Osceola County property record for 619 Indiana Ave, Saint Cloud, FL 34769
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,596 sqft · built 1940 |
| Lot Size | 0.301 acres (13,111 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $108,000 (Jan 2022) |
| Tax Bill | $2,706 (2025) |
| Deeds & Mortgages | Jan 2022 Sale & Mortgage Jan 2020 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-26-30-0001-0050-0150 |
| Primary APN | 01-26-30-0001-0050-0150 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,596 sqft Living Area |
| Gross Area | 2,076 sqft |
| 1st Floor Area | 908 sqft |
| Upper Floors Area | 432 sqft |
| Flooring | Wood |
| Interior Walls | Plaster |
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 1940 |
| Architectural Style | L-Shape |
| Exterior Material | Aluminum Siding |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 13,111 sqft (0.301 acres) |
| Lot Dimensions | 150 ft deep x 87.5 ft wide |
| Garage Area | 1,050 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Slab |
| Porch Area | 736 sqft |
| Patio Area | 250 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Street Address | 619 INDIANA AVE |
|---|---|
| City | SAINT CLOUD |
| State | FL |
| Zip | 34769-2866 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SR2 |
| Legal Description | ST CLOUD PB B PG 34 BLK 50 N1/2 LOT 15 & ALL 16-18 2-26-30 |
| Legal Range | 30E |
| Legal Township | 26S |
| Legal Section | 01 |
| Legal Subdivision | ST CLOUD 2ND PLAT TOWN OF |
| Legal Tract | 1 |
| Legal Block | 50 |
| Legal Lot Number | 15 |
| Jurisdiction | OSCEOLA FL |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 3 |
| Census Block | 3032 |
| Census Tract | 43500 |
Source: Osceola County assessment roll, as of November 26, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 619 INDIANA AVE, SAINT CLOUD, FL 34769-2866 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 12, 2022 | Warranty Deed, Transfer · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP |
| Jan 2, 2020 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jan 12, 2022 · Amount on Record |
| Deed Sale | Jan 12, 2022 · Amount on Record |
| Deed Document Number | 20226017 |
| Deed Book / Page | 6127 / 1211 |
| Prior Transfer Date | Apr 22, 2005 |
| Prior Transfer Doc | 0028342765 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Jan 12, 2022 |
| Property Address | 619 INDIANA AVE, SAINT CLOUD, FL 34769-2866 |
| Document Number | 0061271211 |
| Book / Page | 6127 / 1211 |
| Map Reference | MB B PG 33&34 |
| Instrument Date | Jan 10, 2022 |
| Instrument | 2022006017 |
| Transaction Type | Transfer |
| Record Updated | Aug 1, 2022 |
| Title Company | LAND TITLE CORPORATION, LAND TITLE PROFESSIONALS LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $756.00 |
| Amount Accuracy | Rounded by County |
| Name | Verified Name |
|---|---|
| Address | 2112 TROPICANA DR, 2112, SUWANEE, GA 30024-2609 |
| Name | Verified Name |
|---|---|
| Address | 619 INDIANA AVE, SAINT CLOUD, FL 34769-2866 |
| Document Number | 0061271213 |
|---|---|
| Date | Jan 12, 2022 |
| Instrument | 6127/1213 |
| Name | CARDINAL FINANCIAL COMPANY LP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Feb 1, 2037 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Jan 2, 2020 |
| Property Address | 619 INDIANA AVE, SAINT CLOUD, FL 34769-2866 |
| Document Number | 0056501785 |
| Book / Page | 005650 / 001785 |
| Instrument Date | Nov 25, 2019 |
| Instrument | 9 |
| Transaction Type | Transfer |
| Record Updated | Jan 20, 2020 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Life Estate |
| Address | 2112 TROPICANA DR SUWANEE GA 300242609, SUWANEE, GA 30024-2609 |
Source: Osceola County assessment roll, as of November 26, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Municipality | St. Cloud City |
| Unified School District | Osceola County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,706.00 (+6.62%) Homeowner's exemption | $194,062 (+5.99%) | $204,700 (+11.8%) Land $63,200 Building $141,500 |
| 2023 | $2,538.00 (-9.71%) Homeowner's exemption | $183,100 (+11.44%) Land $57,500 Building $125,600 | $183,100 (+11.44%) Land $57,500 Building $125,600 |
| 2022 | $2,811.00 | $164,300 Land $51,800 Building $112,500 | $164,300 Land $51,800 Building $112,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 40 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 40 in force |
| Nearby Flood Claims | 3 (1995–2022) |
| Claims Outside the SFHA | 2 of 3 |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · lower than 92% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST. CLOUD, CITY OF (3 WPS) serves 82,752 people · EPA ID FL3491373 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 458 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber | 8,000 / 8,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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