6189 Lorena Rd, Rome, NY 13440 Property Records

Oneida County and Rome City property record for 6189 Lorena Rd, Rome, NY 13440

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,250 sqft · built 1972
Lot Size	0.4 acres (17,424 sqft)
Owner	Individual Name on File
Last Sale	$88,500 (Jan 2010)
Tax Bill	$2,817 (2026)
Deeds & Mortgages	Feb 2022 Line of Credit Oct 2024 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`301389 188.003-1-7`

Property Details

APN / Parcel Number

Primary APN	`301389 188.003-1-7`
Alternative APNs	`138918800300010070000000` `301389 188.003-0001-007` `42301 05`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,250 sqft Living Area
1st Floor Area	600 sqft
2nd Floor Area	650 sqft

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Lot Area	17,424 sqft (0.4 acres)
Lot Width	100 ft Width
Garage Type	Attached
Garage Area	384 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	304 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	42301 05
Street Address	6189 LORENA RD
City	ROME
State	NY
Zip	13440-7538
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1-8
Legal Description	H&L 100X200
Legal Block	1
Legal Lot Number	7.000
Jurisdiction	ONEIDA NY
Township / Civil Division	ROME
Census Block Group	1
Census Block	1002
Census Tract	22702

Owner

6189 Lorena Rd is owned and occupied by an individual who bought it in January 2010.

Source: Oneida County and Rome City records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	6189 LORENA RD, ROME, NY 13440-7538
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 14, 2022	Deed of Trust, Mortgage · Line of Credit AMERICU CU
Oct 17, 2024	Deed of Trust, Mortgage · Line of Credit AMERICU CU
Oct 15, 2020	Loan Modification, Mortgage · Conventional Mortgage WELLS FARGO BK
Oct 22, 2018	Warranty Deed, Transfer · VA Mortgage WELLS FARGO BK
May 17, 2018	Deed of Trust, Mortgage · Conventional Mortgage ADIRONDACK BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 8, 2010 · Amount on File
Deed Sale	Jan 8, 2010 · Amount on File
Deed Book / Page	2010 / 369
Record Updated	Oct 29, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ONEIDA NY
Property Address	6189 LORENA RD, ROME, NY 13440-7538
Transaction Type	Mortgage
Record Updated	Apr 23, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002500
Date	Feb 14, 2022
Instrument	2022-002500

Lender

Name	AMERICU CU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

October 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ONEIDA NY
Property Address	6189 LORENA RD, ROME, NY 13440-7538
Transaction Type	Mortgage
Record Updated	Apr 23, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000012195
Date	Oct 17, 2024
Instrument	2024-012195

Lender

Name	AMERICU CU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	301 Months
Due	Nov 1, 2049

Interest

Rate Type	Adjustable Rate

October 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ONEIDA NY
Property Address	6189 LORENA RD, ROME, NY 13440-7538
Document Number	0000017807
Instrument Date	Oct 15, 2020
Transaction Type	Mortgage
Record Updated	Feb 26, 2021
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6189 LORENA RD ROME NY 134407538, ROME, NY 13440-7538

Mortgage

Document Number	0000017807
Date	Dec 16, 2020
Instrument	17807

Lender

Name	WELLS FARGO BK
Type	Bank
Address	DES MOINES, IA 50328

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 15, 2050

Interest

Rate Type	Fixed Rate
Rate	2.87%

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ONEIDA NY
Recording Date	Oct 22, 2018
Property Address	6189 LORENA RD, ROME, NY 13440-7538
Document Number	0000015254
Instrument Date	Oct 22, 2018
Instrument	15254
Transaction Type	Transfer
Record Updated	Feb 26, 2021
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$548.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10 WOOD CREEK DR #10C ROME NY 134407738, 10C, ROME, NY 13440-7738

Mortgage

Document Number	15255
Date	Oct 22, 2018
Instrument	15255

Lender

Name	WELLS FARGO BK
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 21, 2048

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ONEIDA NY
Property Address	6189 LORENA RD, ROME, NY 13440-7538
Document Number	0000007153
Instrument Date	May 17, 2018
Transaction Type	Mortgage
Record Updated	Jul 4, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6189 LORENA RD ROME NY 134407538, ROME, NY 13440-7538

Mortgage

Document Number	0000007153
Date	May 25, 2018
Instrument	7153

Lender

Name	ADIRONDACK BK
Type	Bank
Address	UTICA, NY 13501

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	300 Months
Due	May 24, 2043

Tax Assessment & Valuation

The 2026 property tax bill for 6189 Lorena Rd was $2,817 with exemptions applied.

Source: Oneida County and Rome City assessment roll, as of April 28, 2026

Property Jurisdictions

Type	Name
State	New York
County	Oneida County
Municipality	Rome City
Unified School District	Rome City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,817.00 Disabled Person's exemption Veteran's exemption
2025		$67,300 Land $17,500 Building $49,800	$158,353 Land $41,176 Building $117,177
2023		$67,300 (-) Land $17,500 Building $49,800	$148,303 (+17.92%) Land $38,563 Building $109,740
2022	$3,298.00 Disabled Person's exemption Veteran's exemption	$67,300 Land $17,500 Building $49,800	$125,771 Land $32,704 Building $93,067

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 6189 Lorena Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 26, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 6189 Lorena Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ROME CITY serves 31,795 people · EPA ID NY3202405
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	5 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jun 2026
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 41 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

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