619 Dover Dr, Elgin, IL 60120 Property Records

Cook County property record for 619 Dover Dr, Elgin, IL 60120

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,204 sqft · built 1988
Lot Size	0.17 acres (7,420 sqft)
Owner	Individual Name on Record
Tax Bill	$4,989 (2024)
Deeds & Mortgages	Oct 2026 Mortgage Apr 2026 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`06-19-204-016`

Property Details

APN / Parcel Number

Primary APN	`06-19-204-016`
Alternative APN	`06-19-204-016-0000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,204 sqft Living Area
1st Floor Area	1,204 sqft

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1989
Architectural Style	Bungalow
Exterior Material	Frame
Construction Type	Frame
Roof Material	Asphalt
Lot Area	7,420 sqft (0.17 acres)
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	619 DOVER DR
City	ELGIN
State	IL
Zip	60120-7612
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 270 IN SUMMERHILL UNIT 4 PART O F SEC19 T41N R09E 3P
Legal Range	9E
Legal Township	41N
Legal Section	19
Legal Subdivision	SUMMERHILL UNIT 04
Legal Lot Number	270
Jurisdiction	COOK IL
Township / Civil Division	HANOVER
Census Block Group	2
Census Block	2007
Census Tract	804406

Owner

Source: Cook County records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	619 DOVER DR, ELGIN, IL 60120-7612
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Man

Deeds, Mortgages & Sale History

Date	Document
Oct 5, 2026	Quit Claim Deed, Transfer · FHA Mortgage LOANDEPOT.COM LLC
Apr 3, 2026	Deed of Trust, Mortgage · Line of Credit LENDAGE LLC
Apr 10, 2020	Deed of Trust, Mortgage · Conventional with PMI CROSSCOUNTRY MTG
Jul 24, 2019	Grant Deed, Transfer · Conventional with PMI CROSS CNTRY MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 5, 2026
Deed Sale	Oct 5, 2026
Prior Sale	Jul 24, 2019 · Amount on Record
Deed Document Number	202630030
Prior Transfer Date	Sep 24, 2026
Prior Transfer Doc	0000030030
Record Updated	Oct 29, 2026

October 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	COOK IL
Recording Date	Oct 5, 2026
Property Address	619 DOVER DR, ELGIN, IL 60120-7612
Document Number	0000030030
Instrument Date	Sep 24, 2026
Instrument	202627830030
Transaction Type	Transfer
Record Updated	Oct 13, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	619 DOVER DR, ELGIN, IL 60120-7612

Mortgage

Document Number	0000030031,
Date	Oct 5, 2026
Instrument	202627830031

Lender

Name	LOANDEPOT.COM LLC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2056

Interest

Rate	6.49%
Max Rate	-1%

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Recording Date	Apr 3, 2026
Property Address	619 DOVER DR, ELGIN, IL 60120-7612
Document Number	0000023061
Instrument Date	Mar 26, 2026
Instrument	202623061
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety, 298
Address	619 DOVER DR, ELGIN, IL 60120-7612

Mortgage

Document Number	0000023061,
Date	Apr 3, 2026
Instrument	202623061

Lender

Name	LENDAGE LLC

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Apr 1, 2036

Interest

Rate	11.7%
Max Rate	-1%

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	619 DOVER DR, ELGIN, IL 60120-7612
Document Number	2019807405
Instrument Date	Apr 10, 2020
Transaction Type	Mortgage
Record Updated	Jul 30, 2020
Title Company	PRECISION TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	619 DOVER DR ELGIN IL 601207612, ELGIN, IL 60120-7612

Mortgage

Document Number	2019807405
Date	Jul 16, 2020
Instrument	19807405

Lender

Name	CROSSCOUNTRY MTG
Type	Mortgage Company
Address	BRECKSVILLE, OH 44141

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jul 15, 2050

Interest

Rate Type	Fixed Rate
Rate	3.5%

July 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	COOK IL
Recording Date	Jul 24, 2019
Property Address	619 DOVER DR, ELGIN, IL 60120-7612
Document Number	1920508131
Instrument Date	Jul 8, 2019
Instrument	20508131
Transaction Type	Transfer
Record Updated	Aug 1, 2019
Title Company	PRAIRIE TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$190.00
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	619 DOVER DR ELGIN IL 601207612, ELGIN, IL 60120-7612

Mortgage

Document Number	1920508132
Date	Jul 24, 2019
Instrument	20508132

Lender

Name	CROSS CNTRY MTG
Type	Mortgage Company
Address	BRECKSVILLE, OH 44141

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jul 23, 2049

Interest

Rate Type	Fixed Rate
Rate	5.42%

Mortgage

Document Number	1920508133,
Date	Jul 24, 2019
Instrument	20508133

Lender

Name	ILLINOIS HSNG DEV AUTHORITY
Address	CHICAGO, IL 60601

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
County Subdivision	Hanover Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$29,000 (+20.83%) Land $5,194 Building $23,806	$290,000 (+20.83%) Land $51,940 Building $238,060
2024	$4,989.00 (-3.89%)
2023	$5,191.00 (+4.01%)
2022	$4,991.00	$24,000 Land $4,823 Building $19,177	$240,000 Land $48,230 Building $191,770

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 11, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 312 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Fox Valley Internet.

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