6189 Rocky Step Rd, Winfield, WV 25213 Property Records

Putnam County property record for 6189 Rocky Step Rd, Winfield, WV 25213

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,152 sqft · built 2017
Lot Size	0.26 acres (11,326 sqft)
Owner	Individual Name on Record
Last Sale	$150,000 (Dec 2017)
Tax Bill	$1,375 (2026)
Deeds & Mortgages	Feb 2017 Mortgage Oct 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`10-184-0044.0000`

Property Details

APN / Parcel Number

Primary APN	`10-184-0044.0000`
Alternative APNs	`40-10-184-0044.0000` `00016191` `10016191`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,152 sqft Living Area
1st Floor Area	2,304 sqft

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Lot Area	11,326 sqft (0.26 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	10016191
Street Address	6189 ROCKY STEP RD
City	WINFIELD
State	WV
Zip	25213-7660
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	0.26 AC ROCKY STEP RD
Jurisdiction	PUTNAM WV
Township / Civil Division	2
Census Block Group	2
Census Block	2026
Census Tract	20400

Owner

Source: Putnam County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	6177 ROCKY STEP RD, WINFIELD, WV 25213-7660
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 8, 2017	Deed of Trust, Mortgage · Conventional Mortgage BRANCH BANKING AND TRUST CO
Oct 12, 2017	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Dec 27, 2017	Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 27, 2017 · Amount on Record
Deed Sale	Dec 27, 2017 · Amount on Record
Prior Sale	Oct 28, 2009 · Amount on Record
Deed Document Number	20174308250004
Deed Book / Page	563 / 780
Record Updated	Oct 29, 2026

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PUTNAM WV
Property Address	6189 ROCKY STEP RD, WINFIELD, WV 25213-7660
Transaction Type	Mortgage
Record Updated	Dec 5, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001152/199
Date	Feb 8, 2017
Book Page	1152/199
Instrument	004156080017

Lender

Name	BRANCH BANKING AND TRUST CO
Type	Bank
Address	WILSON, NC 27893

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2047

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PUTNAM WV
Property Address	6189 ROCKY STEP RD, WINFIELD, WV 25213-7660
Transaction Type	Mortgage
Record Updated	Dec 5, 2025
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001172/409
Date	Oct 12, 2017
Book Page	1172/409

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2047

December 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	PUTNAM WV
Recording Date	Dec 27, 2017
Property Address	6189 ROCKY STEP RD, WINFIELD, WV 25213-7660
Document Number	000563/780
Book / Page	0563 / 780
Instrument Date	Dec 11, 2017
Instrument	004308250004
Transaction Type	Transfer
Record Updated	Dec 5, 2025

Transaction

Amount	Amount Recorded
Tax	$660.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	51 CASTINE LN, CHARLESTON, WV 25314-9331

Tax Assessment & Valuation

Source: Putnam County assessment roll, as of December 5, 2025

Property Jurisdictions

Type	Name
State	West Virginia
County	Putnam County
Unified School District	Putnam County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,375.00 (+5.69%)	$130,020 (+5.76%) Land $14,400 Building $115,620	$216,700 (+5.76%) Land $24,000 Building $192,700
2025	$1,301.00 (+31.68%) Homeowner's exemption	$122,940 (+21.31%) Land $13,260 Building $109,680	$204,900 (+21.31%) Land $22,100 Building $182,800
2023	$988.00 (+3.13%) Homeowner's exemption	$101,340 (+1.81%) Land $12,540 Building $88,800	$168,900 (+1.81%) Land $20,900 Building $148,000
2022	$958.00 Homeowner's exemption	$99,540 Land $13,380 Building $86,160	$165,900 Land $22,300 Building $143,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 2, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 29 policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	29 in force
Nearby Flood Claims	5 (1978–2001)
Claims Outside the SFHA	2 of 5
Most Recent Claim	May 2001 · Severe Storms, Flooding And Landslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 79% of West Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WVAWC-KANAWHA VALLEY DIST private · serves 209,283 people · EPA ID WV3302016
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 348 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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