6189 Old Pollard Rd, Jay, FL 32565 Property Records

Santa Rosa County property record for 6189 Old Pollard Rd, Jay, FL 32565

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 3,288 sqft · built 1970
Lot Size	17.5 acres (762,300 sqft)
Owner	2 Individual Names on Record
Last Sale	$249,000 (Feb 2019)
Tax Bill	$210 (2025)
Deeds & Mortgages	Aug 2026 Line of Credit May 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`35-6N-29-0000-00800-0000`

Property Details

APN / Parcel Number

Primary APN	`35-6N-29-0000-00800-0000`
Alternative APN	`N296350000008000000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	3,288 sqft Living Area
Gross Area	4,338 sqft
1st Floor Area	1,644 sqft
Basement Area	1,644 sqft
Finished Basement	1,644 sqft
Flooring	Wood
Interior Walls	Paneling
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1970
Effective Year Built	Effective 2000
Exterior Material	Brick
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Wood Shingle
Lot Area	762,300 sqft (17.5 acres)
View / Lot	Woodland
Garage Type	Carport
Garage Area	414 sqft
Carport	Carport
Carport Area	414 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished/Open Porch
Porch Area	180 sqft
Patio Area	456 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	6189 OLD POLLARD RD
City	JAY
State	FL
Zip	32565-1615
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AG-RR
Legal Description	THAT PART OF S2 OF NW4 OF SW4 LYING W OF OLD JAY POLLARD RD AS DES IN OR 3801 PG 1398 LESS 3/4 MINERAL RIGHTS
Legal Range	29W
Legal Township	6N
Legal Section	35
Jurisdiction	SANTA ROSA FL
Township / Civil Division	JAY
Census Block Group	1
Census Block	1002
Census Tract	10200

Owner

Source: Santa Rosa County records, as of September 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	6189 OLD POLLARD RD, JAY, FL 32565-1615
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 7, 2026	Deed of Trust, Mortgage · Line of Credit AMERISAVE MORTGAGE CORPORATION
May 29, 2020	Deed of Trust, Mortgage · VA Mortgage BROKER SOLUTIONS INC
Feb 5, 2019	Warranty Deed, Transfer · VA Mortgage MORTGAGE ONE/SOUTH

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 5, 2019 · Amount on Record
Deed Sale	Feb 5, 2019 · Amount on Record
Deed Document Number	20194400
Deed Book / Page	3801 / 1398
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA ROSA FL
Recording Date	Aug 7, 2026
Property Address	6189 OLD POLLARD RD, JAY, FL 32565-1615
Document Number	0000039919
Book / Page	4776 / 257
Instrument Date	Aug 2, 2026
Instrument	202639919
Transaction Type	Mortgage
Record Updated	Sep 22, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6189 OLD POLLARD RD, JAY, FL 32565-1615
Investor	Possibly a Property Investor

Mortgage

Document Number	0000039919,
Date	Aug 7, 2026
Book Page	4776/257
Instrument	202639919

Lender

Name	AMERISAVE MORTGAGE CORPORATION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Sep 1, 2046

Interest

Max Rate	-1%

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA ROSA FL
Property Address	6189 OLD POLLARD RD, JAY, FL 32565-1615
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0039560288
Date	May 29, 2020
Book Page	3956/288
Instrument	202025435

Lender

Name	BROKER SOLUTIONS INC
Type	Mortgage Company
Address	TUSTIN, CA 92780

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2050

February 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANTA ROSA FL
Recording Date	Feb 5, 2019
Property Address	6189 OLD POLLARD RD, JAY, FL 32565-1615
Document Number	0038011398
Book / Page	003801 / 001398
Instrument Date	Feb 4, 2019
Instrument	4400
Transaction Type	Transfer
Record Updated	Feb 27, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,743.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	6189 OLD POLLARD RD JAY FL 325651615, JAY, FL 32565-1615

Mortgage

Document Number	38011400
Date	Feb 5, 2019
Book Page	003801/001400
Instrument	4401

Lender

Name	MORTGAGE ONE/SOUTH
Type	Mortgage Company
Address	FORT WALTON BEACH, FL 32548

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 4, 2049

Tax Assessment & Valuation

Source: Santa Rosa County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Santa Rosa County
Unified School District	Santa Rosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$210.00 (+27.27%) Homeowner's exemption Veteran's exemption	$219,181 (+2.9%)	$322,355 (+1.78%) Land $91,875 Building $230,480
2024	$165.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption	$213,004 (+3%)	$316,730 (+0.76%) Land $91,875 Building $224,855
2023	$165.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption Additional exemption filed	$206,800 (+3%)	$314,353 (+16.68%) Land $91,875 Building $222,478
2022	$165.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption Additional exemption filed	$200,777	$269,418 Land $49,000 Building $220,418

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2025)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2025 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 62% of the US · lower than 62% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MOORE CREEK MOUNT CARMEL UTILITIES serves 4,875 people · EPA ID FL1570479
Water Source	Groundwater
Last State Inspection	Apr 2025
Lead	2 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Conexon Connect Fiber	2,000 / 2,000

Cell Coverage

5G (outdoors only) and 4G LTE

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