61873-8440

Mortgage

Document Number	0000000179
Date	Jan 4, 2017
Instrument	2017R00179

Lender

Name	THE EDGAR COUNTY BANK & TRUST CO
Type	Bank

Agreement

Type	ARM
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	5.25%
Type Change Date	Jan 1, 2022
Change Frequency	Annually
Min Rate At Change	4.5%
Max Rate At Change	7.25%
Index	1-Year LIBOR
Margin	3
Max Rate	7.72%

Tax Assessment & Valuation

Source: Champaign County assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Champaign County
County Subdivision	St. Joseph Township
Municipality	St. Joseph Village
Elementary School District	St. Joseph Community Consolidated School District 169 (KG - 08)
Secondary School District	St. Joseph-Ogden Community High School District 305 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$112,480 Land $19,820 Building $92,660	$337,440 Land $59,460 Building $277,980
2024	$6,810.00
2022	$6,016.00 Homeowner's exemption	$89,780 Land $15,820 Building $73,960	$269,340 Land $47,460 Building $221,880

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 619 N Glover Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 14, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 619 N Glover Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IL AMERICAN-CHAMPAIGN private · serves 150,000 people · EPA ID IL0195300
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 42 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Pavlov Media Fiber	8,000 / 8,000
Xfinity Cable	1,200 / 35
Nextlink Fixed Wireless	800 / 400
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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