619 Crystal St, Ames, IA 50010 Property Records

Story County property record for 619 Crystal St, Ames, IA 50010

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 926 sqft · built 1977
Lot Size	0.224 acres (9,750 sqft)
Owner	2 Individual Names on Record
Last Sale	$270,000 (Aug 2026)
Tax Bill	$3,384 (2025)
Deeds & Mortgages	Aug 2026 Sale & Mortgage Aug 2018 Line of Credit + 5 more
Flood Zone	Zone X (minimal risk)
APN	`09-14-475-010`

Property Details

APN / Parcel Number

Primary APN	`09-14-475-010`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Building Area	926 sqft Living Area
1st Floor Area	927 sqft
Basement Area	926 sqft
Finished Basement	808 sqft
Unfinished Basement	118 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Architectural Style	Split Foyer
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	9,750 sqft (0.224 acres)
Lot Dimensions	130 ft deep x 75 ft wide
Garage Type	Attached
Garage Area	351 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Deck Area	319 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	619 CRYSTAL ST
City	AMES
State	IA
Zip	50010-8401
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RL
Legal Description	COUNTRY GABLES 2ND ADD LOT:1 AMES
Legal Range	24W
Legal Township	83N
Legal Section	14
Legal Subdivision	COUNTRY GABLES 2ND ADD
Legal Lot Number	1
Jurisdiction	STORY IA
Township / Civil Division	WASHINGTON
Census Block Group	2
Census Block	2001
Census Tract	1302

Owner

Source: Story County records, as of September 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	619 CRYSTAL ST, AMES, IA 50010-8401
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Date	Document
Aug 24, 2026	Warranty Deed, Transfer · Conventional Mortgage MARINE CREDIT UNION
Aug 14, 2018	Deed of Trust, Mortgage · Line of Credit US BANK NA
Jun 23, 2023	Deed of Trust, Mortgage · Line of Credit COMMUNITY CHOICE CU
Aug 27, 2025	Deed of Trust, Mortgage · Conventional Mortgage COMMUNITY CHOICE CU
Sep 8, 2025	Intrafamily Transfer, Transfer · Conventional Mortgage COMMUNITY CHOICE CU
Jun 21, 2019	Warranty Deed, Transfer · Stand-Alone First Mortgage COMMUNITY CHOICE CREDIT UNION
Aug 1, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 24, 2026 · Amount on Record
Deed Sale	Aug 24, 2026 · Amount on Record
Prior Sale	Jun 21, 2019 · Amount on Record
Deed Document Number	20267664
Prior Transfer Date	Aug 22, 2025
Prior Transfer Doc	0202507275
Record Updated	Oct 29, 2026

August 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STORY IA
Recording Date	Aug 24, 2026
Property Address	619 CRYSTAL ST, AMES, IA 50010-8401
Document Number	0000007664
Instrument Date	Aug 16, 2026
Instrument	20267664
Transaction Type	Transfer
Record Updated	Sep 14, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	619 CRYSTAL ST, AMES, IA 50010-8401

Mortgage

Document Number	0000007665,
Date	Aug 24, 2026
Instrument	20267665

Lender

Name	MARINE CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2056

Interest

Rate Type	Fixed Rate
Rate	7.73%
Initial Type	Fixed Rate
Max Rate	-1%

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STORY IA
Property Address	619 CRYSTAL ST, AMES, IA 50010-8401
Transaction Type	Mortgage
Record Updated	Oct 20, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0201807506
Date	Aug 14, 2018
Instrument	2018-07506

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	233 Months
Due	Jan 1, 2038

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STORY IA
Property Address	619 CRYSTAL ST, AMES, IA 50010-8401
Transaction Type	Mortgage
Record Updated	Oct 20, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202304120
Date	Jun 23, 2023
Instrument	2023-04120

Lender

Name	COMMUNITY CHOICE CU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

August 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STORY IA
Property Address	619 CRYSTAL ST, AMES, IA 50010-8401
Transaction Type	Mortgage
Record Updated	Oct 16, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	619 CRYSTAL ST, AMES, IA 50010-8401

Mortgage

Document Number	0202506909
Date	Aug 27, 2025
Instrument	2025-06909

Lender

Name	COMMUNITY CHOICE CU
Type	Credit Union
Address	JOHNSTON, IA 50131

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2055

September 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	STORY IA
Recording Date	Sep 8, 2025
Property Address	619 CRYSTAL ST, AMES, IA 50010-8401
Document Number	0202507275
Instrument Date	Aug 22, 2025
Instrument	2025-07275
Transaction Type	Transfer
Record Updated	Oct 20, 2025

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	619 CRYSTAL ST, AMES, IA 50010-8401

Mortgage

Document Number	0202506909
Date	Sep 8, 2025
Instrument	2025-06909

Lender

Name	COMMUNITY CHOICE CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2055

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STORY IA
Recording Date	Jun 21, 2019
Property Address	619 CRYSTAL ST, AMES, IA 50010-8401
Document Number	0201905116
Instrument Date	Jun 13, 2019
Instrument	2019-05116
Transaction Type	Transfer
Record Updated	Oct 16, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	619 CRYSTAL ST, AMES, IA 50010-8401

Mortgage

Document Number	0201905117
Date	Jun 21, 2019
Instrument	2019-05117

Lender

Name	COMMUNITY CHOICE CREDIT UNION

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2049

August 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	STORY IA
Recording Date	Aug 1, 2018
Property Address	619 CRYSTAL ST, AMES, IA 50010-8401
Document Number	0201807025
Instrument Date	Jul 30, 2018
Instrument	2018-07025
Transaction Type	Transfer
Record Updated	Oct 16, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	619 CRYSTAL ST, AMES, IA 50010-8401

Tax Assessment & Valuation

Source: Story County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	Iowa
Municipality	Ames City
County	Story County
Unified School District	Ames Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,384.00 (+15.81%) Homeowner's exemption	$256,900 (+21.35%) Land $63,400 Building $193,500	$256,900 (+21.35%) Land $63,400 Building $193,500
2024	$2,922.00 (+5.34%)
2023		$211,700 Land $43,500 Building $168,200	$211,700 Land $43,500 Building $168,200
2022	$2,774.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (1979–1993)
Most Recent Claim	Jul 1993 · Severe Storms & Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 76% of Iowa
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AMES WATER TREATMENT PLANT serves 55,177 people · EPA ID IA8503039
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 164 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: ICS Advanced Technologies.

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